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Standard Chartered PLC, the ultimate parent company of Standard Chartered Bank, together with its other branches and subsidiaries form the Standard Chartered Group. Standard Chartered Private Bank is the private banking division of Standard Chartered. Private banking activities may be carried out internationally by different legal entities and affiliates within the Standard Chartered Group (each, an “SC Group Entity”) according to local regulatory requirements. Not all products and services are provided by all branches, subsidiaries and affiliates within the Standard Chartered Group. Some of the SC Group Entities only act as representatives of Standard Chartered Private Bank, and may not be able to offer products and services, or offer advice to clients. They serve as points of contact only.

Standard Chartered Bank is incorporated in England with limited liability by Royal Charter 1853 Reference Number ZC18.The Principal Office of the Company is situated in England at 1 Basinghall Avenue, London, EC2V 5DD. Standard Chartered Bank is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority.

This Standard Chartered Private Bank web site (this “site”) does not constitute an offer, solicitation or invitation to transact business in any country where the marketing or sale of these products and services would not be permitted under local laws. If you are resident or domiciled in countries where fiscal or exchange control regulations may impinge on foreign or offshore investments, you should seek advice before proceeding.

With any investment the value may fall as well as rise and in some circumstances you may not get back the full amount invested. You are not certain to make a profit, and may lose money or make a loss. Changes in rates may cause the value of investments to go up or down. Past performance should not be seen as an indication of future performance. The level, rates and bases of, and reliefs from, taxation are those currently available and may change in the future.

This site does not purport to disclose all of the risks associated with any investment products. In relation to the products and services detailed in this site, additional Terms and Conditions may apply. You should obtain details of these Terms and Conditions before proceeding. You should make your own legal and tax determination (including any applicable exchange control regulations) on investment products and should consider carefully whether the investment product(s) are suitable for you in light of your personal risk appetite, liquidity requirement and return objectives (including the legal and tax regimes in your countries of citizenship, residence and/or domicile). You may wish to seek independent professional advice before making a commitment to invest in the investment product(s). In the event that you choose not to seek independent professional advice, you should consider whether the investment product is suitable for you.

Singapore:

Persons in Singapore should contact Standard Chartered Bank (Singapore) Limited in relation to any matters arising from, or in connection with, this site. In Singapore, Standard Chartered Private Bank is the Private Banking division of Standard Chartered Bank (Singapore) Limited, (Registration No. 201224747C) (GST Group Registration No. MR-8500053-0).

The products described in this site are not deposits and none of them qualifies as an insured deposit under the Deposit Insurance and Policy Owners’ Protection Schemes Act 2012 Rev. Ed, Cap 77B. Any information contained in this site:

(a) are intended for general circulation; and

(b) do not take into account the specific investment objectives, financial situation or particular needs of any particular person.

This site is intended for general circulation. This site does not take into account your specific investment objectives, financial situation or particular needs and you should seek advice from your financial adviser regarding the suitability of the investment products referred to in this site t for you, taking into account your specific investment objectives, financial situation or particular needs, before you make a commitment to purchase the investment products referred to in this site.

This site is for general information purposes only and is not an offering document or prospectus (as defined in the Securities and Futures Act of Singapore (“SFA”). This site is not, nor is it intended to be (i) an offer or solicitation of an offer to buy or sell any financial product; or (ii) an advertisement of an offer or intended offer of any financial product.

Hong Kong:

Standard Chartered Bank (Hong Kong) Limited (“SCBHK”), a subsidiary of Standard Chartered PLC. SCBHK has its registered address at 32/F, Standard Chartered Bank Building, 4-4A Des Voeux Road Central, Hong Kong and is regulated by the Hong Kong Monetary Authority and registered with the Securities and Futures Commission (“SFC”) to carry on Type 1 (dealing in securities), Type 4 (advising on securities), Type 6 (advising on corporate finance) and Type 9 (asset management) regulated activity under the Securities and Futures Ordinance (Cap. 571) (“SFO”) (CE No. AJI614).

The contents of this site have not been reviewed by any regulatory authority in Hong Kong and you are advised to exercise caution in relation to any offer set out herein. If you are in doubt about any of the contents of this site, you should obtain independent professional advice. Any product named herein may not be offered or sold in Hong Kong by means of any document at any time other than to “professional investors” as defined in the SFO and any rules made under that ordinance. In addition, any document relating to a product named herein may not be issued or possessed for the purposes of issue, whether in Hong Kong or elsewhere, and any interests may not be disposed of, to any person unless such person is outside Hong Kong or is a “professional investor” as defined in the SFO and any rules made under that ordinance, or as otherwise may be permitted by that ordinance.

In Hong Kong, Standard Chartered Private Bank is the private banking division of Standard Chartered Bank (Hong Kong) Limited.

Jersey:

In Jersey, Standard Chartered Private Bank is the Registered Business Name of the Jersey Branch of Standard Chartered Bank. The Jersey Branch of Standard Chartered Bank is regulated by the Jersey Financial Services Commission. Copies of the latest audited accounts of Standard Chartered Bank are available from its principal place of business in Jersey: PO Box 80, 15 Castle Street, St Helier, Jersey JE4 8PT.

Standard Chartered Bank is incorporated in England with limited liability by Royal Charter 1853 Reference Number ZC 18. The Principal Office of the Company is situated in England at 1 Basinghall Avenue, London, EC2V 5DD. Standard Chartered Bank is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority. The Jersey Branch of Standard Chartered Bank is also an authorised financial services provider under license number 44946 issued by the Financial Sector Conduct Authority of the Republic of South Africa.

The Jersey Branch of Standard Chartered Bank is a participant in the Jersey Bank Depositors Compensation Scheme. The Scheme offers protection for eligible deposits of up to £50,000. The maximum total amount of compensation is capped at £100,000,000 in any 5 year period. Full details of the Scheme and banking groups covered are available on the States of Jersey website (www.gov.je/dcs) or on request.

Jersey is not part of the United Kingdom and all business transacted with Standard Chartered Bank, Jersey Branch and other Standard Chartered Group Offices outside of the United Kingdom, are not subject to some or any of the investor protection and compensation schemes available under United Kingdom law.

DIFC:

Standard Chartered Bank, Dubai International Financial Centre having its offices at Dubai International Financial Centre, Building 1, Gate Precinct, P.O. Box 999, Dubai, UAE is a branch of Standard Chartered Bank and is regulated by the Dubai Financial Services Authority (“DFSA”).

In the DIFC we are authorised to provide financial services only to clients who qualify as Professional Clients and Market Counterparties and not to Retail Clients. As a Professional Client you will not be given the higher retail client protection and compensation rights and if you use your right to be classified as a Retail Client we will be unable to provide financial services and products to you as we do not hold the required license to undertake such activities.

For Islamic transactions, we are acting under the supervision of our Shariah Supervisory Committee. Relevant information on our Shariah Supervisory Committee is currently available on the Standard Chartered Bank website in the Islamic banking section at: https://www.sc.com/en/wealth-retail-banking/islamic-banking/

United Kingdom:

Standard Chartered Bank is incorporated in England with limited liability by Royal Charter 1853 Reference Number ZC18.The Principal Office of the Company is situated in England at 1 Basinghall Avenue, London, EC2V 5DD. Standard Chartered Bank is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority

Standard Chartered Bank (trading as Standard Chartered Private Bank) is an authorised financial services provider (licence number 45747) in terms of the South African Financial Advisory and Intermediary Services Act, 2002.

The marketing and sale of the products and services detailed in this site may not be permitted in some countries under local laws. This site does not constitute an offer, solicitation or invitation to transact business in any country.

COMPENSATION UK PRODUCTS

In the UK only, Standard Chartered Bank is covered by the Financial Services Compensation Scheme (“FSCS”).

Standard Chartered Bank is a member of the FSCS established under the Financial Services and Markets Act 2000. In respect of deposits with a UK office, payments under the scheme are limited to 100% of the first £85,000 of a depositor’s total deposits with the bank. Most depositors, including individuals and small firms, are covered.

Further details of the FSCS are available on request from the Financial Services Compensation Scheme, 10th Floor Beaufort House 15 Botolph Street London EC3A 7QU. Telephone +44 (0) 20 7741 4100 or Freephone +44 (0) 800 678 1100.

India:

Standard Chartered Bank, in its capacity as a distributor of mutual funds and referrer of any other third party financial products, does not offer any ‘Investment Advice’ as defined in the Securities and Exchange Board of India (Investment Advisers) Regulations, 2013 or otherwise.