Standard Chartered Priority Banking Visa Infinite credit card fees and charges
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CHARGES
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DETAILS
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| Finance / interest charges |
15-18% p.a.
Click here to know more about the Credit card Tiered Interest Rates
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| Annual Fees |
Principal card
RM800 (2 years annual fee waiver, subsequent years will be waived with minimum spend of RM10,000 per year3 per card)
Supplementary card
RM400 |
| Service Tax |
Principal Card : RM25
Supplementary Card : RM25
|
| Minimum Monthly Repayment |
5% of the outstanding balance or a minimum of RM50, whichever is higher |
| Late Payment Charges |
Minimum RM10 or 1% of the total outstanding balance as of the statement date, whichever is higher.
Late payments charges are capped at a maximum of RM100 per account
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| Cash Advance Fee |
Up to 5% or a minimum of RM25 will be imposed for each transaction |
| Overlimit Service |
A Fee of RM50 will be charged if Cardholder had exceeded his/her approved credit limit. |
| Conversion for Overseas Transactions |
1. Transactions in a currency other than Ringgit Malaysia shall be converted at the exchange rate determined by Visa International / MasterCard Worldwide / the Bank and with such fees, charges and commission as determined by Visa International / MasterCard Worldwide on the date the transaction is processed.
2. The Bank will charge a 1% administration fee on the amount transacted in foreign currency or amount transacted overseas with any MasterCard Credit Card and/or Visa Credit Card.
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| Cross Border Fee |
Visa International / MasterCard Worldwide will impose a 1% cross border fee on online transactions at merchants with overseas payment gateway. |
Click here to know more about the Credit card Fees & Charges.
The actual credit limit is subject to the Bank’s approval and will be made known when you receive your card. |
The actual credit limit is subject to the Bank’s approval, and will be made known when you receive your card.
