Download Credit Cards Key Facts Statement

^#Applicable for retail spending over HKD2,000 or above.

^For spending amounts that are not eligible to earn CashBack (e.g. bill payment transactions made through Standard Chartered Online Banking), the Bank will also deduct HKD1 CashBack for every HKD180 instalment amount applied. Where there is insufficient CashBack balance on the 360° Rewards Redemption Platform for deduction, a negative balance will be displayed.

1. Selected clients successfully apply for Standard Chartered Smart Credit Card (“Smart Card”) by submitting an online application form via sc.com/hk/credit-cards/smart/ea or sc.com/hk/credit-cards/zh/smart/ea during 20 April 2024 to 30 June 2024 (both dates inclusive) (“Promotion Period”), and be issued with, an Eligible Smart Card by the Bank on or before 31 July 2024; AND have accumulate Eligible Transactions of HKD4,000 or above with the newly approved Smart Card within the first month from the date of issuance.
   Each New Cardholder will only be entitled to the Offer once during the Promotion Period. The Bank reserves the right of final decision to the New Cardholder’s entitlement of the Offer. The Offer cannot be enjoyed in conjunction with other promotional and application offers including the prevailing welcome offer and top-up offer of Smart Card. If the New Cardholder is entitled to other prevailing offer(s) or privilege(s), the Bank reserves the right to provide only one or some of the offer(s) and/or privilege(s) at its sole discretion.
2. New Cardholders can enjoy 8% p.a. bonus interest rate (“Bonus Interest Rate”) on first HK$100,000 monthly average deposit balance of his/ her Hong Kong Dollar (“HKD”) Integrated Deposits Account(s) and HKD Sustainable Savings Account(s) (“Designated Account(s)”) during the subsequent three full calendar months after the approval month of Smart Card (“Reward Counting Periods”). Terms and Conditions apply.
3. “Eligible Transactions” are retail purchases (including both local and overseas transactions), online purchase or posted amount of instalment purchase but do not include without limitation cash advances, gambling tokens, insurance payment, bill payment (including but without limitation tax and utilities payment) via Internet/ATMs/Phone Banking Services or other available means, any money/electronic money transfer (including but not limited to any transfer made via person to person (P2P) payment services or mobile device/app/electronic funds transfer platform), unposted/cancelled/refunded/falsified/unauthorized transactions, any transfer/top up transaction from eligible cards to any account designed by the Bank from time to time, including but not limited to Octopus O!ePay, Alipay account and other digital payment account as may be made available by the Bank from time to time.
4. New Cardholders are applicants who do not currently hold and have not cancelled any principal card of Standard Chartered Credit Card or MANHATTAN Credit Card issued by Standard Chartered Bank (Hong Kong) Limited (the “Bank”) in the past 6 months from the date of approval of their current applications for a principal card of the Standard Chartered Credit Cards.

Terms and Conditions:
Please click here for Terms and Conditions of the Standard Chartered Smart Credit Card Exclusive Welcome Offer for Selected Clients – Hong Kong Dollar Preferential Savings Rate Offer.

Ⓐ Promotion period: From 1 January to 31 December 2024

Ⓑ Upon successfully signing up for and issued with a Standard Chartered Smart Credit Card, the Bank will rebate a certain percentage of the amount of the Eligible Transactions in the form of CashBack to the card account as shown in the list below.

Ⓒ Eligible Transactions made at below Designated Merchants can earn HKD1 CashBack for every HKD20 spent (5% CashBack percentage)

• 759 STORE
• China Mobile Hong Kong & s/ash. CashBack for Eligible Transactions that are made up of interest-free merchant instalment will be awarded to the Card account on a monthly basis and only for the instalment amount that is posted to the Card account during the specific Promotion Period.
• Circle K Convenience Store
• Decathlon
• Deliveroo
• Häagen-Dazs™
• HKTVmall retail stores & eShop
• Japan Home Centre retail stores & eShop
• Klook
• HK Ticketing (valid from 20 March 2024)
• McDonald’s® & McDonald’s App
• PARKnSHOP, its designated retail stores (FUSION, TASTE, INTERNATIONAL, food le parc, GOURMET, GREAT FOOD HALL, EXPRESS and PARKnSHOP Frozen Food Stores outlets) & PARKnSHOP eShop
• Sa Sa retail stores & eShop
• Watsons retail stores & eShop
• Online video streaming platforms: Amazon Prime Video, Disney+, Netflix, Now TV
• Online music streaming platforms: JOOX, KKBOX, MOOV, Spotify

Ⓓ Other eligible transactions can earn HKD1 CashBack for every HKD180 spent (0.56% Cashback Percentage)

Ⓔ The total maximum amount of Eligible Transactions made at Designated Merchants that qualifies for the 5% CashBack Percentage is HKD60,000 per Card account within the promotion period. Eligible Transactions made at Designated Merchants must be completed and posted on or before 31 December 2024 based on the transaction dates as shown on the credit card monthly statement, and the Designated Merchants’ name (as determined at the Bank’s absolute discretion) must be reflected as part of the transaction descriptions on such credit card monthly statement. Any amount in excess of the HKD60,000 cap will be counted as Other Eligible Transactions.

Ⓕ For more details, please refer to Standard Chartered Smart Credit Card Rewards Scheme Terms and Conditions.