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Transaction banking
Powering businesses in the real economy
Adapt for the future without compromising on your transactions today.
Global reach, local expertise
Our banking heritage spans more than 170 years. And throughout the decades, we’ve combined the stability of an international bank with the close market proximity of a local one. This means we can shape solutions to meet the needs of both your global headquarters and local offices.
We know that above all, you need reliability. That’s why our commitment to service excellence – to ensure efficiency and accuracy for your daily cash, trade and working capital operations – is unwavering.
But we also know that you increasingly need access to digitally-enabled solutions and data to power decisions and drive profitability. On top of this, you’re ever-more mindful of the world around you, seeking banking support that helps to facilitate your ambitions to be a more responsible and sustainable business.
Meeting your goals
Let us help you meet your objectives – the enduring and the emerging – with a promise of continued service excellence.

Optimise your cash, protect your business
Finding the right balance in cash management isn’t easy. You want to put your surplus cash to best use, but you’re also mindful of risk. And without visibility, the balance can easily be lost.
We can help you reach all these goals, across some of the world’s most complex markets. Supported by our digital platforms and embedded automation, we offer solutions in liquidity management, account services, FX, and escrow that provide visibility, control, and cash flow optimisation – all while carefully managing risk.
We’re also looking to the future. For example, via our Sustainable Account, you can meet your daily cash needs whilst contributing to sustainable development.

All the trade solutions you need
We have been connecting the world and powering the movement of goods and services since 1858. And while global trade is continuously changing, we know that access to trade solutions remains critical for businesses and financial institutions to unlock growth.
We provide comprehensive solutions in documentary trade, supply chain finance, and lending across our unique footprint in some of the world’s most dynamic markets. And for your more complex needs, we also offer structured financing solutions catering to your unique requirements.
Continuing to shape the future of trade, we’re investing heavily in digital and sustainable trade finance solutions that will power your business and tomorrow’s real economies.
Reach your digital potential
We‘re creating new digital approaches to make your life easier.
Our user-friendly digital platforms enable you to enact transactions in real-time – smoothly and with certainty. Straight2Bank Pay, for example, digitalises collections whilst aggregating multiple payment methods in one place. And SCPay ensures a fast, scalable, and reliable payments experience, using cloud technology.
Straight2Bank Pay
A one-stop global platform to provide customers with different digital payment options, online and offline.
Straight2Bank Mobile
Banking access any time, anywhere. Approve payments and transactions directly on your smartphone.
Open Banking Marketplace
Open Banking Marketplace is a one-stop platform to explore and test our API banking solutions.

Contribute to a better world
We know how important sustainability is to you – it’s critical to us too. We also believe that being more sustainable doesn’t need to come at the expense of your transactions – or profitability.
This is why we’re now bringing you sustainability-focused solutions, based on our existing transaction banking offerings.
In trade, we’ve developed various sustainability-linked financing solutions, including letters of credit and invoice financing. In cash management, we now offer Sustainable Account, which allows you to contribute to sustainable development, without compromising on liquidity.
Case studies
Explore how companies like yours have found success with Standard Chartered. Learn from real examples and proven solutions, spanning instant payments to treasury optimisation and IHB to sustainability.
Automation, APIs and broader coverage power Tazapay’s growth
With new currency capabilities and payment solutions, Tazapay has now ce…
17 Sep 2025
Accelerating Hyundai Engineering’s treasury transformation
By implementing a centralised solution to six entities in its core marke…
UDB enhances client payment experience
Uganda Development Bank (UDB) improved the turnaround time for beneficia…
08 Sep 2025
Proof of our commitment
We continue to be recognised in transaction banking for product development, breadth of coverage and service excellence. Here are some of our most recent award wins.

We were named Best Transaction Bank in The Asset’s Triple A Treasurise Awards 2025, in yet another record-breaking year of 127 accolades. These affirm clients’ choice of transaction banking services globally.

We were recognised with eight accolades at the Treasury Management International Awards for Innovation & Excellence 2025, across both bank and client solution awards in the areas of Cash and Liquidity Management, Supply Chain Finance, and Sustainable Finance.

Global Finance recognised us as the Best Trade Finance Provider across multiple countries including Bangladesh, Malaysia, and Vietnam in their Trade & Supply Chain Finance 2025 awards. We were also named Best Bank for Cash Management in Bangladesh, Botswana, Ghana, India, Kenya, Namibia, and Nigeria in their Annual World’s Best Treasury and Cash Management Bank 2025 awards.

FImetrix ranked us as the top provider for financial institutions, notably in the areas of service and client satisfaction, global network, and product capabilities, in its recent Global Transaction Banking Services Study 2025 – a testament to our continued leadership in global clearing and payments.
Our latest thinking
Explore our perspectives on global trends, in-market nuances, and so much more.
Future of Trade: Powering Resilience
Explore our survey findings of more than 1,200 global corporate leaders on how they will power resilience amidst change.
Bankable Insights – Issue 3
This edition of Transaction Banking Bankable Insights examines why interoperability of ecosystems will define the next phase of banking, and how banks, fintechs and legislators can work together to deliver consistency, resilience, and reach.
Augmented intelligence: A pragmatic look at AI in trade
As AI brings new opportunities to global trade, we explore whether it can drive large-scale transformation and i…
Global Markets
Access to foreign exchange, rates products, commodities and credit market capabilities combined with Global Research incisive analysis.
Industries
We provide tailored Corporate & Investment Banking solutions for both corporates and financial institutions.
Our global network
We connect clients to a world of possibilities through our network to become your strategic partner across the globe.