• This Offer is applicable only to select Standard Chartered Bank UAE Credit Cardholders who have been communicated to directly by the Bank through SMS or email.
• This is a limited period offer from 29 November 2023 and 15 January 2024 (both days inclusive).
• To be eligible for this offer, clients have to register to the campaign through the link provided in the email communication.
• The eligible Cardholders will receive 3% cashback up to AED 300 on foreign currency spends carried out between 29 November 2023 and 15 January 2024 on Standard Chartered credit card.
• The maximum cashback that can be availed by each client is AED 300.
• To enjoy the cashback, the select Cardholder must pay in foreign currency abroad or via online purchases made in foreign currency.
• If the campaign requirements are met, the cashback will be credited on the primary credit card by 28 February 2024.
• The ‘spend requirement’ must be on RETAIL transactions only, which is credit card retail purchases, Point-Of-Sale, and online transactions (within or outside the UAE).
• The following are excluded from eligibility criteria spends at exchange houses, cash withdrawals, Balance Transfers, Fixed Payment Plans, School Fee Cashier Order, and Smart Payment Plans.
• Retail purchases/transactions made on the Primary as well as Supplementary Credit Card/s will be included in the calculation of the Minimum Spend Requirement.
• Cardholders eligible for this campaign will not be eligible for any other campaign offered by Standard Chartered Bank UAE on credit cards during the period of this campaign.
• Cardholders who have cancelled or terminated the credit card for any reason at the time of computation of the eligibility for this campaign, will not be eligible for the cashback.
• If the credit card is overdue, blocked or suspended for any reason whatsoever, then the cashback shall stand forfeited but may be reinstated, at the sole discretion of the Bank.
• The Bank’s decision on computation and forfeiting of the cashback amount will be final, conclusive, and binding to the Cardholder.
• To the extent of any inconsistency between this Offer terms and the Standard Chartered Client Terms and Credit Card Terms the Standard Chartered Client Terms and Credit Card Terms and Conditions will prevail. You can view the same at https://www.sc.com/ae/help-centre/downloads/.
• The bank will not be responsible or held liable for any amount payable by the Cardholder to any third party arising out of the purchase, supply, quality, installation, use or otherwise of Rewards, or of any negligence, breach of statutory or other duty on the part of the Bank and/or the supplier.

Warning

• If your credit card account balance goes over the set credit limit at any point in time, your credit card account will be charged an over-limit fee. This fee will be applied on your statement date each month until you are within your credit limit. Please ensure to clear the over-limit amount immediately. (Not applicable to Smart Saadiq card)
• If the minimum payment due is not paid on or before the due date, a late payment charge will be levied on the credit card account in addition to the monthly finance charges (interest). (Late payment charge is not applicable to Smart Saadiq card)
• If you make only the minimum payment each period, you will pay more in interest/profit/fees, and it will take you longer to pay off your outstanding balance.
• If you do not meet the repayments/payments on your credit card, your account will go into arrears. This may affect your credit rating, which may limit your ability to access financing in the future.

Should you have any concerns or complaints regarding any of our products or services, you may raise your complaint by emailing us at complaint.resolution@sc.com or calling our Client Care Centre on +971 600 5222 88, and we will get back to you within 2 working days. To know more about our Complaints Resolution process, visit https://www.sc.com/ae/customer-service/

In the event that you do not want to receive promotional communication via email, please click here to opt out. Also, if you do not want to receive any promotional calls from the Bank, please let us know by calling our 24-hour Contact Centre on 600 5222 88 (+971 600 5222 88 outside the UAE).

Arabic version will be made available upon request.

Standard Chartered Bank UAE is licensed by the Central Bank of the U.A.E.

This email is intended only for clients of Standard Chartered Bank and is not spam. Standard Chartered PLC and its subsidiaries do not accept liability for damage caused by this email or any attachments and have no liability whatsoever to any person on account of the use of information provided herein, and the said information is provided on a best-effort basis.

Standard Chartered Bank, incorporated in England and Wales with limited liability by Royal Charter 1853 reference number ZC18, is licensed to operate as a commercial bank in the United Arab Emirates (UAE) by the Central Bank of the U.A.E.

Non AED Currency Spends Campaign Terms & Conditions Arabic.