Gain access to an unparalleled range of emerging markets and G10 currencies

Yes, through regular interest or dividend payments or by selling a security at a higher price than was paid for it, the value above the original cost of the investment qualifies as investment income.

• Get access to wide variety of fixed income securities
• Get easy expert support from investment advisors and fund managers
• Experience faster turn around time in terms of settlement on all currencies

There are many ways to evaluate investments. One way is simply to look at the monthly statement from your custodian to assess any unrealised loss or gain. The other way is to look at the quarterly performance statement from your investment advisor, money manager, or investment manager.

The key difference between Stock and Mutual Funds is that Stock is the term that is used to represent the shares held by an investor in one or more companies listed/unlisted on the local bourse. These shares indicate the ownership of a person in those companies. Whereas mutual fund is a professionally managed investment fund that pools money from many investors to purchase securities/ financial asset. In effect, these individual investors will own shares of the fund.

• Fixed Deposits
• Mutual Funds
• Shares
• Treasury Bills
• Bonds

• Log into the SC Mobile App and Click on investing
• Create your investment profile by answering a few questions to get started
• Then proceed to click on the T-Bills and Bonds trading option under investing. ‘If you have existing local bonds applied for within the last four months; click on my holdings (to view your local investment portfolio)
• To view and select available treasury bills and local bonds, click on the T-bills/ Bonds tab
• Select your preferred local security (T-Bills or Bonds) then click BUY OR SELL
• Buy if you want to invest in that particular security and sell if you are holding and want to withdraw

1. “If you need your money in the next year, it should be in cash.”
   The stock market can fluctuate greatly. It’s no fun to need cash for, say, a down payment on your first home and find that your stocks are down 50%. If you’re house shopping, wedding planning or car buying within the next year, keep those necessary funds in a savings or money market account.
2. Investing is an effective way to put your money to work and potentially build wealth, may also allow your money to outpace inflation and increase in value. This means, you ought to save up to 10%-20% of your after-tax income for investing in stocks, bonds and other assets.

Most investors check situations at hand before they decide for the future; hence looking at this, investors will be unwilling or unable to trade securities because of certain regulations, taxes or penalties associated with doing so.

Yes, an investment can be cancelled. Investment may fluctuate in response to the market, and this may put your principal/investment amount at risk thus Investors may lose some or all of their initial investment amount. Hence, every investor is aware that investments can be negatively affected by foreign exchange risk.

In case of premature redemption, investors can approach the concerned bank/Post Office/agent thirty days before the coupon payment date. Request for premature redemption can only be entertained if the investor approaches the concerned bank/post office at least one day before the coupon payment date. The proceeds will be credited to the customer’s bank account provided at the time of applying for the bond.