PRUSignature Reserve

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You’re READY to roll

Be ready for retirement with PRUSignature Reserve which helps you to secure a happy and comfortable retirement today plus the option to ensure your loved ones are protected too.

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Are you READY?

Receive a stream of guaranteed Retirement Income upon selected Retirement Age plus lump sum payout at maturity

Guaranteed Issuance Offer (GIO)² with no medical check-up required upon enrolment

Choose your desired Retirement Age to start your Retirement Income Benefit and Cash Dividend³ payout

Unlock potential Cash Dividend³ to boost your Retirement Income during Payout Period

Option to enhance your plan to ensure continuity of guaranteed income to support yourself and your loved ones upon death or Total and Permanent Disability (TPD)⁴ during Payout Period

¹ Maturity Benefit consists of guaranteed Maturity Benefit and non-guaranteed Terminal Bonus upon maturity of policy.

² GIO is applicable if you purchase the basic plan with or without Family Income Benefit and the Sum at Risk is within the GIO limit of RM500,000 per life and per bank basis, subject to aggregation with other insurance products offered by Prudential Assurance Malaysia Berhad (PAMB) and distributed by the Bank. The aggregation rule is subject to update from time-to-time.

³ The Cash Dividend is non-guaranteed and is declared annually from the participating fund life during Payout Period. It may vary every year and depends on the actual operating and investment results experienced by PAMB’s participating life fund.

⁴ Prior to the Policy Anniversary of age 70 or expiry of policy, whichever is earlier.

This is for your general information only. You are advised to visit any of our branches and ask for a copy of Product Brochure (if any), Product Disclosure Sheet and Product Illustration before purchasing a plan, and to refer to the terms and conditions in the policy document for details of the important features of the plan.
Buying life insurance policy is a long-term financial commitment. You should assess the affordability and suitability of the product (including supplementary benefits) that best suits your personal circumstances in relation to your financial goals and risk appetite. To achieve that, we recommend that you speak to your Bank Representative who will perform a needs analysis and assist you in making an informed decision.
This plan is underwritten by Prudential Assurance Malaysia Berhad, and distributed by Standard Chartered Bank Malaysia Berhad (“Bank”). The Bank accepts no responsibility or liability for the plan or the products and services offered by Prudential Assurance Malaysia Berhad.
Prudential Assurance Malaysia Berhad is a licensed insurance company and is regulated by Bank Negara Malaysia. Prudential Assurance Malaysia Berhad is responsible for the products and benefits offered by them, as well as any representation made in any of their marketing materials.
Please refer to “Guide to Management of Participating Life Business” published on prudential.com.my for the detailed explanation of how the participating life fund is managed.

The benefit(s) payable under eligible certificate/policy is(are) protected by Perbadanan Insurans Deposit Malaysia (“PIDM”) up to limits. Please refer to PIDM’s Takaful and Insurance Benefits Protection System (“TIPS”) Brochure or contact Prudential Assurance Malaysia Berhad or PIDM (visit http://www.pidm.gov.my).

PIDM

Get ready for a happy and comfortable retirement with PRUSignature Reserve (this is an insurance product)

You’re READY to roll

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Contact our call centre at 1300 888 888

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Visit the nearest Standard Chartered branch

Important notes

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