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Benefits

Features

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Be it your marriage expenditure, house or office renovation, vacations abroad or emergency medical needs – Standard Chartered Personal Loan is there to help you meet all your financial needs.

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We prioritise your time & urgency. That is why we have a wide range of channels where you can apply for a Personal Loan. Just visit any of our branches or simply call our Client Centre.

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If you have your salary account with us, then you have the privilege of getting preferential treatment on our personal loans. If you already have a Personal Loan with another bank, you can still benefit by transferring your Personal Loan to our bank.

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You don’t have an account with Standard Chartered and thinking how to repay your loan? No need of Post-Dated Cheques and the hassle of collecting those. Just give us an instruction and we will collect the EMI from your account with other bank directly through Bangladesh Electronic Fund Transfer Network (BEFTN).

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You have the option to avail insurance coverage for your Personal Loan and leave your loved ones at peace. Leading Insurance providers will take care of your repayment in the event of un-foreseeable incidents.

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If you need additional finance during the tenure of your existing loan, we are here to help you out. By using a Top-up on your Personal Loan, you can get more funds from us as long as your repayments have been regular.

Age of applicant

  • Minimum age: 21 years for salaried
  • Minimum age: 25 years for businessman

Minimum monthly net income

  • BDT 26,000 for SC Payroll Clients
  • BDT 35,000 for customers with salary with other bank
  • BDT 55,000 for businessman and self employed customers

Eligible client segments

  • Salaried executives
  • Business persons
  • Self-employed professionals
  • Doctors
  • Applicants must have a steady source of income from employment / business / self-employment activity.
  • Client must be Bangladeshi citizen, currently living in Bangladesh
  • Client must have National ID card

Customer location

  • Dhaka (including Narayanganj)
  • Chattogram
  • Other areas with Standard Chartered Branch coverage may be considered

Mandatory documents for all clients

  • National ID Card
  • Passport size photograph
  • e-TIN Certificate
  • Personal Guarantee for financing > BDT 5 Lacs
  • Proof of tax submission for tax eligible clients

Income documents for salaried clients

  • Original Letter of Introduction (salary certificate) / Payslip
  • Latest 6 months’ bank statement with salary reflections if salary account is not with SC

Documents for Businessman / Self employed clients

  • Updated Trade License with proof of last 3 years business experience
  • Partnership Deed /RJF certified with form1
  • RJSC certified certificate of incorporation, MOA / AOA, form X / XII / 117 (as applicable)
  • Business supporting documents like work orders

* Bank may ask for additional supporting documents if deemed necessary.

You can avail of loans ranging from BDT 50,000 to BDT 20 lacs (2M) depending on your eligibility, income and repayment capacity.

The loan can be repaid over a period of 12 to 60 months.

Your loan will be disbursed within 2 working days for SC Employee Banking customers and up to 5 working days for Non SC customers post receipt of the all required documents.

Personal Loan Our Personal Loan will help you meet your needs so that you never have to compromise with all that life has to offer.

Disclaimer

This is to inform that by clicking on the hyperlink, you will be leaving www.sc.com/bd and entering a website operated by other parties:

Such links are only provided on our website for the convenience of the Client and Standard Chartered Bank does not control or endorse such websites, and is not responsible for their contents.

The use of such website is also subject to the terms of use and other terms and guidelines, if any, contained within each such website. In the event that any of the terms contained herein conflict with the terms of use or other terms and guidelines contained within any such website, then the terms of use and other terms and guidelines for such website shall prevail.

Thank you for visiting www.sc.com/bd

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