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Apply For A Home Loan

Competitive rates and benefits to help you own your dream home.
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Home Suite
Maximum loan of AED 18 Million for up to 25 years, for residential and completed properties as per our list of approved developments.
*Terms & Conditions apply
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Saadiq Home Finance
Maximum finance of AED 18 Million for up to 25 years, for residential and completed properties as per our list of approved developments
*Terms & Conditions apply

  • UAE resident
  • New or existing clients of the bank
  • Salaried or self employed
  • Minimum income of AED 15,000

Once you meet all our criteria, you are eligible for up to AED 18 Million on any residential and completed property as per our list of approved developments.

We finance completed residential properties in Freehold and Leasehold areas in Dubai and Abu Dhabi.

Yes. Saadiq Home Finance and SaadiqOne Account are based on the Ijarah concept (‘rent to own’) and has been approved by an independent Internal Shariah Supervision Committee.

With the MortgageOne Account, your current account and your home loan are linked together, with interest calculated on the difference between your loan balance and the money in your account. This helps you take years off your mortgage and pay less interest as compared to a traditional home loan.

Yes, SaadiqOne Account is the Islamic variant of MortgageOne Account.

To find out the kind of property that fits within your budget, you can access our easy-to-use online calculator by clicking here. You can also contact our Mortgage Specialists to guide you, by making an appointment here.

Home Finance Terms and Conditions
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