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Terms and Conditions for Private Motor Insurance Promotion

General Terms and Conditions

  1. The promotion period is between 1 Oct 2023 to 31 Dec 2023, both dates inclusive, (the “Promotion Period”).
  2. The promotional offer is available to successful applicants of Private Motor Insurance of MSIG Insurance (Hong Kong) Limited (“MSIG”), whose relevant application is (i) made by submitting contact information on MSIG’s website as accessed through the website of Standard Chartered Bank (Hong Kong) Limited (the “Bank”), and (ii) completed via MSIG customer services hotline during the Promotion Period (“Eligible Customer”).
  3. These terms and conditions are related to the promotional offer only and no reference has been made to any MSIG insurance policy (“Policy”) or any coverage or content thereunder. Customers are advised to read and understand the Policy before applying for the relevant insurance.
  4. Customers understand and accept that the Bank is not the supplier of the products/ services directly purchased by the customers from the merchant / insurer. The Bank shall bear no liability relating to any aspect of the products/services, including without limitation, their quality, the supply, the descriptions of goods and/or services provided by the merchant / insurer, any false trade description, misrepresentation, mis-statement, omission, unauthorized representation, unfair trade practices or conduct in connection with the products/services provided by the merchant / insurer, its employees, officers or agents.
  5. The Bank reserves the right to alter or terminate the promotional offer and/or amend the terms and conditions at any time without notice.
  6. All matters or disputes in relation to the promotional offer and the interpretation of terms and conditions herein shall be subject to the decision of the Bank, which shall be final and binding.
  7. If there is any inconsistency or conflict between the English and the Chinese versions of these terms and conditions and any details of the promotional offers, the English version shall prevail.
  8. Private Motor Insurance is underwritten by MSIG which is a general insurer authorized and regulated by the Insurance Authority of the HKSAR. Standard Chartered Bank (Hong Kong) Limited is an insurance agent appointed by MSIG. To the extent permissible by law, the Bank shall not be liable to any person for the use of any of the above information.

Collection of Levy on Insurance Premium: Insurance Authority (“IA”) has announced the collection of levy on insurance premium under the “Insurance Ordinance” with effect from 1 January 2018.  For further information, please visit www.ia.org.hk/en/levy

 

Special Terms and Conditions on the Voucher under the Private Motor Insurance Promotion:

  1. Eligible Customers who successfully apply for Private Motor Insurance during the Promotion Period may be entitled to voucher of a certain value as set in the table below upon paying the corresponding amount of Premium Amount (net of discount) for Private Motor Insurance.
Premium Amount(net of discount) Voucher value
HK$3,000 – HK$3,999 HK$300 Voucher
HK$4,000 – HK$4,999 HK$400 Voucher
HK$5,000 – HK$5,999 HK$500 Voucher
HK$6,000 – HK$6,999 HK$600 Voucher
HK$7,000 – HK$7,999 HK$700 Voucher
HK$8,000 or above HK$800 Voucher

 

  1. MSIG will send a redemption letter for the redemption of the Voucher along with the Private Motor Insurance policy to the correspondence address as provided by the Eligible Customers in the relevant insurance application within 30 days from the policy effective date.
  2. The Voucher is not transferable, returnable or redeemable for cash. The acceptance and use of the Voucher and the associated products/services are subject to the terms and conditions as stipulated by merchant.
  3. Customers understand and accept that the Bank and MSIG are not the supplier of the Voucher and the associated products/services supplied by the merchant. The Bank and MSIG shall bear no liability relating to any aspect of the Voucher, products/services, including without limitation, their quality, the supply, the descriptions of goods and/or services provided by the merchant, any false trade description, misrepresentation, mis-statement, omission, unauthorized representation, unfair trade practices or conduct in connection the products and/or services provided by the merchant, its employees, officers or agents.