Gold Credit Card
Celebrate your path to success with the card that gives you great privileges
Celebrate your path to success with the card that gives you great privileges
point for every LKR 300 retail spend
loan on card facility to get the cash you need in quick time
travel insurance with your air ticket purchases for you and your family
Collect points and convert them into great holidays, shopping and dining experiences.
Read MorePurchase your return air tickets using your standard chartered credit card and be entitled to a complementary travel insurance cover.
Read MoreEasy loan facility to get the cash you need in quick time and with no documentation. Repay in installments.
Read MoreTransfer your other bank credit cards balances to your standard chartered card at special rates and repay in monthly installments.
Read MoreUp to 48 days free of interest, provided the previous months total outstanding is paid by the due date in full
It would take 4 – 6 working days for processing. You may call our Client Care hotline on 0112480480 or your Relationship Manager to check the status.
You will receive an SMS notification on the credit card dispatch details if the credit card is approved. You will receive an SMS notification if the credit card is declined.
You will not receive a PIN. You can create your own PIN at your convenience using Online Banking or the Mobile Banking option.
You can activate the credit card at your convenience using Online Banking or the Mobile Banking option. Alternately, you may call our Client Care hotline on 0112480480 to activate.
Immediately notify the Bank by calling our Client Care hotline on 0112480480 or access Online Banking or Mobile Banking to have the card blocked.
Yes, you may use the card at any LankaPay or Visa enabled ATM to withdraw cash up to 50% of the credit limit based on the availability. This service is subject to charges.
Your statement will specify the Payment Due Date by when at least the Minimum Amount Due mentioned on the statement must be paid.
The due date is generally set at 18 days from the statement date.
Interest free period may differ for each transaction based on the date of transaction posting. However, you are entitled to a minimum of 18 days of Interest free period. This could range for a maximum of 48 days.
If you pay the total due amount as per the statement, by the due date, you will not be charged with any interest charges.
No Interest charges apply (excluding cash advances) if the total due amount as per the statement is paid on or before the payment due date. If only a part payment is made by the due date or no payment is made, or payment is made, but after the due date, interest charges will apply on the Bank’s current interest rate on the daily balance for the previous statement and the new purchases until the entire balance is fully settled.
Please click here to view an illustration of the interest calculation.
Cash advance is subject to a cash advance fee and Interest charges will be applicable on the cash advances from the date of transaction until the repayment in full.
Please hand over a written request to the closest Branch after settling the total due amount on the credit card.
You may contact us via following methods for your inquiries or to make your complaints.
24-hour hotline: +94(11)2480 480
Email : Feedback.RC@sc.com
Address: Head, Client Experience Unit, No. 37, York Street, Colombo 1.
We will address your complaints within a time period of less than 5 days from the date which the complaint was made to the Bank. If you do not get a satisfactory response to the complaint and if you wish to pursue other avenues for redress, you may approach The Financial Ombudsman, Sri Lanka on Tel: +94(11)2595 624/5
You may pay your credit card using any of the following methods.
This is to inform that by clicking on the hyperlink, you will be leaving www.sc.com/lk and entering a website operated by other parties:
Such links are only provided on our website for the convenience of the Client and Standard Chartered Bank does not control or endorse such websites, and is not responsible for their contents.
The use of such website is also subject to the terms of use and other terms and guidelines, if any, contained within each such website. In the event that any of the terms contained herein conflict with the terms of use or other terms and guidelines contained within any such website, then the terms of use and other terms and guidelines for such website shall prevail.
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