1 WAV is the highest value of units in BUA attained under your policy from the effective date of policy or the date of WAV reset, whichever is later, while your policy is in force. The locking in of WAV is to enhance life protection and is not for investment purpose. WAV is not applicable for surrender, partial withdrawal or maturity.
2 Annual Booster is applicable for premium payment period of 5 years only, provided premium is paid up to date and policy is in force upon payout.
3 Loyalty Bonus shall be adjusted based on the accumulated partial withdrawal amount from BUA over total premium paid for BUA.
4 Further underwriting may apply, if required.
5 The policy term and benefits payable shall depend on the policy having sufficient value of units to cover all the policy charges. This would mean that the policy needs to have a positive value of units to remain in force. In the event when the policy does not have sufficient value of units, additional top-up premiums are required for continuous coverage up to Policy Anniversary of age 100.
6 Prior to the Policy Anniversary of age 70 or expiry of policy, whichever is earlier.
Disclaimer
• PRUSignature 360 is a limited pay investment-linked insurance plan underwritten by Prudential Assurance Malaysia Berhad 198301012262 (107655-U) and distributed by Standard Chartered Bank Malaysia
Berhad (“Bank”) 198401003274. The Bank accepts no responsibility or liability for the plan or the products and services offered by Prudential Assurance Malaysia Berhad.
• Prudential Assurance Malaysia Berhad is a licensed insurance company and is regulated by Bank Negara Malaysia. Prudential Assurance Malaysia Berhad is responsible for the products and benefits offered by them, as well as any representation made in any of their marketing materials.
• This content contains only a brief description of the product and is not exhaustive. You are advised to visit any of our branches and to refer to Product Brochure (if any), Product Disclosure Sheet, Product
Illustration and Fund Fact Sheet(s) (if any) before purchasing a policy, and to refer to the terms and conditions in the policy contract for details of the important features and benefits under the policy.
• Buying life insurance policy is a long-term financial commitment. You should assess the affordability and suitability of the product (including supplementary benefits) that best suits your personal circumstances in relation to your financial goals and risk appetite. To achieve that, we recommend that you speak to your Bank Representative who will perform a needs analysis and assist you in making an informed decision.
