1Bonuses include regular bonus, loyalty accumulations and terminal bonus. Regular Bonuses may be declared annually throughout the policy term and will be expressed as a proportion of the Single Premium or Annualized Premium.
2Capital Guarantee is through the Assured benefit i.e. 105% of total premiums paid.
3In times of need, loan amount up to 80% of the Surrender Value can be availed from your policy, after it acquires a Surrender Value.
4This service shall be directly provided by third party service provider(s) and the insurance company will not be liable for any deficiency in service by the service provider. The insurance company reserves the right to discontinue the service or change the service provider(s) at any time. Please read the policy document to know more.
5A tax-free commutation of up to 60% of the vesting benefit can be availed. Tax benefits are subject to conditions under Sections 80CCC, 10(10A), 115BAC and other provisions of the Income Tax Act, 1961. Goods and Services tax and Cesses, if any will be charged extra as per prevailing rates. Tax laws are subject to amendments made thereto from time to time. Please consult your tax advisor for more details.
6This can be availed after the completion of 3 policy years and allows you to encash up to 25% of the total premiums paid over the lifetime of your policy. Withdrawals are allowed for the conditions of higher education of children, marriage of children, purchase or construction of a residential house or flat, treatment of critical illnesses or to meet medical and incidental expenses arising out of the disability.
Standard Chartered Bank, India having its principal place of business at Crescenzo Building, C-38/39 G Block, Bandra Kurla Complex, Bandra (East), Mumbai – 400051, Phone: 6601 4444, is a licensed Corporate Agent of ICICI Prudential Life Insurance Company Limited (IRDAI registration no. 105) for life insurance products vide registration number CA0028.The benefits/ features of the products are indicative only. For more details on risk factors and terms and conditions, please read sales brochure carefully before concluding sale. Insurance is the subject matter of solicitation. Insurance is underwritten by ICICI Prudential Life Insurance Company Limited and not by Standard Chartered Bank, India. Participation of the customers of Standard Chartered Bank in the policy is entirely voluntary. In facilitating insurance arrangements, the Bank is acting as a corporate agent of the insurer and not as an agent for customers. This webpage is being distributed for general information only. This webpage has not been prepared for any particular person or class of persons and it has been prepared without regard to the specific investment or insurance objectives, financial situation or particular needs of any person.
ICICI Prudential Life Insurance Company Limited – ICICI Pru Life Towers, 1089 Appasaheb Marathe Marg, Prabhadevi, Mumbai – 400 025. IRDAI Registration No.105. CIN:L66010MH2000PLC127837. Phone: 1800 2660 (10am-7pm, Monday to Saturday, except national holidays and valid only for calls made from India). ICICI Pru Gold Pension Savings, A Participating, Non-Linked Pension Individual Savings Product. UIN 105N202V02. ADVT No: W/II/1345/2024-25
BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS
IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.
