• Photo identity
• Proof of residence
• Proof of age

Financial documents required (self-attested)

• Salaried individuals –
  • 2 months salary slip (If variable components present in salary structure)
  • Latest year Form-16
  • Bank statements for the last 3 months
• Self-employed individuals / professionals –
  • Latest 2 years IT returns and computation of income (firm and individuals)
  • Latest 2 years P&L statements, balance sheets (along with all the schedules) and capital account statements, certified by a C.A
  • Latest 2 years audit reports
• [For self employed : Turnover > 1,00,00,000; For self employed professionals : Gross receipts > 25,00,000 ] and bank statements of the primary bank account for latest 6 months.
• For partnership firms: partnership deed is required.
• For private limited firms:
  • Shareholding pattern or memorandum and articles of association, attested by a C.A.
  • List of directors.

Property paper copies ( first and last page to be self attested ).

• Existing home loan facility details (Note: B & C can be provided prior to disbursal).
• Sanction letter.
• Original list of documents held by competition bank.
• Latest outstanding of the loan sought to be bought over.
• Other existing loans declaration.

The above list of documents is an indicative list and is acceptable based on Standard Chartered Bank’s existing policy, as applicable at the time of loan application.

For more details you can speak to your Relationship Manager (RM) or visit the nearest branch.