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Smart solutions for your banking needs

At Standard Chartered we take care of your finances, so you can focus on what’s important – growing your business.

Making business banking easy

Funding your growth

Protecting your business

Expanding across borders

Getting the right support

Making business banking easy

Our business banking solutions are designed to make banking easier and quicker through our top of the class digital solutions, so that you can devote all your resources to your business. We also offer a comprehensive suite of investment solutions to make your money work harder.

Business Accounts
- Smart Business Account
  
  With the Smart Business account there is no need to lock your funds in the account; just route INR 15,00,000 of business credits every month. No surprise fee at the end of the month. Grow your business and get rewarded, since we charge lower for higher slabs of transactions.
- International Trade Account
  
  International Trade Account (ITA) is a tailored banking solution for businesses focused primarily on international trade and foreign exchange transactions.It is a current account catering to the needs of international traders (importers / exporters) with enhanced transactional convenience, preferential pricing on Forex deals, trade and remittances.
- Business Essential Account
  
  We understand that business accounts are essential to facilitate speedy payments and collections for a business. Our Business Essential account provides flexibility of dynamic pricing based on average monthly balance; unlike traditional charge structure which limits the benefits based on your chosen variant.
Business Channel Access
- Corporate online banking
  
  Designed for businesses, Straight2Bank is an award-winning online banking platform for all your transactions. With Straight2Bank you can make payments and track your business transactions, even when you are on the move. Access to all your accounts anytime, anywhere. Get trade advice with the online info manager.
- International Business debit card
  
  Convenience should be unrestricted. With your International Business debit card you enjoy a world-class banking experience with global benefits.
  - Over 1 million ATMs worldwide, making cash withdrawals and transfers easy and convenient.
  - Accepted at more than 30 million merchants globally.
  - Free for life.
  - Best in class reward points.
  - Free usage across ATMs in India.
  - Fuel surcharge waiver.

Yield Enhancements
- Wealth Specialist
  
  We present various investment options available through our platform and their key features, benefits and risks to help you take the right decision.
- Investment Services
  
  Take advantage of our global market expertise backed by our expert team of investment strategists and advisors, for timely market insights to help you identify investment opportunities. The broad range of products available include:
  - Mutual funds.
  - Structured products.
  - Private equity and real estate funds.
  - Foreign exchange solutions.
  - Bonds.
  - Equities.
  - Investment linked insurance solutions.
- FlexiCash
  
  Designed for businesses operating in cash-intensive industries. The higher your average quarterly balance, the more free cash deposit limits you receive.

Funding your growth

With your growing business, you need solutions that keep pace with your growth. We offer solutions like working capital, trade finance and secured/unsecured financing for your business needs.

Business Loans and Working Capital
- Business Instalment Loan
  
  An unsecured business term loan that gets you funds fast, when you need them.
- Loan or Overdraft Against Property
  
  Overdraft facility to address your short term working capital needs.
- Foreign Exchange Hedging
  
  Protect transactions by hedging foreign currency exposures.

Business Expansion
- Loan Against Property
  
  Borrow up to 70% of property value for your business needs.
- Loan Against Property Saver
  
  Reduce your interest burden by savings more in LAP saver.

Protecting your business

With the right advice and risk management solutions, manage risk from your every day business and focus on growing your business safely, while securing the future of those who depend on it.

Currency Risk Mitigation
- Foreign Exchange Services
  
  Mitigate the risk of foreign exchange fluctuations.
- Online Treasury
  
  Safe and simple, our online treasury platform provides instant Forex rates for over 100 currency pairs.
- Forex Sales Advisory
  
  Our team of Forex experts help you choose the right strategy and solutions to add certainty to your international business.

Insurance for your Business
- Insurance solutions
  
  Range of commercial insurance products for a range of risks, property insurance and life insurance plans. Our experts support to help you choose well.

Expanding across borders

We give your business access to international network in over 27 markets in Asia, Africa and the Middle East. Our expertise helps you in making international trading safe and convenient with our trade and FX solutions.

International Network
- Your local relationship manager can help you set up banking relationships in over 27 markets in Asia, Africa and the Middle East.
Global Banking
- Import and Export Services
  
  Build your business by leveraging our extensive international network through products such as import bills for collection, import financing, export bills for collection and export invoice financing.

International Travel Solutions
- International business debit card
  
  Convenience should be unrestricted. With our International Business debit card, you enjoy a word-class banking experience with global benefits.
- Enhanced travel protector
  
  This offers you complete peace of mind while you travel. This protector now comes with a host of benefits that suit your travel requirements.

Getting the right support

Dedicated qualified experts ready to help you with your transaction queries as well as day-to-day banking needs such as trade, wealth and FX to help manage your funds in a rapidly changing economic landscape.

Dedicated Relationship Manager
- - Your relationship manager, a certified professional with comprehensive training, is your single point of contact with the bank, helping you plan as your business evolves in a fast changing world.
  - An experienced team of client service managers and a team of qualified trade, Forex and investment experts support our relationship managers.
  - With this team approach, you will also get the right level of service, expertise and attention.
Expert Advice
- - Certified, well trained professionals as your relationship managers.
  - Trade, wealth and Forex experts to assist you with your specialised needs.
  - Access to business-specific seminars and knowledge events.

Preferential Access and Dedicated Support

You can write to us: customercare.business@sc.com or you can also reach us on below numbers

Our 24 hours dedicated phone Banking Numbers:


Allahabad, Amritsar, Bhopal, Bhubaneshwar, Chandigarh, Cochin / Ernakulam, Coimbatore, Indore, Jaipur, Jalandhar, Kanpur, Lucknow, Ludhiana, Nagpur, Patna, Rajkot, Surat	3940161 / 6601161
Ahmedabad, Bangalore, Chennai, Delhi, Hyderabad, Kolkata, Mumbai, Pune	66011616 / 39401616
Gurgaon, Noida	011 – 66011616 / 011 – 39401616
Jalgaon, Guwahati, Mysore, Thiruvananthpuram, Vishakhapatnam, Proddatur, Dehradun, Saharanpur, Siliguri	1800-425-0109 / 1800-3000-1616

CROSS-BORDER SERVICE

With a network spanning Asia, the Middle East and Africa, Standard Chartered helps you expand your business on three continents

We share your vision for growth

We share your vision for growth. As such, Standard Chartered offers you a wide range of products and services specifically designed to help SMEs build their business. Our customers enjoy preferential pricing on business transactions, receive rewards on services, and can access a network of relationship managers dedicated to helping you grow.

And as your business expands, you can take advantage of our international network and trade expertise in more than 1,400 branches in 30 countries across Asia, the Middle East and Africa.