You're about to leave our website

This hyperlink will bring to you to another website on the Internet, which is published and operated by a third party which is not owned, controlled or affiliated with or in any way related to Standard Chartered Bank Limited or any member of Standard Chartered Group ( the "Bank").

The hyperlink is provided for your convenience and presented for information purposes only. The provision of the hyperlink does not constitute endorsement, recommendation, approval, warranty or representation, express or implied, by the Bank of any third party or the hypertext link, product, service or information contained or available therein.

The Bank does not have any control (editorial or otherwise) over the linked third party website and is not in any way responsible for the contents available therein. You use or follow this link at your own risk. To the extent permissible by law, the Bank shall not be responsible for any damage or losses incurred or suffered by you arising out of or in connection with your use of the link.

Please be mindful that when you click on the link and open a new window in your browser, you will be subject to the terms of use and privacy policies of the third party website that you are going to visit.


Proceed to third party website

You can earn higher interest rates compared to a Savings account and enjoy the flexibility of accessing your money easily.

Cn call deposit

You can earn higher interest rates compared to a Savings account and enjoy the flexibility of accessing your money easily.

Features

7-Day Call Deposit Rate by Currency

CNY
USD
HKD
p.a.% 0.80 0.01 0.01

*For latest deposit interest rates, please call our customer service hotline. Call deposit interest will be paid as per the board rate listed on withdrawal date with principal.

Details

With our Call Deposits account, you can earn higher interest rates compared to a Savings account and enjoy the flexibility of accessing your money easily.

Currency
USD, HKD, EUR, AUD, NZD, JPY, GBP, CAD, RMB
Minimum Balance RMB RMB50,000
FCY USD2,000 (or equivalent)
Tenure RMB  7-day
FCY 7-day

Click here for details of our deposits interest rates.

Note: Foreign currency cash service is applicable to USD and HKD only.

Product Instruction:

1. Call Deposit is defined as when customer fund is deposited, it is not bounded by any deposit term. For withdrawal of funds, customers have to pre-inform the Bank with the details of withdrawal date and withdrawal amount. Call Deposit products are separated as 1-Day Call Deposit and 7-Day Call Deposit. The Bank currently only offers 7-Day Call Deposit and for withdrawal of funds, customers must pre-inform the bank seven days in advance.

2. When customers select the 7-Day Call Deposit, the Bank will pay the deposit interest calculated as per the 7-Day Call Deposit board rate published by the Bank on the withdrawal date with principal. There is no separate interest calculation for any interest rate adjustments made during the interest accrual period.

3. For the situation below, the Bank will use the board rate of savings account to calculate the interest payment:

i. Actual deposit term is less than call deposit maturity term, interest will be calculated based on board rate of Savings account.

ii. Customer withdraws fund without pre-informing the Bank, the withdrawal amount interest will be calculated based on board rate of Savings account.

iii. Customer withdraws fund earlier than the pre-inform date made to the Bank or customer withdraws funds after the call deposit maturity period, the withdrawal amount interest will be calculated based on board rate of Savings account.

iv. The withdrawal amount is less than or more than the agreed amount, the shortage or excess amount’s interest will be calculated based on the board rate of Savings account .

v. The withdrawal amount is less than the minimum withdrawal amount stated by the Bank, the withdrawal amount interest will be calculated based on the board rate of Savings account.

vi. Customer has made the withdrawal notice to the Bank but the fund is not withdrawn, or customer cancels the withdrawal during the withdrawal notice period, no interest will be accrued for that period.

This Chinese version shall prevail wherever there is a discrepancy between the English version and the Chinese version.

You might also be interested in

More details More details
More details More details