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Platinum Repayment Cover FAQs

  • Platinum Repayment Cover is an insurance coverage where customer gets the benefits of insuring your Credit Card outstanding balance up to INR 5 lakhs against Death, Total and Permanent Disability, Total and Temporary disability, Critical Illness.

  • Scenarios where the customer has faced Death, Total and Permanent Disability, Total and Temporary disability, Critical Illness.

  • Upon receipt of due proof of the death of an Insured Member, in the form and manner specified by the Company, the Company shall pay to the Policyholder, in one lump sum, subject to the provisions of this Policy, the Balance Outstanding for the Death Benefit.

  • If any Insured Member shall sustain Total and Permanent Disability while insured and provided such disability has existed continuously for at least six (6) months (“TPD waiting period”) and the coverage remains in force.

  • If an Insured Member sustains Total and Temporary Disability as defined hereinabove, and provided such disability has existed for at least thirty (30) consecutive days (“TTD waiting period”) and the coverage remains in force

  • For an Insured Member who has been accepted for Critical Illnesscoverage under this Policy, in the event of his survival for a period of at least thirty (30) days (“CI survival period”) following a diagnosis of the first Critical Illness or first performance of any of the covered surgery(ies)

  • Premium billed is Rs 0.853 for every spend of INR 100 per month of the aggregate amount of insurance. This is inclusive of Taxes and Education Cess. e.g Rs 0.853 for every spend of INR 100.