Purchase with Rewards

It is a feature that allows you to pay for your next single purchase using Reward Points. You can use Purchase with Rewards by activation of this feature on your card via Online Banking.

• Log on to online/mobile banking
• Proceed to the ‘Credit Cards’ tab on the Menu and click on ‘Card Details’
• Click on ‘My Rewards’ button
• Click on the ‘Purchase with Rewards’ button
• Select one card for ‘Purchase with Rewards’
• Submit
• When you perform your next transaction on this credit card the transaction will be paid using your Reward Points that you had selected.

Follow the activation process and simply click on the credit card you have selected and uncheck the box.

It works in 2 ways: full redemption and partial redemption. For an illustration, please see examples below:

A. Full redemption example – if you do a transaction post activating Purchase with Rewards

• Transaction value – BHD50
• Accumulated Reward Points – BHD90
• Subsequent to transaction the transaction amount will get automatically credited to your credit card as follows
  • Amount credited to your credit card account – BHD50
  • Amount debited to your Reward Points – BHD50
  • Reward Points balance – BHD40

B. Partial redemption example – if you do a transaction post activating Purchase with Rewards

• Transaction value – BHD100
• Accumulated Reward Points – BHD80
• Subsequent to transaction the transaction amount will get automatically credited to your credit card as follows:
  • Amount credited to your credit card account – BHD80
  • Amount debited to your Reward Points – BHD80
  • Reward Points balance – BHD0
• Any transaction(s) on that card after the above single transaction will revert to regular transactions which is not payable by use or redemption of such Reward Points.