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Enjoy competitive profit rates on your Shariah-compliant Current and Savings Account.

World-class Islamic Banking Account

Enjoy competitive profit rates, convenience, and peace of mind

Terms and Conditions

Consumer Banking Terms & Conditions

JustOne Accounts Information

Following are the applicable profit rate on your Current and Savings Account
ACCOUNT
BALANCE
BOARD RATES (P.A.)
Saadiq JustOne Personal Current Account-i All balances 0.05%
Saadiq JustOne Personal Savings Account-i (Tiered) Below RM1,500 0.10%
RM1,500 and above 0.25%
Saadiq JustOne Priority Current Account-i All balances 0.05%
Saadiq JustOne Priority Savings Account-i (Tiered) Below RM10,000 0.10%
RM10,000 and above 0.45%
Note
1. Saadiq JustOne Deposit-i account comprises both Saadiq JustOne Current Account-i and Saadiq JustOne Savings Account-i.
* Effective from 1st September 2020
Your Products
BENEFITS
SAADIQ
JUSTONE
PERSONAL
DEPOSIT-i
SAADIQ JUSTONE
PRIORITY DEPOSIT-i
Fee waiver1 for withdrawals at over 12,000 MEPS and more than 360 ATMs nationwide Yes Yes
Fee waiver1 for Interbank GIRO and HOUSe fund transfers via Standard Chartered ATMs nationwide Yes Yes
Free Interbank GIRO and HOUSe fund transfers1 via Standard Chartered Online Banking Yes Yes
Bill Payment (over 200 billing organisations online) Yes Yes
Complimentary debit card Yes Yes
24-hour Online Banking Yes Yes
24-hour Phone Banking Yes Yes

Features

Member PIDM

* Protected by PIDM up to RM 250,000 for each depositor


* Click here for PIDM’s DIS Brochure