Joanne Fraser

Joanne joined Standard Chartered in December 2021 where she holds the position of Head of Transaction Banking, UK and Regional Head of Cash Product, UK & Europe. She is responsible for the overall Transaction Banking business in the UK which spans Trade & Cash Product, Corporate & FI Sales, and Implementation, as well as her broader remit for Cash product in the region covering currency clearing, payables, receivables, and liquidity solutions.

Joanne has undertaken several leadership roles across Transaction Banking, and her career spans more than 20 years in financial services, with previous roles in HSBC and RBS.

Joanne is the Chair of the UK Swift Board and serves on the Bank of England Strategic Advisory Forum for RTGS / CHAPs. She has managed large infrastructure and industry developments, regulatory changes and member bank scheme compliance and attestations, for UK and Europe, across clearing schemes and payment bodies.