Royal Sundaram Advanced Top Up
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Get more for less with Royal Sundaram’s Advanced Top Up Health Insurance Plan

Enjoy a wide range of deductible and sum insured options to increase your health cover up to INR 50 lakhs or 1 crore, at a very affordable premium

Key Product Benefits
  • Get cover for
    modern and day care

    treatments

  • Buy a top up plan
    in a few minutes

    without medical tests & by just answering 2 medical questions1

  • Get life protect benefit that provides
    additional sum insured

    at zero cost in case you exhaust your sum insured

Royal Sundaram Advanced Top Up Features

Comprehensive cover

Get coverage for inpatient hospitalisation expenses, pre and post hospitalisation expenses, ambulance charges including app-based cab cover

AYUSH Treatment

Treatment taken under Ayurveda, Yoga and Naturopathy, Unani, Siddha and Homeopathy is covered in any AYUSH hospital

Reduction in Pre-existing Diseases waiting period

Get the option to reduce the pre-existing disease waiting period from 36 to 24 months

Home care treatment

Treatment expenses for the insured person’s treatment at their home is covered in case of pandemic / endemic / any other exceptional circumstances
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1If the answer to any question is yes then the case will be referred to underwriting for a tele call by a doctor from the insurance company.

 

2Tax benefits under the policy are subject to conditions under Section 80D of the Income Tax Act, 1961. Tax laws are subject to amendments made thereto from time to time. Please consult your tax advisor for more details.

 

Standard Chartered Bank, India having its principal place of business at Crescenzo, C-38/C-39, G Block, Bandra Kurla Complex, Bandra (East), Mumbai – 400051 is a licensed Corporate Agent of Royal Sundaram General Insurance Co. Limited (IRDAI registration no. 102) for general insurance products vide registration number CA0028. The benefits/ features of the products are indicative only. For more details on risk factors and terms and conditions, please read sales brochure carefully before concluding sale. Insurance is the subject matter of solicitation.

 

The contents of this webpage do not constitute a contract of insurance and reference should be made to the policy document for the exact terms and conditions applicable to the insurance policy. It does not constitute an offer to buy or sell an insurance product or service. It is also not intended to provide any insurance or financial advice. All insurance products described in this webpage are products of and underwritten by Royal Sundaram General Insurance Co. Limited and not Standard Chartered Bank, India. In facilitating insurance arrangements or in referring customers to any insurer, the Bank is acting as a corporate agent of the insurer and not as an agent for customers. This webpage is being distributed for general information only and it does not constitute an offer, recommendation, solicitation to enter into any transaction. This webpage has not been prepared for any particular person or class of persons and it has been prepared without regard to the specific investment or insurance objectives, financial situation or particular needs of any person.

 

Advanced Top Up Health Insurance Plan is an IRDAI approved product with UIN-RSAHLIP23029V012223, which is underwritten and serviced by Royal Sundaram General Insurance Co. Limited. The contents of this webpage do not constitute a contract of insurance . Please refer policy document for exact terms and conditions and specific details applicable to this Insurance. Your participation in this insurance product is purely on a voluntary basis. We advise you to take your own professional advice before you participate.

 

Royal Sundaram General Insurance Co. Limited. Corporate Office: Vishranthi Melaram Towers, No.2/319 , Rajiv Gandhi Salai (OMR), Karapakkam, Chennai – 600097. IRDAI Registration No. 102. CIN: U67200TN2000PLC045611.Phone: 1860 425 0000 www.royalsundaram.in. Royal Sundaram Advanced Top Up Health Insurance Plan. UIN: RSAHLIP23029V012223 Advt Ref No: RS-NL-2024-25-30