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FOR INDIVIDUAL

FOR BUSINESS

Benefits

Features

Loans are fully unsecured with no security required.

money overdraft facility

We can help you move your loan with another bank to take advantage of our competitive terms

card nets mastercard payment

Repayment directly from your account with us

device online banking

Wide range of channels where you can make repayment

added value care

If you need additional financing during your loan tenor, we offer you a top up as long as you have made regular repayments

misc protection

Credit Life Insurance covers you in case of death, leaving your relatives obligation free

  • Completed application form
  • IID – Important Information Document
  • Passport / Driver’s Licence / National Identification Card
  • Most recent salary slips
  • Bank statements for the last 3 months
  • Letter of Undertaking/Awareness from Employer

The following documents are required:

  • Signed application form
  • Bank statements for the last 3 months (for new to bank)
  • Pay slips for the last 3 months
  • Letter of Awareness from employer to domicile your salary with Standard Chartered Bank

You can borrow up to GMD 2 million depending on the organisation you work for and your income. You will be advised at the time of application.

You have up to 60 months to repay the loan depending on the organisation you work for and your income. You will be advised at the time of application.

Yes. We require you to domicile your salaries and allowances with the bank. You will be required to instruct your employer to do so and this will be confirmed when we receive your first salary credit into your SCB Gambia account.

In order to qualify, you must earn a minimum of GMD5,000. You must also be a permanent and confirmed employee of the organisation.

Yes. In order to do this, you will go through the normal application process. In addition, we require a letter from the bank where your loan is, stating the outstanding balance of your loan that is required to be settled. Standard Chartered Bank will pay this amount directly to the bank from the proceeds of your new loan.

This loan is unsecured. All that we require is for you to receive your salaries and allowances through Standard Chartered Bank throughout the period of the loan.

Yes. This can be done 9 months 6 months from the date you took the initial loan. A good repayment history is also required, and we can work with you on this.

Yes, you can pay down your loan before maturity.

Yes. This is an all-purpose loan and can be used for any purpose of your choice.

Personal Loans. Unlock a world of possibilities, fulfil your future plans today with an Unsecured Personal Loan.

Disclaimer

This is to inform that by clicking on the hyperlink, you will be leaving www.sc.com/gm and entering a website operated by other parties:

Such links are only provided on our website for the convenience of the Client and Standard Chartered Bank does not control or endorse such websites, and is not responsible for their contents.

The use of such website is also subject to the terms of use and other terms and guidelines, if any, contained within each such website. In the event that any of the terms contained herein conflict with the terms of use or other terms and guidelines contained within any such website, then the terms of use and other terms and guidelines for such website shall prevail.

Thank you for visiting www.sc.com/gm

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