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Proceed
CashOne

Fast. Affordable. Flexible

Apply online, get your CashOne Personal Loan approved in 1 day and receive RM800 cashback. T&Cs apply.

Calculate your monthly repayment here!

Loan Amount
RM
Loan Period
year(s)
For loan amount of less RM15,000,the loan period must be at least 2 years
Indicative Interest Rate  Interest rate in your application will be based on your credit profile as determined by us   7.67  
9.00 % p.a.
Monthly Repayment Monthly repayment is indicative and includes the principal and interest components of the loan
RM 9,380.69
Note: i.Monthly repayment and indicative interest rate displayed here are for reference only and are subject to credit approval. ii. New to SCB credit card and Existing to SCB credit card customers are eligible to apply for a loan amount of up to RM150,000 and RM200,000 respectively.

Get CashOne – a personal loan that comes with a Visa Platinum credit card

  • Get up to
    RM200,000 loan amount

    with rates as low as 7.80% p.a.

  • Stretch up to
    5 years loan tenure

    with monthly repayment as low RM69.50*

  • No hidden fees with
    100% disbursement

    on the approved loan amount

CashOne repayment gets easier with SC Mobile

Download SC Mobile and select ‘Open Bank Account’. Get your JumpStart Savings Account-i anytime and anywhere

Convenience meets security
my scb cashone-personal1
  1. 30+ digital service requests available for you via SC MobileApp.
  2. Authenticate your digital banking transactions with SC Mobile Key.
  3. Perform your CashOne monthly repayments with just a few clicks.
  4. Online exclusive RM400 cashback.
Exclusive deals for you
my scb cashone-personal2
  1. Live The Good Life® with offers up to 40% off
  2. Awesome RM1 Deals await with your Debit Card-i. Exclusively for Standard Chartered customers.
  3. ZUS Coffee, Inside Scoop and more.
Why choose us?
my scb cashone-personal3
  1. Why choose us?
  2. We're the only international bank to rank Top 3 in Malaysia.
  3. This is a testament to serving you with excellence.

Apply with just one (1) income document

Application Eligibility

  • 21-60 years old
  • Minimum annual income of RM60,000
  • Malaysian / Malaysia PR holders who are residing in Malaysia
  • Holding any Bank’s Credit Card / Personal Loan / Car Loan / Home Loan for more than 24 months

Documents Required

For New to SCB Credit Card

Salaried (Private sector/Directors/Employers drawing salary/Government Sector)

  • Copy of NRIC (Front & Bank) AND
  • Latest downloaded 2023 and 2024 full EPF Statement from the i-KWSP App/Web (PDF version)

For Existing to SCB Credit Card

Salaried (Private sector/Directors/Employers drawing salary/Government Sector)

  • Latest downloaded 2023 and 2024 full EPF Statement from the i-KWSP App/Web (PDF version)

Note: The Bank may request for additional document(s) as part of credit checks if required.

Application Eligibility

  • 21-60 years old
  • Minimum annual income of RM60,000
  • Malaysian / Malaysia PR holders who are residing in Malaysia
  • Holding any Bank’s Credit Card / Personal Loan / Car Loan / Home Loan for more than 24 months

Documents Required

For New to SCB Credit Card

Salaried (Private sector/Directors/Employers drawing salary/Government Sector)

  • Copy of NRIC (Front & Bank) AND
  • Latest downloaded 2023 and 2024 full EPF Statement from the i-KWSP App/Web (PDF version)

For Existing to SCB Credit Card

Salaried (Private sector/Directors/Employers drawing salary/Government Sector)

  • Latest downloaded 2023 and 2024 full EPF Statement from the i-KWSP App/Web (PDF version)
  • Your latest Borang B/BE Form & Acknowledgement Summary Page

Note: The Bank may request for additional document(s) as part of credit checks if required.

Application Eligibility

  • 21-65 years old
  • Minimum annual income of RM60,000
  • Malaysian / Malaysia PR holders who are residing in Malaysia
  • Holding any Bank’s Credit Card / Personal Loan / Car Loan / Home Loan for more than 24 months

Documents Required

For New to SCB Credit Card

  • Copy of NRIC (Front & Bank) AND
  • Your latest 6 months company Bank statements OR
  • Your latest Borang B/BE Form & Acknowledgement Summary Page

For Existing to SCB Credit Card

  • Your latest 6 months company Bank statements OR
  • Your latest Borang B/BE Form & Acknowledgement Summary Page

Note: The Bank may request for additional document(s) as part of credit checks if required.

PIDM  Perbankan Islam

Only deposits are protected by PIDM up to RM250,000 for each depositor.