Earn miles for your next trip

*For further details please visit our Foreign Exchange Time Deposit Promotion Page

1. Asia Miles Limited will credit the Asia Miles that you are entitled to into your registered Cathay membership account within three months from the date of opening of the Asia Miles Time Deposit Account (“AM TD Account”).
2. For Asia Miles Time Deposit Rewards (“AM TD Rewards”), the amount of Asia Miles as shown on this webpage and relevant promotion materials are offered by the bank on 1 December 2023
   for reference only and are not guaranteed. We reserve the right to make any adjustment to the amount of Asia Miles here and as shown on relevant promotion materials from time to time at its sole absolute discretion. For more enquiries, please refer to the relevant promotion webpage or approach our branch staff.
3. In order to enjoy the AM TD Rewards, you must have a valid Cathay membership account. Otherwise, you have to set up an Cathay membership account through Asia Miles Limited. You must successfully register a valid Cathay membership account in your own name and other details as required via Standard Chartered Online Banking (sc.com/hk/login), before month end of the relevant calendar month when opening the AM TD Account.
   
4. The AM TD Rewards include both 0.01% p.a. interest rate on the AM TD Account and Asia Miles. For AM TD Account in HKD, the interest will be calculated in simple interest and on a 365-day or 366-day basis (for leap year). For AM TD Account in other currencies, the interest will be calculated in simple interest and on a 360-day basis. Early uplift of the Asia Miles Time Deposit is subject to the Bank’s discretion and penalty.
5. The amount of Asia Miles that you may be entitled to for AM TD Rewards depends on the amount and the type of the Funds deposited into the AM TD Account successfully. If you wish to enjoy the AM TD Rewards from both New Funds and Existing Funds, separate AM TD Accounts should be set up for each Funds type.“New Funds” refers to the below funds credited to the Eligible Client’s Standard Chartered accounts within 4 working days (excluding Sunday and Public Holiday) before and until the opening date of the AM TD account:
   1. monies newly deposited into the Bank from other banks via cash, cheque, cashier’s order, Local Bank Transfer Payment through Real Time Gross Settlement (RTGS, also known as Clearing House Automated Transfer System (CHATs)), Transfer through Faster Payment System (FPS) or Telegraphic Transfer from other banks; or
   2. funds converted from any currency held with the Bank; or
   3. redemption funds of the following investment or insurance products, including Equity Linked Investment, Debt Securities (Bonds and Structured Notes), Insurance, Securities and Unit Trust.

   New Funds exclude any renewal or rollover of existing time deposits, transfer of funds from any account within the Bank, any currency converted from Premium Deposits, Structured Deposits and Currency Switching upon maturity, and the sum of principal amount of all Time Deposit(s) and Marathon Savings Account(s) placed during the counting period.

   “Existing Funds” refers to any monies in your account(s) with the Bank other than New Funds as defined.

6. For the avoidance of doubt, Asia Miles membership stated herein are referring to the Cathay membership programme. For details please click here for Cathay Membership Programme Terms & Conditions.