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Terms and Conditions – EMI Offer with Sargam Electronics

  1. Definitions
    1. Bank: Standard Chartered Bank in India
    2. Offer:
      1. All Standard Chartered Credit card holders are eligible for 7.5% instant cashback up to INR 3,000 only on Credit Card EMI transactions of INR 15,000 or more
      2. Offer period: 1st October to 10th November 2021
      3. Offer is applicable on 3, 6, 9, 12, 18 & 24 month tenures
      4. Offer applicable in Sargam stores on Pinelabs enabled point-of-sale (POS) terminals, and online on https://www.sargam.in/. Cardholders are requested to check availability of such terminals with the store before making the purchase
      5. Each card holder would be entitled to the offer once per card during the offer period
    3. Qualified Customer: The offer is applicable to all Standard Chartered credit card holders
    4. Offer valid on EMI transactions only
    5. If the store has Instant Cashback activated, the cashback amount will be deducted from the total price of the product(s) purchased and passed on as an instant discount to cardholders. For example, product price is INR 50,000, with applicable cashback of 5% up to INR 3,000. Cardholder will be given an Instant Cashback of INR 2,500, and will have to pay INR 47,500 for the product, which will be converted into EMI as per selected tenure
    6. For non-Instant Cashback transactions,
      1. The cashback amount will be paid to eligible customers within 90 days from the end date of the offer period
      2. Cardholders are requested to preserve the charge slip copy of their transaction until cashback is reflected into their individual card account. Product category and applicable cashback to be verified at merchant outlet, before purchase
      3. Eligible cashback amount will be printed on the transaction charge slip. Any transaction wherein the charge slip does not reflect the cashback amount will not qualify for the Offer
    7. Non-Eligibility: NRE Account Holders will not be eligible for the cashback
    8. At the end of Offer Period the cashback amount will be paid to eligible customers within 90 days from the end date of the offer period
    9. Eligible cashback amount will be printed on the transaction charge slip. Any transaction wherein the charge slip does not reflect the cashback amount will not qualify for the Offer
    10. This Offer cannot be clubbed with any other offer/promotion of Standard Chartered Bank, including Brand EMI offers
    11. Kuch Bhi on EMI terms and conditions will be applicable as published on https://av.sc.com/in/content/docs/kbe-tnc.pdf
  1. Communication of the Offer
    1. The Offer will be communicated to customers through emailers and/or SMS on their registered email address or mobile number only
  1. General Terms and Conditions
    1. This is an exclusive Offer provided by Standard Chartered Bank
    2. The Bank reserves the right to modify / change all or any of the terms applicable to this Offer. The Bank also reserves the right to modify, withdraw or discontinue the Offer without assigning any reasons whatsoever. Neither anything contained in these terms and conditions, nor shall running this Offer be construed as an obligation on the Bank to continue the Offer up to the termination/expiry date
    3. Participation in this Offer is entirely voluntary, and it is agreed and understood by the Participants that participation shall be deemed to have been made on a voluntary basis
    4. The Offer is non-transferable
    5. The Offer shall not be available wherever it is prohibited under law and / or cannot be made for any reason whatsoever
    6. All disputes under this Offer are subject to the exclusive jurisdiction of the competent courts / tribunals of Mumbai
    7. The Bank shall not be obliged to make any public announcements of the results of the Offer
    8. In all matters relating to this Offer, the decision of the Bank shall be final and binding
    9. By participating in the Offer, the Participants agree to be bound by the terms and conditions contained herein
    10. Any tax or other liabilities or charges payable to the government or any other statutory authority/body or any participating establishment, which may arise or accrue to the card holder due to provision of the offer, shall be to the sole account of the card holder