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Terms and Conditions

Definitions

  1. Bank: Standard Chartered Bank in India.
  2. The “Offer” means select SCB Credit Card Customers will receive 10% cashback for carrying out minimum 2 transactions of INR 500 or more during the Offer Period. Certain exclusions are outlined in offer details.
  3. Offer Period: The Offer Period shall commence from 00:00:01 hours on 12 March 2025 and shall extend up to 23:59:59 hours on 31st March 2025.
  4. Qualified Customer: The Offer is only applicable to a select set of Bank’s Credit Card holders. Bank’s Credit Card holders who have received the Offer communication from the Bank and who have successfully carried out the transactions described in the Offer will qualify for the benefit under the Offer.

Offer Details:

  1. Customer will be entitled to 10% cashback if they use their Standard Chartered credit card for completing minimum 2 purchase transactions of INR500 or more.
  2. Customer would be eligible for 10% cashback, maximum upto INR 500 on fulfilment of the Offer eligibility criteria.
  3. A customer must spend a minimum of INR 500 twice using Standard Chartered Credit card during the offer period.
  4. In the event a Bank cardholder has multiple credit cards, the Offer communication will contain the last 4 digits of the credit card which will have to be used to complete the transactions under this Offer.
  5.  Qualified Customers will receive the cashback credit on the card within 90 days post the end of the Offer Period. Customers will be eligible for cashback once during the offer period.

Exclusions:

  1.  NRE and NRO cardholders will not be eligible for this offer.
  2. This Offer is not applicable on Standard Chartered Emirates, Landmark Rewards credit cardholders.
  3. This Offer cannot be clubbed with any other offer/promotion of Standard Chartered Bank.
  4. In the event of a cardholder holding multiple Credit Cards, for the purposes of this offer, under no circumstance the customer will receive cashback more than once upon consolidation of the transactions across all the Credit Cards of the cardholder.
  5. The following transactions will not qualify for meeting the spends criteria on the credit card: ATM cash withdrawals, wallet transactions, gift cards, transaction which is either unsuccessful or cancelled/rejected by the Bank, transactions which are followed up with partial or full reversals or transactions that are cancelled by the card holder.

MCC codes are given below:

Transaction Types MCC Codes
Wallet Transaction/ Gift Cards 6540
ATM cash withdrawal 6010, 6011, 6012

Communication of the Offer

  1. The Offer will be communicated to select set of Bank Credit Card holders only through – SMS and/or email on their registered mobile number or email address, at the discretion of the Bank.

General Terms and Conditions

  1. This is an exclusive Offer provided by Standard Chartered Bank.
  2. The Bank reserves the right to modify/change all or any of the terms applicable to this Offer. The Bank also reserves the right to modify, withdraw or discontinue the Offer without assigning any reasons whatsoever. Neither anything contained in the terms and conditions set out herein, nor those forming part of the Offer communication shall be construed as an obligation on the part of the Bank to continue the Offer up to the date of expiry of the Offer.
  3. Participation in this Offer is entirely voluntary.
  4. The Offer is non-transferable.
  5. The Offer shall not be available wherever it is prohibited under law and/or cannot be made/continued for any reason whatsoever.
  6. All disputes under this offer are subject to the exclusive jurisdiction of the competent courts/tribunals of Mumbai.
  7. In all matters relating to this Offer, the decision of the Bank shall be final and binding.
  8. By participating in the Offer, the Participants agree to be bound by the terms and conditions contained herein and those forming part of the Offer communications.
  9. Any tax or other liabilities or charges payable to the government or any other statutory authority/body or any participating establishment, which may arise or accrue to the Qualified Customer, shall be solely borne by the Qualified Customer.