Apply for a Smart Saadiq Credit Card and Enjoy 0 annual fee , cash advance or late payment fees.

• Have a Great Time at the Movies.
  Treat your loved ones to a free movie at VOX and Reel Cinemas with our Buy 1 Get 1 offers. All you have to do is meet the minimum spend criteria of AED3,000. Term and conditions apply3.
• Buy 1 get 1 offer on Xperience with the ENTERTAINER
• Discounts on Booking.com, Agoda, Bookingbash and complimentary travel insurance

• Zero fee and charges on Easy payment plan and Zero over-limit fees.
• Zero cash advance fees. You won’t be charged if you use your credit card at ATMs
• Zero late payment fees. If you’re a little short of cash one month or simply forget to make a payment, there are no extra charges

Annual Fees:

• 1st Year: No Annual Fee for New Credit Card Applicants.
• 2nd Year Onwards:  Annual Fee is AED 315. Annual Fee will be waived if retail spends for the preceding 12 months exceeds AED 2,000 or equivalent.

*T&Cs apply