Financing Products

Financing Products

Standard Chartered Saadiq can help you build your business further with our Shariah-compliant financing products. We offer an array of products from working capital financing to asset acquisition to suit your business needs. Sound working capital management will ensure your business enjoys better liquidity in order to operate more effectively and efficiently.

Solutions:

CMF-i (Revolving)

We provide financing based on the Tawarruq concept for your working capital. A tawarruq consists of two sale and purchase contracts. The first involves the sale of an asset by a seller to a purchaser on a deferred basis. Subsequently, the purchaser of the first sale will sell the same asset to a third party on a cash and spot basis. CMF-i (Revolving) financing is based on globally accepted Islamic concepts. The difference between the purchase and sale price is the bank's profit portion. We offer tenures from 1-6 months.

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CMF-i (Term)

CMF-i (Term) is a financing product based on globally accepted Islamic concepts. This product features a fixed rate financing for tenures of more than 1 year. Payment instalments can be paid either on a monthly or quarterly basis, to help you better manage your cash flow.