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Redefine your business space for more growth
  1. Loans
  2. Commercial Mortgage

Redefine your business space for more growth

Commercial Mortgage Solution

We know having the right space for your business is good for growth. Match the business space you need with Standard Chartered Business MortgageOneTM for more room to grow.

Business MortgageOneTM

  • Finance your property for
    greater flexibility

    with Business MortgageOneTM

  • Loan financing
    up to 80%*

    of the property’s purchase price

  • Tenure up to
    25 years

    for lower monthly repayments

*Terms and conditions apply

Commercial Mortgage Features

Manage just one account

Consolidate your funds into Business MortgageOneTM current account linked to the loan while maximising interest savings.

Enjoy savings on interest

You can use your current account balances to offset the principal loan amount which lets you save on daily interest.

Pay off your loan faster

If you have excess funds, just deposit into your current account to save more on interests and shorten your loan period.

Application Eligibility

  • Partnerships or Private Limited Companies (Sdn. Bhd.)
  • Businesses registered in Malaysia
  • 51% Malaysian owned or more
  • Minimum 3 years of business operations

Documents Required

Partnership

  • NRIC or Passport of all partners
  • Registered business owned by 2 or more partners
  • Business Registration Form (Borang D) and Partnership Deed
  • Latest 6 months bank statements of main partnership account
  • Latest form B/BE (Income tax return) of all partners
  • Professional certificate (if applicable)

Private Limited Company (Sdn. Bhd.)

  • NRIC or Passport of all directors/shareholders/guarantors
  • Board of Directors’ resolution
  • Memorandum & Article of Association (or Constitution or confirmation under Section 31(3) of Companies Act 2016)
  • Certificate of incorporation – Form 9 (or Form under Section 15 of Companies Act 2016)
  • Form 24, 44 & 49 (or Form under Section 78, 46(3), 58 of Companies Act 2016)
  • Latest 6 months bank statements of main operating account
  • Latest form B/BE (Income tax return) of all directors/shareholders/guarantors (if applicable)
  • Latest audited financial statements (if applicable)
  • Personal guarantee(s) signed by directors/shareholders/key persons

The maximum tenure of the facility is up to 25 years.

A completed commercial, industrial or residential property.

We have 2 main products namely,
• Business MortgageOne™ Account and
• Conventional Term Loan.
Please get in touch with our sales officers for more details.

We offer attractive interest rates on the facility depending on loan amount, credit assessment and other parameters. Further details will be provided by our sales officers.

Yes. You can apply for a loan to tap into the unencumbered value of your property.

PIDM

  • Protected by PIDM up to RM250,000 for each depositor
  • Click here for PIDM’s DIS Brochure

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