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This is to inform that by clicking on the hyperlink, you will be leaving sc.com/ae and entering a website operated by other parties.

Such links are only provided on our website for the convenience of the Client and Standard Chartered Bank does not control or endorse such websites, and is not responsible for their contents.

The use of such website is also subject to the terms of use and other terms and guidelines, if any, contained within each such website. In the event that any of the terms contained herein conflict with the terms of use or other terms and guidelines contained within any such website, then the terms of use and other terms and guidelines for such website shall prevail.

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Ae manhattan platinum masthead
  • Credit Cards
  • Apply For Manhattan Platinum Credit Card With Rewards

Earn Rewards Points every time you shop and dine

Introducing Manhattan Platinum

Enjoy exciting privileges and earn Rewards Points every time you shop, dine and play. In addition, you can also save over AED 10,000 per year.

Exclusive privileges for Manhattan Platinum credit card holders

Find out how you save over AED 10,000 / year with the Manhattan Platinum credit card

Manhattan Platinum Credit Card Features

Get even more with your Manhattan Platinum credit card.

USD 50 Off Expedia.com

Save on flights + hotels packages when you spend a minimum of USD 1200

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Visa Entertainer

Double the fun with ‘Visa Offers Mena’ app powered by The Entertainer. Simply download the app and register with your StanChart Visa credit card to enjoy thousands of discounts and Buy 1 Get 1 offers on dining, travel and entertainment.

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50% off at VOX Cinemas on Sundays

Every Sunday, enjoy 50% off on your VOX Cinemas tickets when using your Manhattan Platinum credit card online.

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Dine & Fly with DragonPass

Airport Dining Offers at over 200 restaurants globally across Airports. To enjoy this offer download the Dine & Fly App from the Apple App Store or Google Play Store

Up to 30% off the total bill with Visa Timeout

Visit the TimeOut Dubai or TimeOut Abu Dhabi websites to view list of all participating outlets. Simply pay with your Manhattan Platinum credit card and enjoy over 200 offers!

Up to 20% off at UAE’s top golf courses

Indulge your passion in some of the most exclusive golf courses in the UAE with up to 20% discount using your Manhattan Platinum Visa credit card.

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Purchase Protection

Get Purchase Protection for lost, stolen or damaged goods
purchased with your Manhattan Platinum credit card.

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Extended Warranty

Use your Manhattan Platinum credit card to pay for your
purchases and items purchased may be eligible for the benefit
of Extended Warranty.

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Credit Shield Insurance

Credit Shield Insurance (CSI) will provide financial security to you and your family in case of any unforeseen circumstances.

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Mobile Payments

No need to put away your phone and look for your wallet. Tap your Phone on terminals that accept contactless payments and pay with Apple Pay or Samsung Pay.

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The Good Life Privileges

Discover 100+ offers and privileges with your credit card.

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Save over AED 10,000

Enjoy exclusive privileges with the Manhattan Platinum credit card and save.

Fees & Charges

Fees and charges are subject to change. All fees and charges listed are inclusive of 5% Value Added Tax (VAT), where applicable

Details
Charges
Annual fee for new clients AED 525 (first year free)
Annual fee for supplementary card(s) Free (AED 157.50 from 3rd card onwards)
Finance charges Retail: 3.45% per month
For more details on all other applicable fees and charges, Please click here.

Eligibility & Documents

Eligibility

  • Age 21 to 60 years old
  • Minimum Monthly Income AED 5,000

Documents Required

  • Copy of Emirates ID / Passport and Visa copy
  • Salary Transfer Letter or Bank Statement/Salary Certificate

    Refer to application form for details

FAQs

  • What is the scope of Credit Shield Insurance coverage?

    Credit Shield Insurance (CSI) will provide financial security to you and your family in case of any unforeseen circumstances. This insurance cover is NOT compulsory with your Credit Card and you do not have to apply for it if you do not want to. Your decision whether or not to take this product will have no bearing on your Credit Card application processing.

    • Period of Coverage:
      Coverage will be valid as long as the premiums are paid on a monthly basis, subject to the terms and conditions.
    • Scope of Coverage:
      The CSI will provide insurance cover for situations where you are unable to pay the outstanding balance on your credit card in the event of:
    • Loss of life
    • Permanent Total Disability
    • Critical Illness
    • Involuntary Loss of Employment (for salaried cardholders only)
    • Temporary Total Disability (for self-employed cardholders only)
    • Premium:
      The premium will be 0.60% of the monthly outstanding balance on your Manhattan Platinum card, charged monthly. There will be no premium charged for a month where the outstanding balance on your card is zero.

    Please refer to the Terms and Conditions to find out more details.

  • What do you do in the event of a medical emergency or a travel claim?

    In the event of a medical emergency or if your claim relates to travel you should call the Assistance Department who are available 24 hours at: +971 (4) 253 6024 (Arabic, French, English)

    For all other claims please email the Claims Helpline at visa@broadspire.eu. You will need to provide:

    • Cardholder’s name
    • First 9 digits of the Visa Infinite card number
    • Cardholder’s address
    • The section under which you wish to make a claim
    • Brief details of your claim
    • Maximum Coverage Amount is 100% of Benefit.

    Please refer to the terms and conditions for full policy details, including cover, conditions, limits and exclusions.

  • What is the claims procedure for Purchase Protection and Extended Warranty?

    Email the Claims Helpline at visa@broadspire.eu .

    You will need to provide:

    • Cardholder’s Name
    • First 9 digits of the Visa Infinite Card Number
    • Cardholder’s Address
    • The policy or section under which you wish to make a claim

    Please refer to the terms and conditions for full policy details, including cover, conditions, limits and exclusions

  • What are Standard Chartered 360° Rewards?

    Compared to any other credit card rewards programme in the UAE, 360° Rewards lets you earn Rewards Points faster on the Standard Chartered Manhattan Platinum Credit Card.

  • How does 360° Rewards work?

    All spends on your Standard Chartered Manhattan Platinum Credit Card automatically earn you 360° Rewards Points. If you spend the equivalent of US$ 1 you will earn 1 point. For transactions made on “Education, “Government”, “Supermarket”, “Petrol”, “Insurance Fees”, “Quick Service Restaurant”, “Rental Housing Fees” and “Auto Dealership Fees” within the UAE, 0.1 points will be earned for USD 1 spent.

Terms and Conditions

  • Credit Card Digital Sales Cashback Offer Terms and Conditions (1 August – 30 September 2023) - Arabic
  • Credit Card Digital Sales Cashback Offer Terms and Conditions (1 May – 31 July 2023)
  • Credit Card Digital Sales Cashback Offer Terms and Conditions (1 March – 30 April 2023)
  • Credit Cards Digital Sales Terms and Conditions - February 2023
  • Credit Card Digital Sales Offer Terms and Conditions (1 January – 31 January 2023) - Arabic
  • Credit Card Digital Sales Cashback Offer Terms and Conditions (1 January – 31 January 2023)
  • Credit Card Digital Sales Cashback Offer Terms and Conditions (November 01 – 31 December 2022)
  • Credit Card Digital Sales Cashback Offer Terms and Conditions (August 1 – 31 October 2022)
  • Credit Card Digital Sales Terms and Conditions English (May - July 2022)
  • Credit Card Digital Sales Cashback Offer Terms and Conditions (February – April 2022)
  • Credit Card Digital Sales Cashback Offer Terms and Conditions (January 2022)
    1. All successful credit card applications will be eligible for cashback* (“the Offer”).
    2. The offer is valid for only New to Bank or New to Product credit card applications from the period starting from 1 November to 31 December 2021 (“the Offer Period”).
    3. Existing Standard Chartered clients currently holding any Standard Chartered issued credit cards are not eligible for the Offer.
    4. The eligible credit cards are Visa Infinite, Manhattan Rewards +, Cashback, Saadiq and X credit cards.
    5. Credit card applications received via sales representatives will not be eligible for the Offer.
    6. The Bank will credit cashback to the client’s credit card statement if the number of mobile wallet transactions have been met.
    7. Clients will have until 28 February 2022 to meet the mobile wallet transactions requirement as stated in the below grid.
    8. Clients who have met the spend requirement as stated in the below grid will receive the Cashback* by 31 March 2022.
      Applications received via SC Mobile app directly or Website Form Applications received via Sales Representatives Number of transactions via Apple Pay, Samsung Pay, Google Pay and Fitbit Pay
    • Visa Infinite
    		 AED 1,000 Not eligible for Cashback 30 mobile wallet transactions in 60 days from the time of card activation
    • Saadiq
    • Cashback
    • X
    • Manhattan Rewards +
    		 AED 500 Not eligible for Cashback 30 mobile wallet transactions in 60 days from the time of card activation
    1. The ‘mobile wallet transactions requirement’ must be on credit card retail purchases, Point-Of-Sale and online transactions (within or outside the UAE).
    2. The following type of transactions are not eligible: transactions at exchange houses, cash withdrawals, Balance Transfers, Fixed Payment Plans, School Fee Cashier Order and Smart Payment Plans.
    3. This Offer is not valid in conjunction with any other special promotion or other reward periodical campaign.
    4. The Bank reserves the right in its sole discretion to cancel, terminate, modify or suspend this Offer and to disqualify any participant who tampers with the offer and/or the entry process.
    5. These terms and conditions should be read together with the Client Terms https://sc.com/ae/terms-and-conditionsand Credit Card Terms and Conditions https://av.sc.com/ae/content/docs/tccc.pdfThese terms and conditions are governed by the laws of the United Arab Emirates and any dispute will be subject to the exclusive jurisdiction of the court of United Arab Emirates.
    6. To read the Saadiq Terms and Conditions, please visit https://www.sc.com/ae/help-centre/downloads/
    1. All successful credit card applications will be eligible for cashback* (“the Offer”).
    2. The offer is valid for only New to Bank or New to Product credit card applications from the period starting from 1 September to 31 October 2021 (“the Offer Period”).
    3. Existing Standard Chartered clients currently holding any Standard Chartered issued credit card are not eligible for the Offer.
    4. The eligible credit cards are Visa Infinite, Manhattan Rewards +, Cashback, Saadiq and X credit cards.
    5. Credit card applications received via sales representatives will not be eligible for the Offer.
    6. The Bank will credit cashback to the client’s credit card statement, once the required spend amount has been met.
    7. Clients will have until 31 December 2021 to meet the spend requirement as stated in the below grid
    8. Clients who have met the spend requirement as stated in the below grid will receive the Cashback* by 31 January 2022.
      Applications received via SC Mobile app directly or Website Form Applications received via Sales Representatives Spend Requirement
    Visa Infinite AED 1,000 Not eligible for Cashback AED 10,000
    • Saadiq
    • Cashback
    • X
    • Manhattan Rewards +
    		 AED 500 Not eligible for Cashback AED 5,000
    1. The ‘spend requirement’ must be on credit card retail purchases, Point-Of-Sale and online transactions (within or outside the UAE).
    2. The following type of transactions are not eligible: transactions at exchange houses, cash withdrawals, Balance Transfers, Fixed Payment Plans, School Fee Cashier Order and Smart Payment Plans.
    3. This Offer is not valid in conjunction with any other special promotion or other reward periodical campaign.
    4. The Bank reserves the right in its sole discretion to cancel, terminate, modify or suspend this Offer and to disqualify any participant who tampers with the offer and/or the entry process.
    5. These terms and conditions should be read together with the Client Terms com/ae/terms-and-conditions and Credit Card Terms and Conditions https://av.sc.com/ae/content/docs/tccc.pdf These terms and conditions are governed by the laws of the United Arab Emirates and any dispute will be subject to the exclusive jurisdiction of the court of United Arab Emirates
    • The Cardholder is entitled to 8 lounge visits (Cardholder only) in a calendar year
    • To be eligible for the complete entitlement of 8 visits, the Cardholder needs to complete one (1) international transaction in each calendar year (Minimum transaction value of USD 1 at Point of Sale transactions including Face to Face, E Commerce, MOTO or Recurring transactions where Issuer is not located in the country of transaction; Spend may take up to 15 days to register with LoungeKey)
    • The Cardholders will be initially assigned one (1) complimentary visit each year prior to meeting the Eligibility Condition
    • Upon successfully satisfying the eligibility condition, the Cardholder becomes eligible for the 7 additional visit entitlement for the year.
    • Annual lounge visit entitlement and the requirement to meet the eligibility condition will reset from 1 Jan in subsequent years
    • As part of the default option, any lounge visits outside Visa Lounge entitlement will need to be paid for by the Cardholder (Visit will be charged directly to the card by LoungeKey)
    • The Issuer has the option to customize the Visa lounge offering
    1. All successful credit card applications will be eligible for an Amazon.ae Gift Card* (“the Offer”).
    2. The offer is valid for only New to Bank or New to Product credit card applications from the period starting from 5 April to 31 May 2021 (“the offer period”).
    3. Existing Standard Chartered clients currently holding any Standard Chartered issued credit card are not eligible for the below offer.
    4. Eligible credit cards will be Visa Infinite, Manhattan Rewards +, Cashback and Saadiq credit cards.
    5. Credit cards applications received via sales representatives will not be eligible for an Amazon.ae Gift Card* (“the Offer”).
    6. The Bank will email the Amazon.ae Gift Card* to the client’s registered email address, once the required spend amount has been met.
    7. Clients will have until 31 July 2021 to meet the spend requirement as stated in the below grid
    8. Clients who have met the below spend requirement as stated in the below grid will receive the Amazon.ae Gift Card* by 31 August 2021.
      Credit Card Name Applications received via SC Mobile app directly or Website Form Applications received via Sales Representatives Spends Requirement
      Visa Infinite AED 1,500 Not eligible for an Amazon.ae Gift Card AED 10,000
      Cashback Saadiq Manhattan Rewards + AED 500 Not eligible for an Amazon.ae Gift Card AED 5,000
    1. The ‘spend requirement’ must be on credit card retail purchases, Point-Of-Sale and online transactions (within or outside the UAE).
    2. The following type of transactions are not eligible: transactions at exchange houses, cash withdrawals, Balance Transfers, Fixed Payment Plans, School Fee Cashier Order and Smart Payment Plans.
    3. This offer is not valid in conjunction with any other special promotion or other reward periodical campaign.
    4. The Bank reserves the right in its sole discretion to cancel, terminate, modify or suspend this offer and to disqualify any Participant who tampers with the offer and/or the entry process.
    5. You acknowledge that the offer is in no way sponsored, endorsed or administered by, or associated with any other third party, and any and all personal information/data provided by you is to the Bank.
    6. This Terms should be read together with the Client Terms sc.com/ae/terms-and-conditions and Credit Card Terms and Conditions www.sc.com/ae/credit-cards/.
    7. These Terms and Conditions are governed by the laws of the United Arab Emirates and any dispute will be subject to the exclusive jurisdiction of the court of United Arab Emirates.
    8. *Restrictions apply, see ae/gc-legal.
    • A maximum of 6 tickets (3 free) per movie session (2D and 3D movie tickets) can be availed under this offer, on Standard Chartered credit cards.
    • A fair usage policy applies – a maximum of 8 tickets (4 free) may be purchased per person per card each month.
    • Ticket types available under this offer are 2D Standard, Premium View, MAX, Premium View (Mercato) and 3D Standard, Premium View, MAX, Premium View(Mercato).
    • This Promotion is not valid for: All seats at MAX 1 Screen at City Centre Deira, GOLD, OUTDOOR, Kids and IMAX with Laser and 4DX tickets.
    • Standard Chartered credit card holders can enjoy 50% off the second medium popcorn on purchase of one medium popcorn.
    • Card holders are required to present their purchased ticket and their Standard Chartered credit card at the relevant candy bar at the venue to avail the popcorn offer.
    • Seating is subject to availability and will be allocated to Standard Chartered credit card holders on first come first serve basis.
    • This offer is not valid in conjunction with any special promotion, private screening or premiere at VOX Cinemas.
    • Offer valid only in the United Arab Emirates.
    • Tickets purchased on the date are non-refundable and non-transferable.
    • Standard Chartered Bank reserves the right to terminate the offer without any prior notice.
    • Currently, in line with government restrictions, individuals above the age of 60 and children under 13 years of age will not be allowed to enter.
    • It’s now mandatory for guests to wear a face mask at all times. The mask can be removed for the purpose of eating and drinking.
    • For more information about your health and safety, please refer to the FAQs https://uae.voxcinemas.com/faq
  • Standard Chartered Bank does not offer insurance advice, nor does it underwrite or issue insurance policies. Insurance products are underwritten by third party insurance providers. Standard Chartered Bank shall not be responsible for insurance provider’s actions or decisions, nor shall Standard Chartered Bank be liable regarding payment of claims or services under the policy/insurance contract. The above information is intended as a general summary. It is for reference only and is not an offer for subscription of any insurance product. The policy contains Terms and Conditions which are not detailed here. If there is any discrepancy between the information contained in the above and the Terms of the policy, the Terms of the policy shall prevail.
    1. The offer is valid for only New To Bank or New To Product credit card applications from the period starting from 1st April to 31st May 2021 (“the offer period”).
    2. The Balance Transfer (BT) facility will be offered for a 6-month tenure and will have to be booked between 12th April till 15th June 2021 to avail the 0% processing fee & 0% interest offer
    3. Existing Standard Chartered Bank clients currently holding any Standard Chartered Bank issued credit card are not eligible for the below offer.
    4. Eligible credit cards will be Visa Infinite, Manhattan Rewards+, Cashback & Signature X credit cards.
    5. There is no fixed instalment to be paid every month, however payment of minimum amount due as per the statement is required
    6. There will be no processing fee which will be charged to your credit card account, when the balance transfer amount is debited from the credit card’s available limit.
    7. The 180 days will be calculated from the day the loan amount is debited from the credit card available limit irrespective of your billing and due date
    8. After 180 days, the remaining balance of the loan amount will be added to the card outstanding balance and normal credit card interest rate will be charged.
    9. Any payment towards the credit card within the loan period first pays off any Equal Monthly Instalments (EMI) due in the month ,then, all fees and interest are cleared, followed by 1% of the Balance Transfer outstanding, 1% if the Smart Payment Plan outstanding and 1% of retail outstanding in that order.
    10. The remaining amount of payment will go towards clearing 100% of the Retail outstanding followed by Balance Transfer and Smart Payment plan.
    11. The amount taken from the Balance Transfer will be blocked on the credit card. The blocked amount will be released upon each monthly payment made.
    12. The Balance Transfer will not be processed in case the retail balance is less than the amount for booking at the time of processing the plan. Hence, credit card balance should be maintained till the funds get transferred to your personal account
    13. Processing time for the loan is approximately 2 to 3 working days
    14. Balance Transfer request will be processed subject to clearance at beneficiary Bank
    15. The Bank has the sole discretion to accept or reject any Balance Transfer application.
    16. The Balance Transfer transaction amount(s) will be debited to the Standard Chartered Credit Card and will be remitted to the other bank within the United Arab Emirates (“UAE”) by way of a Central Bank transfer within 3 working days from the date of approval of the application.
    17. Payments to the other banks should continue to be made until the balance has been transferred.
    18. The Bank will not be liable for payment of any overdue charges, late payment fees, finance charges, or any other charges/liabilities on other credit cards mentioned above that may occur due to any payment delay.
    19. The interest rate applied on the Balance Transfer outstanding amount shall be 0% (Zero %), for a period of six months from approval of the application, where after the period of six months the prevailing base interest rate will apply. All other outstanding on the credit card account shall continue being levied interest at the prevailing interest rate.
    20. The Bank reserves its right to cancel the offer and charge interest on the transferred amount at the prevailing interest rate from the Balance Transfer date, in the event of failure to pay the minimum amount due on the payment due date.
    21. It is important to set the monthly “Minimum Amount Due” payment at less than 100% to avail the lower interest rate. Otherwise 100% of the outstanding will be cleared when the standing instruction is executed.
    22. All credit card transactions made during the tenor of the Balance Transfer will accrue interest from the transaction date till the payment date, at the card’s interest rate. This will reflect in the following month’s statement.
  • Please click here for the Arabic version of the terms and conditions.

Disclaimer

Credit cards are issued at the sole discretion of the Bank and subject to the Bank’s approval criteria.

Standard Chartered Bank is not responsible for the content, security, operation, or use of any Third Party Sites (app) or the products or services that may be offered or obtained through them.

Applicable Third Party vendor fees/charges may incur VAT.

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