₹ 0 for statement outstanding balance less than or equal to ₹ 100. ₹ 100 for statement outstanding balance between ₹ 101 and ₹ 500. ₹ 500 for statement outstanding balance between ₹ 501 and ₹ 5,000. ₹ 700 for statement outstanding balance between ₹ 5,001 and ₹ 10,000. ₹ 800 for statement outstanding balance between ₹ 10,000 and ₹ 25,000. ₹ 1200 for statement outstanding balance greater than ₹ 25,000. Example: In case there is an outstanding of ₹ 4,000 on your credit card and ₹ 15,000 in your Balance Transfer account and payment is not made by the Payment Due Date. There will be a Late Payment Charge of ₹ 500 in your credit card account and ₹ 800 on your Balance Transfer account. The example above is for illustrative purposes only. All cards and all instalment products such as Instabuy, Balance Transfer, Dial-a-Loan etc. will each attract Late Payment Charges if payment is not made by the Payment Due Date.

How much is the interest charges?

The monthly interest rate is annualized to arrive at the annualized percentage rate (APR). Monthly interest rate of 3.75% pm is annualized to arrive at an APR of 45.00% for all Standard Chartered Credit Cards including Visa Infinite and Emirates World credit cards. However, for all instant credit card variants, the monthly interest rate is 1.99% pm (APR of 23.88%). Cash transactions will also attract an interest rate of 3.75% pm (APR of 45.00%).

Manhattan Credit Card – Earn Cash Back and Rewards

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FOR BUSINESS

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Such links are only provided on our website for your convenience and Standard Chartered Bank does not control or endorse such websites, and is not responsible for their contents.

The use of such website is also subject to the terms of use and other terms and guidelines, if any, contained within each such website. In the event that any of the terms contained herein conflict with the terms of use or other terms and guidelines contained within any such website, then the terms of use and other terms and guidelines for such website shall prevail.

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Manhattan Credit Card Benefits

Get

5%

cashback at supermarkets
Get

3x rewards

when you use your credit card for all other expenses
Redeem

Reward

points for exciting products at the 360 Degree Rewards portal

Supplementary Credit Cards

Extend the benefits of your credit card to your family members by getting them lifetime free Supplementary credit cards.

Contactless credit card

Enjoy faster checkouts, secure payments and complete freedom from cash, when you transact with a contactless credit card.

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Secure online transactions

Now enjoy enhanced security for online transactions on your credit card through 3D secure OTP verification.

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Digital payment solutions

Enjoy a wide range of instant payment solutions like BharatQR, Bharat bill payment solution (BBPS) and Samsung Pay.

Online banking and SC Mobile

Check your card balance and make convenient and instant card payments via online banking and Standard Chartered Mobile.

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Kuch Bhi on EMI

Convert your big spends above INR 5,000 to easy EMI with Kuch Bhi on EMI through online banking or SC Mobile. Enjoy attractive pricing and flexible tenure options.

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360° rewards

Redeem your reward points against our new online catalogue with the Standard Chartered 360° rewards program.

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Dial-a-loan

Get loan on your credit card upto INR 5,00,000. Flexible tenure from 12 to 60 months.

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Balance transfer

Transfer card balance upto INR 5,00,000 from other bank credit card at attractive interest rate.

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Balance on EMI

Convert your entire outstanding (upto INR 5,00,000) into EMIs. Zero processing fee.

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Eligibility & Documents

Eligibility Documents

Age

Applicant’s age should be between 21 and 65

Monthly Income

Applicant should have a stable monthly income.

Other Requirements

All applications are subject to credit and other policy checks of the Bank

You will need

Identity Proof (Any One of the following Photo cards): Passport, Voter Id Card, Govt ID, etc..
PAN Card
Address Proof (Any One of the following documents with current residence address): Aadhaar Card, Passport, Driving License, Election/Voter’s ID Card, Job card issued by NREGA duly signed by an officer of the State Government, The letter issued by the National Population Register containing details of name, address.
1 recent passport-sized Photograph

Financial documents for salaried

Latest one month salary slip

Financial documents for self employed

Self Employed Businessmen: Latest IT Returns with computation of income /Certified Financials, Last Business Continuity proof.
Self Employed Professionals: Latest IT Returns, Business Continuity proof.

Fees & Charges

INR 999+GST

Joining Benefits: 5000 Reward Points on payment of Joining Fees

INR 999+GST (2nd year onwards)

Renewal Benefits: Renewal fee reversed on spends greater than INR 120,000 in the previous year

Manhattan Platinum Credit Card FAQs

Provided with all the document(s) required, it should take approximately 6 days to get your credit card approved.

The minimum amount due every month shall be higher of the following:

(a) 5% of statement outstanding or

(b) Sum total of all instalments billed, interest, fees, other charges, amount that is over limit and 1% of the principal or

In case you have an unpaid minimum amount due from the previous month, the same will be added to the minimum amount due for the current month (as calculated above).

All overseas transactions are levied with a 3.5% transaction fee. This includes charges paid out to Visa / Mastercard for converting overseas transactions into INR. Pl note: transactions at merchant establishments that are registered overseas even if the merchant is located in India attract a charge of 1% from Visa / Mastercard which is included as a part of the transaction amount in your statement.

Goods and Services Tax (GST) will be levied at the applicable rates in force on all taxable supplies with effect from 1 July 2017.

₹ 0 for statement outstanding balance less than or equal to ₹ 100. ₹ 100 for statement outstanding balance between ₹ 101 and ₹ 500. ₹ 500 for statement outstanding balance between ₹ 501 and ₹ 5,000. ₹ 700 for statement outstanding balance between ₹ 5,001 and ₹ 10,000. ₹ 800 for statement outstanding balance between ₹ 10,000 and ₹ 25,000. ₹ 1200 for statement outstanding balance greater than ₹ 25,000.
Example: In case there is an outstanding of ₹ 4,000 on your credit card and ₹ 15,000 in your Balance Transfer account and payment is not made by the Payment Due Date. There will be a Late Payment Charge of ₹ 500 in your credit card account and ₹ 800 on your Balance Transfer account. The example above is for illustrative purposes only. All cards and all instalment products such as Instabuy, Balance Transfer, Dial-a-Loan etc. will each attract Late Payment Charges if payment is not made by the Payment Due Date.

The monthly interest rate is annualized to arrive at the annualized percentage rate (APR). Monthly interest rate of 3.75% pm is annualized to arrive at an APR of 45.00% for all Standard Chartered Credit Cards including Visa Infinite and Emirates World credit cards. However, for all instant credit card variants, the monthly interest rate is 1.99% pm (APR of 23.88%). Cash transactions will also attract an interest rate of 3.75% pm (APR of 45.00%).

Value Chart

ANNUAL BENEFITS BY USING MANHATTAN CARD	ANNUAL TOTAL BENEFIT
Cashback on Grocery, Supermarkets and Departmental store spends (Avg INR 1,50,000 per Year – 5 % Cashback)	INR 6,000
Rewards Points on Other Annual Spend (Avg INR 1,50,000 per Year – 3 Reward Points per INR 150)	INR 750
Annual Fee Reversal on meeting INR 1,20,000 spends	INR 999

Terms And Conditions

For details, please click here for English
For details, please click here for Hindi
For details, please click here for Kannada
For details, please click here for Marathi
For details, please click here for Tamil
For details, please click here for Telugu
For details, please click here for Bengali

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