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Benefits

*Terms and Conditions apply

Mortgage Features

money loan service

Loan amounts of up to BWP5 million.

added value premium

Combine all your loans in one basket to enjoy lower premiums and monthly repayments that are spread over long tenures.

time flexible tenure

We offer tenures of up to 25 years, helping you organise your financial commitments conveniently.

added value high interest rates

Our loans offer competitive interest rates with no hidden charges.

Choosing the right Mortgage is important. Standard Chartered mortgage deals are tailor made to suit you and your family’s housing needs. Whether you are a first-time buyer, looking to invest in property or simply wish to upgrade your home, we will help you find the right loan for your dreams.

Financing your home is made easier with our dedicated Sales Team and a wide suite of solutions to choose from.

Product Links

  • Purchase a completed residential property with financing of up to 100% of purchase price or value, whichever is lower.
  • Transfer your mortgage from another financial institution to Standard Chartered Bank Botswana, even while still building.
  • Construction Loan: Get up to 100% of the Construction Cost. This means you will never have to compromise on the house you really want for yourself and your family.
  • Equity Release: Unlock value in cash against your home by bonding your property with the bank.
  • Top up: If the value of your property is more than the current outstanding balance after 24 installments, we can offer the additional equity in cash for your use.

Terms and Conditions apply

Application Eligibility

  • Minimum Net Income of BWP7,200
  • Aged between 21-65 years
  • Banking relationship: Must have a Standard Chartered account
  • Additional sources of income considered: 10% of Commission, 60% of Residential Property rental & Joint Income earned in a Standard Chartered Bank account

Documents Required

  • Valid National Identification
  • Proof of Income – Recent payslip/ Employer Letter/Certified Employement Contract/Other Banks Statements.
  • Proof of Residence – Latest utility bill / Current Lease Agreement/ Employement Letter/ Police Affidavit/ Letter from Tribal Administration.
  • Employment contract (where applicable)
  • Employer Confirmation Letter
  • Bank Statements of facilities held with other Banks

Application Eligibility

  • Minimum Net Income of BWP7,200
  • Aged between 21-65 years
  • Banking relationship: Must have a Standard Chartered account
  • Additional sources of income considered: 10% of Commission, 60% of Residential Property rental & Joint Income earned in a Standard Chartered Bank account

Documents Required

  • Valid Passport
  • Proof of Income – Recent payslip/ Employer Letter/Certified Employement Contract/Other Banks Statements.
  • Proof of Residence – Valid work and residence permits
  • Employment contract (where applicable)
  • Employer Confirmation Letter
  • Bank Statements of facilities held with other Banks
  • Work and Residency Status – Valid work and residence permits

Call Us

Call our hotline for further information.

361 5800

Locate Us

Visit the branch that is nearest to you.

Find a Branch

Email Us

Please send us a message and we will be in touch as soon as possible.

Email Us
Home Loan No matter what you are looking to buy, Standard Chartered’s Home Loan is just what you need.

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