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Term deposit
  1. Saadiq
  2. Deposits
  3. Term deposit-i

Earn 3.80% p.a. on a 6-month Term Deposit-i

Limited-time promo for fresh funds only. Campaign ends 30 September 2024. T&Cs apply.

Limited-time promo for fresh funds only

Get 3.80% p.a. on RM30,000 (up to RM200,000) fresh funds for 6-month Term Deposit-i. T&Cs apply.

How to Apply?

Non-Priority Banking Clients
Priority Banking Clients
Over the counter at your nearest Standard Chartered Branch. • Contact your dedicated Relationship Manager.

• Over the counter at your nearest Standard Chartered Branch.
How Commodity Murabahah works
Steps
Details
1 Deposit your funds with Standard Chartered Saadiq to purchase the commodity
2 Standard Chartered Saadiq will act as your agent to purchase the commodity from Broker
3 Standard Chartered Saadiq will then buy the commodity from you at cost plus profit on deferred basis which to be paid to you on maturity.
4 Standard Chartered Saadiq, as the owner of the commodity will then sell the Commodity to any third party

Features

Online banking

Enjoy a wide range of easy-to-use features and secure banking services for free.

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SC Mobile

Access your accounts on the go with the enhanced security of touch login service.

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eStatements

Choose to see your monthly statements through online banking or receive a copy via email.

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Pin Pay Debit

Welcome to a more secure payment method with 6-digit PIN

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Rates

Most of our cash management and deposit products come with added value and benefits.

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Eligibility & Documents

Eligibility

  • Eligibility
    • Muslims and non-Muslims
    • Individual account or joint account
    • Sole proprietor or partnership
    • Corporate or non-profit organisation (club or society or association or cooperative)
    • Private limited companies
  • Age
    • 18 years and above
  • Minimum deposit
    • Individual account or joint account RM5,000 for 1-month placement or RM1,000 for placements over 3 months
    • Corporate or non-profit organisation (club or society or association or cooperative) RM5,000, or RM1,000 for placements over 3 months
    • Private limited companies RM5,000, or RM1,000 for placements over 3 months

Documents Required

  • 1. Individual account or joint account
    • Copy of your National Registration Identity Card (NRIC)
  • 2. Sole proprietor or partnership
    • Business registration (Form A)
    • Company license (Form D)
    • Copy of NRIC of all partners as individual customer
  • 3. Corporate or non-profit organisation
    • Copy of NRIC
    • Certified copy of rules and regulations
    • Certified copy of a Resolution to open the account signed by the chairman and secretary
    • Certified copy of the certificate of registration
  • 4. Private limited companies
    • Identity documents of all directors and signatories
    • Certified copy of the certificate of incorporation (Form 49)
    • Certified copy of the return of allotment of shares (Form 24)
    • Certified copy of memorandum and articles of association
    • Certified copy of a board resolution regulating the conduct of the account
    • Certificate by the registrar of company that the company is entitled to commence business
    • Certified copy of a resolution to open the account signed by the chairman and secretary

1. All promotional Term Deposit-i rates are applicable for fresh funds only.

2. For 4.00% or 3.90% for 6-month TD-i Promotional Rate is applicable for Priority Banking Clients with minimum AUM of RM350,000.

3. *Wealth Purchase is defined as Eligible Client who purchase a minimum RM200,000 in a single transaction of:​

• Unit Trust/Islamic Unit Trust with a minimum sales charge of 2%; or ​
• Retail Bond/Sukuk with a minimum sales charge of 2%; or​
• Structured Investment with a minimum sales charge of 1.5%​

PIDM  Perbankan Islam

* Protected by PIDM up to RM 250,000 for each depositor

*  Click here for PIDM’s DIS Brochure

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