360 Degree Shield

• A convenient and comprehensive solution
• We are aware that a small enterprise faces the same key risks as a large business. While large businesses are able to better withstand the impact of accidental losses, small businesses are more deeply impacted.
• 360 Degree Shield is a comprehensive insurance solution for Small and Medium Non Manufacturing Enterprises. 360 Degree Shield provides all-round protection to your business by combining the following insurances in a single and convenient easy-to-manage policy.
  • Fire and Special Perils
  • Burglary
  • Money
  • Fidelity Guarantee
  • Public Liability

• This policy is especially designed for businesses with asset from 5 Lakh to 4 Crore and provides protection against all the key risks that these businesses face in their normal operations.

Policy Covers

• Fire and Special Perils: Covers Building, Office Equipment, Electronic Equipment, Furniture / Fixtures / Fittings and any other specified content against Fire and Special perils, Earthquake and Terrorism (if opted)
• Burglary: Covers Offers Equipment, Electronic Equipment, Furniture / Fixtures / Fittings and any other specified content against Burglary.
• Money: Covers against robbery and burglary of cash while in transit to /from the Bank or while kept overnight in a Safe at the insured premises. (Additional cover: Personal assault for cash carrying employee)
• Fidelity Guarantee: Covers loss of money or goods caused by fraud or dishonesty of specified employees
• Public Liability: Covers your liability to pay compensation, including costs and expenses incurred on account of legal liability arising out of accidental bodily injury and /or property damage to third parties happening in your insured premises.

Disclaimer

• Standard Chartered Bank, India is a licensed Corporate Agent of ICICI Prudential Life Insurance Company Limited for life insurance products, Royal Sundaram General Insurance Co Limited and ICICI Lombard General Insurance Company for general insurance products and Niva Bupa Health Insurance Company Limited for standalone health insurance products vide composite license number CA0028.

• The insurance plans of ICICI Prudential Life Insurance Company Limited (IRDA registration no. 105) are underwritten and issued by ICICI Prudential Life Insurance Company Limited. Claims will be settled by ICICI Prudential Life Insurance Company Limited as per the terms and conditions of the policy.

• The insurance plans of Royal Sundaram General Insurance Co Limited (IRDA registration no. 102) are underwritten and issued by Royal Sundaram General Insurance Co Limited. Claims will be settled by Royal Sundaram General Insurance Co Limited as per the terms and conditions of the policy.

• The insurance plans of ICICI Lombard General Insurance Company Limited (IRDA registration no. 115) are underwritten and issued by ICICI Lombard General Insurance Company Limited. Claims will be settled by ICICI Lombard General Insurance Company Limited as per the terms and conditions of the policy.
• The insurance plans of Niva Bupa Health Insurance Company Limited (IRDA registration no. 145) are underwritten, issued and serviced by Niva Bupa Health Insurance Company Limited as per the terms and conditions of the policy.

• For more details or risk factors, terms and conditions, exclusions please read the sales brochure carefully, before concluding a sale. Please refer policy document for exact terms and conditions and specific details applicable to the Insurance Policy. Standard Chartered Bank does not accept any responsibility nor gives any warranty, express or implied, as to the accuracy, reliability and completeness of any statement made in or the omission of any provisions of the contract of Insurance and the Bank does not accept any liability for loss or damage of whatsoever nature, which may be attributable to your application, its receipt, payment of claims under it or the contract of Insurance. Your participation in this insurance product is purely on a voluntary basis. We advise you to take your own professional advice before you participate.

• Insurance is the subject matter of solicitation.