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Reasons to choose Personal Loan for Travel

Reasons to choose Personal Loan for Travel

Reasons to Choose Personal Loan for Travel and Holidays

If you are a travel junkie, you’d understand that travel plans often happen instantly with little time left to save up enough for flight tickets, hotel bookings or other expenses. What should you do in such circumstances? Break your fixed deposit and fund the expenses? Never! That’s an awful plan. Instead, opt for a personal loan, and keep your savings and investments secure.

There is no limit on how you can use the personal loan for travel. You can head to any destination of your choice, and all your expenses will be taken care of by the personal loan. Whether you want to travel within the country or head out abroad, with a personal loan in hand you will have the confidence to explore the world without constantly worrying about money. You will not have to think twice before sipping on that expensive glass of wine in Georgia, or buying that stylish footwear from London, purchasing that enchanting perfume from Paris or gorging on local cuisine wherever you go. You will always have money in hand to do all of this, and probably more.

Looking for more reasons to take a personal loan for travel and holidays? Here are a few:

Collateral free:

A personal loan is completely collateral-free. This means, no security, collateral or guarantors are required for obtaining a personal loan. Since mortgaging of legal assets is not required to obtain a personal loan, nothing that you own is at stake when you take a personal loan.

Easy to get:

Personal loans are very easy to get from banks such as Standard Chartered. These days, with the advent of technology, you don’t even have to step out of the comfort of your home to apply for a personal loan. You can apply online from the bank’s website, and get your quote within minutes. All you need to do is key in your city of residence, employment type (salaried or self-employed), e-mail ID and mobile number.

Minimal documentation:

The documentation process is very minimum when you apply for a personal loan. For instance, in banks such as Standard Chartered all you need is an identity proof and an address proof and income documents. So, when you are planning to travel and packing your bags, you don’t have to ransack the entire house looking for difficult-to-get documents, or run pillar to post to procure complicated documents. Want to know more? Click here.

Zero processing fee:

Banks usually charge a fee to process your loan application. This is deducted from the loan disbursal amount. You can get a loan of up to Rs 50 lakh at attractive interest rates and processing fees if you apply for a personal loan from Standard Chartered. Discount in processing fee means great savings for you.

Quick disbursal:

The loan process is simple. First, you apply for a personal loan online, and the bank gives you a quote on loan conditions like interest rate and tenure etc. After this, submit all the documents. Once your loan is approved, the loan amount will be deposited to your bank account within a few days. With Standard Chartered Bank, a personal loan is disbursed within maximum of two to three days. So, if you are planning to go for a vacation after 10 days, you can happily apply for a loan, and get the amount deposited into your account before starting your journey.

So, are these reasons not lucrative enough to apply for a personal loan to fund your upcoming vacation? Get a personal loan, and explore the world without having to worry about money. Money should be the last thing clouding your mind when you are heading for a vacation. Bon voyage!