All international transactions have a 3.5% transaction fee levied on them. However for Ultimate credit card customers, the forex mark-up is reduced to 2%*.

The best cashback credit card for you depends on your lifestyle choices. If you are a travel enthusiast, the Ultimate credit card is your ideal option. If your lifestyle demands frequent visits to the supermarket, the Manhattan credit card is your best cashback credit card. Meanwhile, if you wish to earn cashbacks on your utility bills and fuel spends, the Super Value Titanium credit card is sure to serve you well.

With most of Standard Chartered cashback credit cards, you will earn a maximum cashback of 5%* on making purchases in specific categories. You can also earn up to 5 reward points for every INR 150 that you spend on a card like the Ultimate credit card. If you’d like to know more about our top cashback credit cards, visit our credit card pages or give us a call; we’d love to discuss any queries you have.

Your lifestyle is the most important aspect to factor when choosing the best cashback credit card. Different reward cashback credit cards accrue reward points and cashbacks on different types of transactions. For example, the Super Value Titanium credit card earns you cashback for fuel and utility expenses whereas the Manhattan credit card favours your daily groceries and shopping. On the other hand, opting for the Emirates credit card can get you accelerated points on travel expenses. All cards provide special benefits catering to different lifestyles from the shopaholic to the movie-buff; factoring these and the annual fees will get you the best cashback credit card uniquely suited to your preferences.

Using your credit card extensively for expenses falling under the card’s specific bonus categories increases the cashback benefits that you earn at an accelerated rate. For example, our Emirates credit card earns you 6 skyward miles for every INR 150 spent on Emirates.com.