Benefits

Features

card nets mastercard payment

Instantly avail cash of up to 80% of your available credit card limit. You can repay the amount in instalments for up to 24 months. No documents required. No application form needed.

card zero interest

Access to cash when you need it at lower interest rates.

No paperwork needed. One call is all it takes for us to take your request.

time regular cash payout

Convenient Make repayments at your preferred tenor from 6,12,18 and 24 months.

Fees and Charges

Fees and charges are subject to change. All fees and charges listed are inclusive of 5% Value Added Tax (VAT), where applicable.

Details
Charges
Interest Rate Up to 1.25% monthly
Processing Fee Up to 5.50%
Early Settlement Charge 1.10% or BHD 110, whichever is lower

Interest rates may be subject to change at the Bank’s discretion.

  • The amount equivalent to the Fixed Payment Plan (FPP) will be blocked on the credit card. For every monthly instalment paid, the equivalent amount will be automatically released to the Credit card available amount.
  • The Credit Card balance should be maintained until the FPP amount is transferred to a designated account.
  • All other outstanding amounts on your credit card shall continue to accrue interest at the prevailing interest rate.
  • Processing time for the FPP is approximately 2 to 3 working days.
  • The Bank may, in its sole and absolute discretion and without notice, withdraw or revise the FPP programmes. This will have no impact on your existing plan.
  • This FPP will be made available at the sole and absolute discretion of the Bank to selected credit card members.
  • The FPP offer is governed by the applicable laws in the Kingdom of Bahrain.
  • Initial interest will be featured in the following statement and Equal Monthly Instalments (EMI) will be paid from the next month’s billing cycle. (Applicable for Interest-based FPP).
  • A onetime processing fee will be charged for Fee-based FPP.
  • The FPP amount requested will be debited from the Standard Chartered credit card (“credit card “) and will be remitted to the bank account specified by way of an electronic funds transfer within 3 working days from the date of the approval of the application by the Bank, if applicable

Please visit https://www.sc.com/bh/help-centre/form-centre/ for credit card & Client terms and conditions.

Fixed Payment Plan. Transfer part of your available credit limit to your personal account and repay at your convenience.

Disclaimer

This is to inform that by clicking on the hyperlink, you will be leaving www.sc.com/bh and entering a website operated by other parties:

Such links are only provided on our website for the convenience of the Client and Standard Chartered Bank does not control or endorse such websites, and is not responsible for their contents.

The use of such website is also subject to the terms of use and other terms and guidelines, if any, contained within each such website. In the event that any of the terms contained herein conflict with the terms of use or other terms and guidelines contained within any such website, then the terms of use and other terms and guidelines for such website shall prevail.

Thank you for visiting www.sc.com/bh

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