Priority & Priority Private Cashback and Deposit Campaign from January 2026 to March 2026

“SCB” STANDARD CHARTERED BANK, incorporated in England and Wales with limited liability by Royal Charter 1853 reference number ZC18 and licensed to operate as a commercial bank in the United Arab Emirates (UAE) by the Central Bank of UAE;
“Account(s)/ Account Balance(s)/ Overall Relationship Balance” Means Current, Savings, Term Deposit products and total average deposit balance in these Accounts
“Assets Under Management” Means the Total Deposit Balances and Wealth Balances for a Client
“Client” Means Priority Private and Priority Banking New to Bank clients onboarded effective 1st January 2026
“Campaign” The deposit incremental balance campaign entitles eligible Clients to earn Special Profit on their Savings Accounts during the Campaign Period (refer Table 1 below)
“Campaign Period” The Campaign period is between 1st January 2026 to 31st March 2026, both days inclusive.
“Currency” AED
“Wealth Subscription” Cashback of up to AED 5,000 with a client investment value of USD 100,000
“Bonus Cashback” Cashback of up to AED 10,000 when clients remain funded for up to 12 consecutive months. Payout for which will be done by the 13th Month of account funding.
“Savings Account” Means Wealth$aver Account in AED Currency Only
“Profit/Profit Rate” All references to “Profit/Profit Rate” in these Terms & Conditions are considered expected profit/profit rate
“Early Funding Profit” Earn an additional profit of 0.25% p.a. when the account is funded in the same month the account is opened.

 

Average Balance AED (Table 1) Standard Profit on Wealth$aver (p.a.) Special Profit* (additional Profit rate) Total Profit Rate
370,000 to 499,999 0.00% 2.75% 2.75%
500,000 to 749,999 2.75% 2.25% 5.00%
750,000 to 1,999,999 2.75% 5.50%
2,000,000 to 3,699,999 2.75% 5.50%
3,700,000 to 4,999,999 2.75% 5.50%
5,000,000 to 10,000,000 3.50% 2.00% 5.50%
*Payout of Special Profit & Early Funding Profit will be completed by 31st July 2026.
  1. The offer will be provided only during the Campaign Period between 1st January 2026 to 31st March 2026, both days inclusive.
  2. Clients shall be eligible to earn Special Profit if they meet the requirements set out in these Terms & Conditions.
  3. To be eligible to earn Special Profit, a client must fund their Account Balance(s) by a minimum of AED 370,000 and maintain the amount in their account throughout the Campaign Period.
  4. To be eligible to earn Early Funding Profit, clients will have to fund the Savings Account in the same month of Account opening.
  5. The Special Profit & Early Funding Profit rate will be calculated on the average balance brought into the Savings Account till June 2026.
  6. The minimum and maximum amounts eligible for profit at the end of the Campaign Period for each eligible Client shall be AED 370,000 and AED 10,000,000 respectively on the average balance amount.
  7. Clients shall be eligible to earn a Bonus Cashback subject to maintaining the following Assets Under Management (AUM) for 12 consecutive months, payout for which shall be completed by the 13th month of account funding date:
    1. AED 5,000 for Clients who maintain AUM between AED 750,000 to AED 1,999,999
    2. AED 7,500 for Clients who maintain AUM between AED 2,000,000 to AED 3,699,999
    3. AED 10,000 for Clients who maintain AUM between AED 3,700,000 and above
  1. Balances transferred from any of the existing Account(s) to the Savings Account are not eligible during the campaign.
  2. In event of closure of any or all of the Account(s) prior to the expiry of the Campaign Period; no Special Profit, Early Funding Profit or Cashback will be paid on the balance that was held in such account(s).
  3. Clients who subscribe for Wealth Products during the Campaign period with an equity amount of minimum value USD 100,000 will be eligible for an additional cashback. Wealth Products include Mutual Funds, Fixed Income securities, and Structured Products. For details on the additional Cashback on Wealth Products refer to Table 2 below: 
Client Equity Investment Value USD (Table 2) Cash Back AED
100,000 to 249,999 500
250,000 to 499,999 1,250
500,000 to 749,999 2,500
750,000 to 999,999 3,750
1,000,000 and above 5,000
  1. These terms and conditions are supplemental to the Client & Product Terms and Conditions
  2. The Campaign and these terms and conditions may be amended and/or terminated at any time by SCB without prior notice and is not valid in conjunction with any other special promotion or other reward periodical campaign.
  3. The Special Profit payable under the Campaign will be applied to all eligible Clients automatically. If any eligible Client wishes to opt out of this Campaign, they may do so at any time by notifying their Relationship Manager. A Client’s participation in the Campaign constitutes to his/her acceptance of the terms and conditions contained herein, as amended from time to time.
  4. For Wealth$aver, Hiba is over and above the Mudarabah profit rate and is being offered by the Bank at its sole discretion. If there is no Mudarabah profit or (there is) loss, discretionary Hiba will not be paid.
  5. Should you have any concerns or complaints regarding any of our products or services, you may raise your complaint by emailing us at complaint.resolution@sc.com or calling our Client Care Centre on 800 4949 or +971 4 403 9639 from outside the United Arab Emirates, and we will get back to you within 2 working days. To know more about our Complaints Resolution process, visit https://www.sc.com/ae/customer-service/
  6. For Illustrations refer to table 3 below:  
Illustrations
(Table 3)		 Average Balance AED 6 Month Profit/ Hiba* Early Funding Profit/ Hiba* (0.25% p.a.) Bonus Cashback* Total Payout AED Account Opening Month Payout Month
Wealth$aver Account 370,000 5,087.50 462.50 – 5,550 January 2026 July 2026
500,000 12,500.00 625.00 – 13,125 January 2026 July 2026
750,000 20,625.00 937.50 5,000 26,563 January 2026 July 2026
2,000,000 55,000.00 2,500.00 7,500 65,000 January 2026 July 2026
3,700,000 101,750.00 4,625.00 10,000 116,375 January 2026 July 2026
5,000,000 137,500.00 6,250.00 10,000 153,750 January 2026 July 2026

 * Refer to Terms & Conditions for respective Profit and Cashback details, the above table illustrates if a client account is opened and funded in the month of January 2026.

Illustrations
(Table 3)		 Average Balance AED 5 Month Profit/ Hiba* Early Funding Profit/ Hiba* (0.25% p.a.) Bonus Cashback* Total Payout AED Account Opening Month Payout Month
Wealth$aver Account 370,000 4,239.58 385.42 – 4,625 February 2026 July 2026
500,000 10,416.67 520.83 – 10,938 February 2026 July 2026
750,000 17,187.50 781.25 5,000 22,969 February 2026 July 2026
2,000,000 45,833.33 2,083.33 7,500 55,417 February 2026 July 2026
3,700,000 84,791.67 3,854.17 10,000 98,646 February 2026 July 2026
5,000,000 114,583.33 5,208.33 10,000 129,792 February 2026 July 2026

* The above table illustrates if a client account is opened and funded in the month of February 2026.

Illustrations
(Table 3)		 Average Balance AED 4 Month Profit/ Hiba* Early Funding Profit/ Hiba* (0.25% p.a.) Bonus Cashback* Total Payout AED Account Opening Month Payout Month
Wealth$aver Account 370,000 3,391.67 308.33 – 3,700 March 2026 July 2026
500,000 8,333.33 416.67 – 8,750 March 2026 July 2026
750,000 13,750.00 625.00 5,000 19,375 March 2026 July 2026
2,000,000 36,666.67 1,666.67 7,500 45,833 March 2026 July 2026
3,700,000 67,833.33 3,083.33 10,000 80,917 March 2026 July 2026
5,000,000 91,666.67 4,166.67 10,000 105,833 March 2026 July 2026

* The above table illustrates if a client account is opened and funded in the month of March 2026.