You are in

FOR INDIVIDUAL

FOR BUSINESS

Straight2Bank
Login to view and manage your business accounts.

Disclaimer

This is to inform that by clicking on the hyperlink, you will be leaving sc.com/ae and entering a website operated by other parties.

Such links are only provided on our website for the convenience of the Client and Standard Chartered Bank does not control or endorse such websites, and is not responsible for their contents.

The use of such website is also subject to the terms of use and other terms and guidelines, if any, contained within each such website. In the event that any of the terms contained herein conflict with the terms of use or other terms and guidelines contained within any such website, then the terms of use and other terms and guidelines for such website shall prevail.

Thank you for visiting www.sc.com/ae

Proceed to third party website
Earn Rewards Points. Earn Rewards Points every time you shop and dine.
Adult, Female, Person
  1. Credit Cards
  2. Manhattan Rewards + Credit Card

Manhattan Credit Card Rewards

This card is not available for new clients. If you have a Manhattan credit card, find out more about your rewards and benefits on this page.  

Tap Into Benefits Everyday
  • Enjoy
    up to 1

    360° Rewards Point for every USD 1 you spend

  • Redeem
    Rewards

    Points in new ways with benefits that speak to you

  • Access
    1000+

    airport lounges in over 300 cities with 8 free visits per year*2

Credit Card Features

Airport lounge access*²

Effective from 1st October 2024, it is mandatory to prebook your airport lounge visit by downloading the new Visa Airport Companion app. Find out more. Enjoy up to 8 complimentary visits for you and supplementary cardholders to over 1,000 lounges a year when you make at least 1 international purchase worth USD 1 with your Manhattan Rewards+ credit card at least 15 days before you travel.

Access to more Entertainment*

Access to more Entertainment* Download the BookingBash application and get the Pro membership (worth up to AED499) as complimentary with your Manhattan credit card, and avail of substantial discounts on theme parks, museums, cruises, and safaris to indoor activities, BookingBash is your gateway to a world of excitement.

Points-to-miles Like No Other

Transfer your Rewards Points to miles, including Emirates Skywards, Etihad Guest and more, as well as to hotel loyalty programmes. Read More

Have a Great Time at the Movies

Buy 1 Get 1 Free on 2D and 3D movie tickets at all VOX and REEL Cinemas in the UAE. Plus, 50% off every second medium popcorn. The offer is valid until 31 October 2024.
Show more Show less

Annual fee for new customers

AED 525 (first year free)

Annual Fee for Supplementary card(s)

Free (AED 157.50 from 3rd card onwards)

Finance charges

Retail: 3.69% per month

For more details on all other applicable fees and charges, Please click here. Fees and charges are subject to change. All fees and charges listed are inclusive of 5% Value Added Tax (VAT), where applicable.

In the event of a medical emergency or if your claim relates to travel you should call the Assistance Department who are available 24 hours at: +971 (4) 253 6024 (Arabic, French, English)

For all other claims please email the Claims Helpline at visa@broadspire.eu. You will need to provide:

  • Cardholder’s name
  • First 9 digits of the Manhattan Rewards+ card number
  • Cardholder’s address
  • The section under which you wish to make a claim
  • Brief details of your claim
  • Maximum Coverage Amount is 100% of Benefit.

Please refer to the terms and conditions for full policy details, including cover, conditions, limits and exclusions.

Email the Claims Helpline at visa@broadspire.eu

You will need to provide:

  • Cardholder’s Name
  • First 9 digits of the Manhattan Rewards+ Card Number
  • Cardholder’s Address
  • The policy or section under which you wish to make a claim

Please refer to the terms and conditions for full policy details, including cover, conditions, limits and exclusions

Compared to any other credit card rewards programme in the UAE, 360° Rewards lets you earn Rewards Points faster on the Standard Chartered Manhattan Rewards+ Credit Card.

All spends on your Standard Chartered Manhattan Rewards+ Credit Card automatically earn you 360° Rewards Points. If you spend the equivalent of US$ 1 you will earn 1 point. For transactions made on “Education, “Government”, “Supermarket”, “Petrol”, “Insurance Fees”, “Quick Service Restaurant”, “Rental Housing Fees” and “Auto Dealership Fees” within the UAE, 0.1 points will be earned for USD 1 spent.

  • Starting 1 October 2024, your airport lounge benefits with your Visa credit card will only be accessible exclusively through the Visa Airport Companion (VAC) app and will replace the current process of accessing airport lounges by just presenting your physical credit card.
  • Download and register with your Standard Chartered credit card on the Visa Airport Companion app to check your lounge access eligibility and personal benefits.
  • First visit to the airport lounge in a calendar year is complimentary. To utilise the subsequent complimentary 7 visits in the same calendar year, a client needs to make a minimum international spend of USD 1 or equivalent.
  • To activate the remaining 7 subsequent visits, the international spend must be done 15 days before you travel, and automatically the (all) remaining visits access will be unlocked for the remaining calendar year period (January to December).
  • Any visit beyond the first complimentary visit, and if the spend criteria is not met, then the cardholder will be charged $32 per usage on the used card.
  • Any visits beyond the (total) 8 complimentary visits in the same year will be charged to your card.
  • The annual lounge visit entitlement and the requirement to meet the eligibility condition will reset from 1 January in subsequent years.
  • The benefit entitlement and spend condition is the same and apply on both primary and supplementary cards.
  • As part of the default option, any lounge visits outside Visa Lounge entitlement will need to be paid for by the Cardholder (Visit will be charged directly to the card by Visa).
  • Visa International reserves the right to modify or cancel any or all of these offers at any time and without notice.
  1. All successful credit card applications will be eligible for an Amazon.ae Gift Card* (“the Offer”).
  2. The offer is valid for only New to Bank or New to Product credit card applications from the period starting from 5 April to 31 May 2021 (“the offer period”).
  3. Existing Standard Chartered clients currently holding any Standard Chartered issued credit card are not eligible for the below offer.
  4. Eligible credit cards will be Visa Infinite, Manhattan Rewards +, Cashback and Saadiq credit cards.
  5. Credit cards applications received via sales representatives will not be eligible for an Amazon.ae Gift Card* (“the Offer”).
  6. The Bank will email the Amazon.ae Gift Card* to the client’s registered email address, once the required spend amount has been met.
  7. Clients will have until 31 July 2021 to meet the spend requirement as stated in the below grid
  8. Clients who have met the below spend requirement as stated in the below grid will receive the Amazon.ae Gift Card* by 31 August 2021.
    Credit Card Name Applications received via SC Mobile app directly or Website Form Applications received via Sales Representatives Spends Requirement
    Visa Infinite AED 1,500 Not eligible for an Amazon.ae Gift Card AED 10,000
    Cashback Saadiq Manhattan Rewards + AED 500 Not eligible for an Amazon.ae Gift Card AED 5,000
  1. The ‘spend requirement’ must be on credit card retail purchases, Point-Of-Sale and online transactions (within or outside the UAE).
  2. The following type of transactions are not eligible: transactions at exchange houses, cash withdrawals, Balance Transfers, Fixed Payment Plans, School Fee Cashier Order and Smart Payment Plans.
  3. This offer is not valid in conjunction with any other special promotion or other reward periodical campaign.
  4. The Bank reserves the right in its sole discretion to cancel, terminate, modify or suspend this offer and to disqualify any Participant who tampers with the offer and/or the entry process.
  5. You acknowledge that the offer is in no way sponsored, endorsed or administered by, or associated with any other third party, and any and all personal information/data provided by you is to the Bank.
  6. This Terms should be read together with the Client Terms sc.com/ae/terms-and-conditions and Credit Card Terms and Conditions www.sc.com/ae/credit-cards/.
  7. These Terms and Conditions are governed by the laws of the United Arab Emirates and any dispute will be subject to the exclusive jurisdiction of the court of United Arab Emirates.
  8. *Restrictions apply, see ae/gc-legal.
  • A maximum of 6 tickets (3 free) per movie session (2D and 3D movie tickets) can be availed under this offer, on Standard Chartered credit cards.
  • A fair usage policy applies – a maximum of 8 tickets (4 free) may be purchased per person per card each month.
  • Ticket types available under this offer are 2D Standard, Premium View, MAX, Premium View (Mercato) and 3D Standard, Premium View, MAX, Premium View(Mercato).
  • This Promotion is not valid for: All seats at MAX 1 Screen at City Centre Deira, GOLD, OUTDOOR, Kids and IMAX with Laser and 4DX tickets.
  • Standard Chartered credit card holders can enjoy 50% off the second medium popcorn on purchase of one medium popcorn.
  • Card holders are required to present their purchased ticket and their Standard Chartered credit card at the relevant candy bar at the venue to avail the popcorn offer.
  • Seating is subject to availability and will be allocated to Standard Chartered credit card holders on first come first serve basis.
  • This offer is not valid in conjunction with any special promotion, private screening or premiere at VOX Cinemas.
  • Offer valid only in the United Arab Emirates.
  • Tickets purchased on the date are non-refundable and non-transferable.
  • Standard Chartered Bank reserves the right to terminate the offer without any prior notice.
  • Currently, in line with government restrictions, individuals above the age of 60 and children under 13 years of age will not be allowed to enter.
  • It’s now mandatory for guests to wear a face mask at all times. The mask can be removed for the purpose of eating and drinking.
  • For more information about your health and safety, please refer to the FAQs https://uae.voxcinemas.com/faq
Standard Chartered Bank does not offer insurance advice, nor does it underwrite or issue insurance policies. Insurance products are underwritten by third party insurance providers. Standard Chartered Bank shall not be responsible for insurance provider’s actions or decisions, nor shall Standard Chartered Bank be liable regarding payment of claims or services under the policy/insurance contract. The above information is intended as a general summary. It is for reference only and is not an offer for subscription of any insurance product. The policy contains Terms and Conditions which are not detailed here. If there is any discrepancy between the information contained in the above and the Terms of the policy, the Terms of the policy shall prevail.
  1. The offer is valid for only New To Bank or New To Product credit card applications from the period starting from 1st April to 31st May 2021 (“the offer period”).
  2. The Balance Transfer (BT) facility will be offered for a 6-month tenure and will have to be booked between 12th April till 15th June 2021 to avail the 0% processing fee & 0% interest offer
  3. Existing Standard Chartered Bank clients currently holding any Standard Chartered Bank issued credit card are not eligible for the below offer.
  4. Eligible credit cards will be Visa Infinite, Manhattan Rewards+, Cashback & Signature X credit cards.
  5. There is no fixed instalment to be paid every month, however payment of minimum amount due as per the statement is required
  6. There will be no processing fee which will be charged to your credit card account, when the balance transfer amount is debited from the credit card’s available limit.
  7. The 180 days will be calculated from the day the loan amount is debited from the credit card available limit irrespective of your billing and due date
  8. After 180 days, the remaining balance of the loan amount will be added to the card outstanding balance and normal credit card interest rate will be charged.
  9. Any payment towards the credit card within the loan period first pays off any Equal Monthly Instalments (EMI) due in the month ,then, all fees and interest are cleared, followed by 1% of the Balance Transfer outstanding, 1% if the Smart Payment Plan outstanding and 1% of retail outstanding in that order.
  10. The remaining amount of payment will go towards clearing 100% of the Retail outstanding followed by Balance Transfer and Smart Payment plan.
  11. The amount taken from the Balance Transfer will be blocked on the credit card. The blocked amount will be released upon each monthly payment made.
  12. The Balance Transfer will not be processed in case the retail balance is less than the amount for booking at the time of processing the plan. Hence, credit card balance should be maintained till the funds get transferred to your personal account
  13. Processing time for the loan is approximately 2 to 3 working days
  14. Balance Transfer request will be processed subject to clearance at beneficiary Bank
  15. The Bank has the sole discretion to accept or reject any Balance Transfer application.
  16. The Balance Transfer transaction amount(s) will be debited to the Standard Chartered Credit Card and will be remitted to the other bank within the United Arab Emirates (“UAE”) by way of a Central Bank transfer within 3 working days from the date of approval of the application.
  17. Payments to the other banks should continue to be made until the balance has been transferred.
  18. The Bank will not be liable for payment of any overdue charges, late payment fees, finance charges, or any other charges/liabilities on other credit cards mentioned above that may occur due to any payment delay.
  19. The interest rate applied on the Balance Transfer outstanding amount shall be 0% (Zero %), for a period of six months from approval of the application, where after the period of six months the prevailing base interest rate will apply. All other outstanding on the credit card account shall continue being levied interest at the prevailing interest rate.
  20. The Bank reserves its right to cancel the offer and charge interest on the transferred amount at the prevailing interest rate from the Balance Transfer date, in the event of failure to pay the minimum amount due on the payment due date.
  21. It is important to set the monthly “Minimum Amount Due” payment at less than 100% to avail the lower interest rate. Otherwise 100% of the outstanding will be cleared when the standing instruction is executed.
  22. All credit card transactions made during the tenor of the Balance Transfer will accrue interest from the transaction date till the payment date, at the card’s interest rate. This will reflect in the following month’s statement.

*Please refer to the terms and conditions for full offer details, including cover, conditions, limits and exclusions. Read More
  • Credit cards are issued at the sole discretion of the Bank and subject to the Bank’s approval criteria. Standard Chartered Bank is not responsible for the content, security, operation, or use of any Third Party Sites (app) or the products or services that may be offered or obtained through them. Applicable Third Party vendor fees/charges may incur VAT.
hot melted choclate being poured on the cake in a plate along with raspberries

THE GOOD LIFE PRIVILEGES

Discover 100+ offers and privileges with your credit card.

yacht sailing in the middle of the sea at the dawn

FLEX YOUR REWARDS

Enjoy exclusive privileges with the Manhattan Rewards+ credit card.

BACK TO TOP