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 1. The Offer

A Private Bank client of Standard Chartered Bank, India (“Bank”) performs a retail transaction of minimum amount of INR 2500 (Rupees Two Thousand Five Hundred only) on the Standard Chartered Debit Card during the Offer Period, shall be eligible to receive The Wall Street Journal subscription for12 months, on the terms and conditions described hereinbelow.

2. Eligibility Criteria to qualify for the Offer

The Offer is valid for all Private Bank clients who –

• Hold active Private Bank savings account with the Bank; and
• Satisfies the Private Bank qualification criteria during the Offer Period; and
• Registers for the Offer by clicking the link provided in the communication from the Bank; and
• Do retail transaction on the Banks Debit Card for a minimum value of INR 2500/ (Rupees Two Thousand Five Hundred only) during the Offer Period.

Please note, that the transactions on the Banks Debit Card must be Point of Sales (POS) transactions (online transactions included). Account transfers/balance transfer/ATM withdrawals will not qualify for meeting the retail transaction criteria on the Banks Debit Card.

3. General Terms & Conditions

• Standard Chartered Bank does not make any warranties or representation of the quality, merchantability, suitability or availability of the products or services under the Offer.
• Standard Chartered Bank holds the exclusive right at its sole discretion to refuse or deny the Offer to any client. The client shall become ineligible to participate in this Offer if the clients debit card is cancelled before the expiry of or during the Offer Period.
• Standard Chartered Bank reserves the right to modify / change all or any of the terms applicable to this Offer. Standard Chartered Bank also reserves the right to modify, withdraw or discontinue the Offer without assigning any reasons whatsoever. Neither anything contained in these terms and conditions, nor shall running this Offer be construed as an obligation on the Bank to continue the Offer up to the termination/expiry date.
• Participation in this Offer is entirely voluntary, and it is agreed and understood by the participants that participation shall be deemed to have been made on a voluntary basis.
• By registering on The Wall Street Journal website, the clients membership to The Wall Street Journal will be governed by the terms and conditions as prescribed by The Wall Street Journal and is accepted by the client.
• The Offer is non-transferable.
• The Offer shall not be available wherever it is prohibited under law and / or cannot be made for any reason whatsoever.
• All disputes under this Offer are subject to the exclusive jurisdiction of the competent courts / tribunals of Mumbai.
• Standard Chartered Bank shall not be obliged to make any public announcements of the results of the Offer. The eligible clients shall be intimated by the Bank through email and/or SMS on the email address or mobile number registered with Standard Chartered Bank.
• This Offer cannot be clubbed with any other offer/promotion from Standard Chartered Bank.
• By participating in the Offer and registering on the link provided in the communication from the Bank, the participants agree to be bound by the terms and conditions contained herein.
• Any tax or other liabilities or charges payable to the government or any other statutory authority/body or any participating establishment, which may arise or accrue to the eligible customers due to provision of the Offer, shall be to the sole account of the eligible customers.
• Standard Chartered Bank is not making any commitment to make such similar offers beyond the Offer Period
• Any dispute regarding the Offer will need to be raised with the Bank within 30 days from end of the offer fulfilment timeframe.