Important information

1. These terms and conditions are supplemental to the Client & Product Terms and Conditions

2. This offer is eligible to existing to bank clients who have received the communication via the bank’s approved channels (SMS and emails)

3. This is a limited period offer from 20 Feb 2025 to 20 May 2025 (both days inclusive)

4. Clients need to accumulate points for their transactions in Standard Chartered Bank UAE wealth solutions platform using Online banking / SC Mobile app

5. Clients can earn bonus 5000 points for engaging in 3 or more products. Refer to the product and points accumulation structure below

6. Final points will be calculated at the end of the campaign period for getting the respective rewards by points threshold as outlined below

a.  Accumulate 25,000 points to get a brand new iPhone16
b.  Accumulate 40,000 points to get a brand new iPhone16 Pro Max

The table below illustrates how you can earn the reward points, including the products, criteria, and the maximum points available per product

7. Glossary of the respective product definitions and eligible transactions

8. Clients will receive the prizes by 30^th June 2025 if they meet the respective threshold of points (above)

9. The offer is limited to one reward per eligible client

10. The eligible client’s will have their devices handed over physically by their respective relationship manager and/or via the Bank’s courier partner, whichever is more convenient and feasible.

11. The corresponding reward is not transferable or exchangeable for cash, credit, or any other items in part or whole.

12. The Bank does not offer or provide any warranties or accept any responsibility or liability concerning the device given under this Offer.

13. The Bank is not responsible for any loss, damage and/or injury sustained by the client or any other person arising directly or indirectly from using the iPhone.

14. Apple is not a participant or a sponsor of this program.

15. Existing Clients, who are eligible to take part in the campaign, as per these terms and conditions, will receive an SMS and/or an e‐mail from Standard Chartered Bank with details of this campaign. If a client has 2 or more relationships with Standard Chartered Bank under the same mobile number and/or same email address, or family linked account(s) such Clients will have to refer to their Priority Banking Relationship Manager to clarify which Relationship is part of the Campaign to avail the offer

16. Clients will continue to enjoy respective product proposition benefits as applicable.

17. The Campaign and these terms and conditions may be amended and/or terminated at any time by Standard Chartered Bank without prior notice and is not valid in conjunction with any other special promotion or other reward periodical campaign.

18. In the event of any inconsistency between these Promotion T&Cs and any brochures, marketing or promotional materials relating to this Promotion, these Promotion T&Cs shall prevail to the extent of such inconsistency.

19. The Bank’s records are final and conclusive for the purposes of this offer.

20. The Bank’s decisions relating to this offer are final and binding upon all participants. If any matters, disputes, or claims arise which are not covered in these terms and conditions, they will be determined solely by the Bank.

21. For Wealth$aver, Hiba is over and above the Mudarabah rate and is being offered by the Bank at its sole discretion. If there is no Mudarabah profit or (there is) loss, Hiba will not be paid.

Disclaimer:

This is for general information and does not take into account a person’s individual circumstances, objectives or needs, nor does it constitute any prediction of likely future movements in rates or prices.

It has not been prepared for any particular person or class of persons and does not constitute and should not be construed as an investment advice nor an investment recommendation. It has been prepared without regards to the specific investment objectives, financial situation or particular needs of any person. You should seek advice from a financial adviser on the suitability of an investment for you, taking into account these factors before making a commitment to invest in an investment. In the event that you choose not to seek advice from a licensed or an exempt financial adviser, you should carefully consider whether this investment is suitable for you.

Should you have any concerns or complaints regarding any of our products or services, you may raise your complaint by emailing us at complaint.resolution@sc.com or calling our Client Care Centre on 800 4949 (+971 4 403 9639 outside the UAE)., and we will get back to you within 2 working days. To know more about our Complaints Resolution process, visit https://www.sc.com/ae/customer-service/

Arabic version of the Terms & Conditions is available upon request.

Standard Chartered UAE is licensed by the Central Bank of the U.A.E. This email is intended only for clients of Standard Chartered Bank and does not tantamount to spamming. Standard Chartered PLC and its subsidiaries do not accept liability for damage caused by this email or any attachments and have no liability whatsoever to any person on account of the use of information provided herein, and the said information is provided on a best-effort basis.