Earn 6000 Reward Points* worth Rs. 6000 on payment of joining fee with Ultimate Credit Card.

Cardholder to be between 18-70 years of age. Also this facility is available only for the primary cardholder

• The domestic lounge program under VISA/Mastercard provides you 4 domestic lounge accesses per calendar quarter using your Ultimate Credit Card. This is complimentary for all cardholders.
• The Priority Pass programme provides you with 1 international lounge visit per month, subject to the cardholder having spent more than INR 20,000 in the previous calendar month of the visit. Please note that the card member will be liable to pay for each domestic lounge visit using Priority Pass, as per applicable charges.

Yes, you can apply for an Ultimate virtual credit card for golf benefits, dining privileges & more & access these perks instantly To know more, click here.

Your Ultimate credit card offers you complimentary membership to Priority Pass, which gives you access to lounges in international airports across the globe. You can log on to www.prioritypass.com for details on the participating lounges. To know more on the terms and conditions, click here.

Credit card transactions with Merchant Category Code (MCC) 6513, 7349 are covered under Rental Payments.

A Merchant Category Code (MCC) is a four-digit number assigned to a merchant/business by the merchant’s acquiring bank. These are defined by networks e.g. Visa, MasterCard.

A processing fee of 1% (plus taxes) would be applicable to all rental transactions. This fee will be over and above any charges applied by the merchant as communicated to the client at the time of transaction.

For example – If you pay INR 20,000 on a third-party rent payment platform using your Standard Chartered Bank Credit Card, 1% of transaction amount i.e. INR 200 plus taxes will be charged as a processing fee

Processing fee on rental payments will be effective from April 02, 2023.

The processing fee will be levied by 15^th of the next calendar month and will have a separate narration in the monthly statement.

From April 2^nd, 2023, transactions on Ultimate credit card for Utilities, Supermarkets, Insurance, Property management, Schools & Government payments will now earn 3 reward points on every INR150 spent.

Please note there is no capping to the reward points that can be earned in a month on the merchant categories where there is a revision in reward points.

From April 2^nd, 2023, no reward points will be earned for Fuel transactions on StanChart Ultimate credit card.

However, clients will now enjoy a surcharge waiver of 1% on fuel spends across all petrol pumps. The fuel surcharge waiver amount will be capped at Max Rs 1000/ per month.

The changes would be effective from April 2^nd, 2023. Please note all spends till 31^st March 2023 on the select categories will continue to earn reward points as per the existing reward proposition i.e. 5 reward points on every INR 150 spent.

There will be no impact to your existing reward points which you have earned and is available for redemption till expiry of those points.

Standard Chartered Bank has provided below mentioned complimentary Air Accident Insurance on the Standard Ultimate Credit Card and will be governed as per respective Product Terms and Conditions available on www.sc.com/in/credit-cards/ultimate-card/

Air Accident Insurance – HDFC ERGO General Insurance Company Ltd.

Policy Number: 2999204852948401000

Details of Sum Insured/Limit of Liability:

Standard Chartered Bank has provided below mentioned complimentary Travel Insurance on the Standard Ultimate Credit Card and will be governed as per respective Product Terms and Conditions available on www.sc.com/in/credit-cards/ultimate-card/

Travel Insurance Policy – HDFC ERGO General Insurance Company Ltd.

Policy Number: 2999204251883002000

Details of Sum Insured/Limit of Liability:

For claims, you can call HDFC ERGO’s twenty-four (24) hour, seven (7) Days a week, toll-free emergency telephone assistance service

• For Emergency Medical Expenses – Toll Free: +800 08250825 (International Toll Free – accessible from outside India) / 01204507250 (Chargeable)
• Email: travelclaims@hdfcergo.com, bankclaims@hdfcergo.com
• Address: HDFC ERGO General Insurance Company Limited 5th floor, Tower 1, Stellar IT Park, C-25, Sector-62, Noida, UP, India – 201301

You can reach out to Standard Chartered Phone banking services for any help and support on Travel Insurance or Air accident Insurance claim.