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Smart Business$aver
  1. Smart Business$aver

Grow your business with bigger opportunities

Work your business better with Smart Business$aver

  • Enjoy high returns up to
    4.08% p.a.
  • Control business finances with
    Straight2Bank

    Track your finances with tighter securities in one app

  • Get trusted advice from our
    Relationship Managers

    A team of experts to assist you with your banking needs

Smart Bussiness$aver Calculator

Earn higher return up to 4.08% p.a.

RM
Your estimated annual returns1
Please enter a minimum amount of RM 2,000

RM @ % p.a.

Your estimated annual returns1

RM @ % p.a.

More information
  • Deposit

Select your estimated Monthly Average Balance (MAB) maintain in account.

Bonus Rate (p.a.)

3%

(Inclusive of prevailing board rate)

Bonus Crediting Month

Bonus Return will be calculated for each calendar month and will be credited at the end of the following month upon fulfilment of the Bonus Categories, e.g. for deposit bonus in January, bonus return will be paid in February based on January’s Monthly Average Balance (MAB).

Details

Maintain account MAB of more than RM200,000 to enjoy Bonus Rate of up to 3% p.a.:

Account Monthly Average Balance (MAB)
Base Rate (p.a.)
Bonus Rate (p.a.)
Total Rate (p.a.)
Less than RM200,0000 0.08% Not Eligible 0.08%
RM200,000 to RM499,999 0.08% 2.00% 2.08%
Above RM500,000 0.08% 3.00% 3.08%


The Bank reserve the right to cancel or suspend payment of Bonus Rate into the Eligible Account in the event that any of the foregoing conditions is not met at any time during the minimum qualifying periods specified above.
More information
  • FX Conversion

Eligible Accountholder must complete one or more FX conversion transaction in cumulative amount of minimum RM200,000 and equivalent per month

No Yes
Bonus Rate (p.a.)

1.00%

Bonus Crediting Month

Bonus Return will be calculated for each calendar month and will be credited at the end of the following month upon fulfilment of the Bonus Categories, e.g. for FX bonus in January, bonus return will be paid in February based on January’s Monthly Average Balance (MAB).

Bonus Return under Foreign Exchange (FX) Conversion is capped at the first RM1,000,000 MAB.

Details

Eligible Accountholder must complete one or more FX Transactions in cumulative amount of minimum RM200,000 and equivalent per month. FX Transactions must be carried out via either the Bank’s Straight2Bank platform or the Bank’s treasury services.

Disclaimer

  1. Prevailing board rate of 0.08% p.a. has been included in the calculation.
  2. Bonus Return under Foreign Exchange (FX) Conversion is capped at the first RM1,000,000 of monthly average balance in the account.
  3. This campaign is open to new to deposit clients who does not have any Current Account/Savings Account with the Bank as of 31 December 2024.
  4. Click here for full terms & conditions.
  5. Only deposits are protected by PIDM up to RM250,000 for each depositor.
  6. Click here for PIDM’s DIS Brochure

PIDM   Perbankan Islam