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Straight2Bank
Login to view and manage your business accounts.

Current Accounts

Current Account (Local Currency)
money dollar

Benefits

Initial Deposit
  • ZERO
Minimum Balance
  • ZERO
Debit Card
  • YES
Credit Card
  • NGN 1,000
Digital Banking Channels
  • YES
Cheque Book
  • YES
Access to Loans/Overdraft facilities
  • YES
Maintenance Fee Currency
  • NGN
Interest
  • NO
FX Investments
  • NO
Card Insurance
  • FREE (first issuance only)
Lost/Replacement/Damaged
  • NGN 1,000
A transactional account that allows you to carry out banking transactions effectively at your convenience.
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Current Account (Domiciliary Account)
global currencies range

Benefits

Initial Deposit
  • ZERO
Minimum Balance
  • ZERO
Debit Card
  • YES
Credit Card
  • NO
Digital Banking Channels
  • YES
Cheque Book
  • YES
Access to Loans/Overdraft facilities
  • YES
Maintenance Fee Currency
  • USD/GBP/EUR
Interest
  • NO
FX Investments
  • YES
Card Insurance
  • Foreign currency equivalent of NGN 1,000
Lost/Replacement/Damaged
  • Foreign currency equivalent of NGN 1,000
A transactional account that allows you to carry out banking transactions effectively at your convenience.
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Salary Account
money salary advance

Benefits

Initial Deposit
  • ZERO
Minimum Balance
  • ZERO
Debit Card
  • YES
Credit Card
  • NGN 1,000
Digital Banking Channels
  • YES
Cheque Book
  • YES
Access to Loans/Overdraft facilities
  • YES
Maintenance Fee Currency
  • NGN/USD/GBP/EUR
Interest
  • NO
FX Investments
  • YES (For Fcy accounts only)
Card Insurance
  • FREE (first issuance NGN card only)
Lost/Replacement/Damaged
  • NGN 1,000 or foreign currency equivalent
An account designed to enable you receive your salary and enjoy a host of other benefits.
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Standard Chartered Women Current Account
building add bank account

Benefits

Initial Deposit
  • ZERO
Minimum Balance
  • ZERO
Debit Card
  • YES
Credit Card
  • NGN 1,000
Digital Banking Channels
  • YES
Cheque Book
  • YES
Access to Loans/Overdraft facilities
  • YES
Maintenance Fee Currency
  • NGN/USD/GBP/EUR
Interest
  • NO
FX Investments
  • YES (For Fcy accounts only)
Card Insurance
  • FREE (first issuance NGN card only)
Lost/Replacement/Damaged
  • NGN 1,000 or foreign currency equivalent
A current account that encourages women to save, enhance their lifestyles and support their development.
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Savings Accounts

Regular Savings Account
misc savings 01

Benefits

Initial Deposit
  • ZERO
Minimum Balance
  • ZERO
Debit Card
  • YES
Credit Card
  • NGN 1,000
Digital Banking Channels
  • YES
Cheque Book
  • NO
Access to Loans/Overdraft facilities
  • NO
Maintenance Fee Currency
  • NGN
Interest
  • YES
FX Investments
  • NO
Card Insurance
  • FREE (first issuance only)
Lost/Replacement/Damaged
  • NGN 1,000
A savings account for individuals who need reliable and convenient banking services.
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Instant Savings Account
device mobile account balance

Benefits

Initial Deposit
  • ZERO
Minimum Balance
  • ZERO
Debit Card
  • NO
Credit Card
  • NO
Digital Banking Channels
  • YES
Cheque Book
  • NO
Access to Loans/Overdraft facilities
  • NO
Maintenance Fee Currency
  • NGN
Interest
  • YES
FX Investments
  • NO
Card Insurance
  • NO
Lost/Replacement/Damaged
  • Not Applicable
A savings account designed for you to enjoy free banking anytime, anywhere.
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Instant Plus Savings Account
misc maximize savings

Benefits

Initial Deposit
  • ZERO
Minimum Balance
  • ZERO
Debit Card
  • YES
Credit Card
  • NO
Digital Banking Channels
  • YES
Cheque Book
  • NO
Access to Loans/Overdraft facilities
  • NO
Maintenance Fee Currency
  • NGN
Interest
  • YES
FX Investments
  • NO
Card Insurance
  • FREE (on first issuance)
Lost/Replacement/Damaged
  • NGN 1,000
A savings account designed for you to enjoy free banking anytime, anywhere.
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eSavers Account
misc savings 03

Benefits

Initial Deposit
  • ZERO
Minimum Balance
  • ZERO
Debit Card
  • NO
Credit Card
  • NO
Digital Banking Channels
  • YES
Cheque Book
  • NO
Access to Loans/Overdraft facilities
  • YES
Maintenance Fee Currency
  • NGN
Interest
  • YES
FX Investments
  • NO
Card Insurance
  • NO
Lost/Replacement/Damaged
  • Not Applicable
A high yield savings account that encourages you to save for your future financial goals.
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My Dream Account
misc savings 02

Benefits

Initial Deposit
  • ZERO
Minimum Balance
  • ZERO
Debit Card
  • YES
Credit Card
  • NO
Digital Banking Channels
  • YES
Cheque Book
  • NO
Access to Loans/Overdraft facilities
  • NO
Maintenance Fee Currency
  • NGN/USD/GBP/EUR
Interest
  • YES
FX Investments
  • YES (For Fcy accounts only)
Card Insurance
  • FREE (first issuance NGN only)
Lost/Replacement/Damaged
  • NGN 1,000 or foreign currency equivalent
Designed to help parents save for their children at an early age.
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EducationSaver Account
added value grow

Benefits

Initial Deposit
  • NGN50000
Minimum Balance
  • ZERO
Debit Card
  • NO
Credit Card
  • NO
Digital Banking Channels
  • YES
Cheque Book
  • NO
Access to Loans/Overdraft facilities
  • NO
Maintenance Fee Currency
  • NGN
Interest
  • YES
FX Investments
  • NO
Card Insurance
  • Not Applicable
Lost/Replacement/Damaged
  • Not Applicable
A high yield savings account that encourages you to save for your child’s education.
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Standard Chartered Women Savings Account
added value premium

Benefits

Initial Deposit
  • ZERO
Minimum Balance
  • ZERO
Debit Card
  • YES
Credit Card
  • NGN 1,000
Digital Banking Channels
  • YES
Cheque Book
  • NO
Access to Loans/Overdraft facilities
  • NO
Maintenance Fee Currency
  • NGN
Interest
  • YES
FX Investments
  • NO
Card Insurance
  • FREE (first issuance only)
Lost/Replacement/Damaged
  • NGN 1,000
A savings account that encourages women to save, enhance their lifestyles and support their businesses.
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Fixed Deposits

Fixed/Term Deposit Account
safe deposit

Benefits

Initial Deposit
  • NGN 50,000 or foreign currency equivalent
Minimum Balance
  • NGN 50,000 or foreign currency equivalent
Debit Card
  • NO
Credit Card
  • YES (T&Cs apply)
Digital Banking Channels
  • YES
Cheque Book
  • NO
Access to Loans/Overdraft facilities
  • YES (T&Cs apply)
Maintenance Fee Currency
  • NGN/USD/GBP
Interest
  • YES
FX Investments
  • NO
Card Insurance
  • NO
Lost/Replacement/Damaged
  • Not Applicable
Our Fixed/Term Deposit account offers competitive interest rates and flexible investment periods.
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Compare Accounts

  • A transactional account that allows you to carry out banking transactions effectively at your convenience
  • It is also suitable for making payments by using cheques. You can also make deposit cheques into this account
  • To open a current bank account with us, visit Current Accounts
  • One of the best features of a Standard Chartered Current Account is the ease that allows you manage your finances. Not only can you deposit and withdraw money as many times as you want without giving any prior notice to the bank, you will also benefit from convenient banking facilities like 24-hour mobile banking and internet banking
  • It can be opened in both local and foreign currencies
  • You can enjoy overdraft facility. This OD facility can help you deal with short term financial crunches and is the biggest advantage of a Current Account over a Savings Account.
  • You can request for a debit card and enjoy zero cash withdrawal charge at any other bank’s ATM
  • Having a Standard Chartered Bank current account offers plenty of benefits. If you intend to open a bank account with us, visit Current Account to get started.
  • Our Savings account is for individuals who need reliable and convenient banking services
  • It is a deposit account that is designed to hold the money which you do not plan to spend right away
  • One of the many reasons why you should open a savings account is that you can earn interest on your savings
  • To open a savings account with us, visit Savings Account
  • Savings accounts earn interest at a rate of 1.40% per annum. Please note that credit interests are computed on daily account balances, and you can only make a maximum of 4 withdrawals per month to qualify
  • You can deposit cheques not more than NGN 2,000,000 (Two Million Naira) in value into your Saving Account per day
  • You can request for a debit card and enjoy zero cash withdrawal charge at any other bank’s ATM
  • Our Savings accounts offer plenty of other benefits. If you want to open a Savings account with us, visit Savings Account to get started
  • You can fund your account via online transfer, CDM or at any of our branches or agents.
  • Standard Chartered Bank provides savings account interest rate that is aligned with the regulation – 10% of the prevailing MPR. However, you can enjoy up to 3.00% interest per annum on the eSaver account depending on the account balance.
  • Interest rates are computed on daily account balances and paid monthly. You are eligible to make a maximum of 4 debit transactions per month to qualify.
  • Here are some different types of Savings Accounts you can find at Standard Chartered.
Regular Savings Account
  • Zero Minimum account balance
  • Enjoy 1.40% interest rate on your savings
  • Free NGN intra-bank and inter-bank transfers
  • Free Monthly eStatement, online banking and e-Alerts
  • Free NGN Debit card (1st Issuance) and free delivery anywhere in the Country
  • Zero cash withdrawal charge at any other bank’s ATM
  • Find out more details for Regular Savings Account
eSaver Account
  • Zero Minimum account balance
  • Interest Rate up to 3.00%
  • Maximum of 4 withdrawals per month to enjoy credit interest
  • Know more at eSaver Savings Account
Education Saver Account
  • Minimum monthly contribution by standing order ₦50,000
  • Free eStatement, online banking and e-Alerts
  • No ATM Card issued for this account
  • For more details, please visit Education Saver Account
My Dream Account
  • Designed to help parents save for their children at an early age
  • Account is opened in child’s name. However, the parent/guardian will be responsible for running the account until the child turns 18 years
  • Available in local and foreign currencies
  • Zero cash withdrawal charge at any bank’s ATM
  • You can deposit cheques and dividend warrants issued in your child’s name into the account
  • For more details visit My Dream Account
Standard Chartered Women Account (Savings)
  • Free NGN intra-bank and inter-bank transfers
  • Zero cash withdrawal charge at any bank’s ATM
  • Free Monthly eStatement, online banking and e-Alerts
  • Free NGN Debit card (1st Issuance) and free delivery anywhere in the Country
  • Meetings/trainings/events which are geared towards enhancing personal development and financial literacy for women
  • Know more at Women’s Savings Account

Please see below the maximum daily transfer limits on the mobile app (T&C apply)

  • NGN transfer
Types of transaction Transfer Limits
Transfer between own accounts 10,000,000
Local Transfer (Within the Bank) 10,000,000
Local Transfers (Outside the Bank)- Instant Pay 5,000,000
Local Transfers (Outside the Bank)- NAPS/NEFT 10,000,000
  • FCY transfer
    Maximum transfer limit of $5,000 (or its equivalent) per month if domiciliary account is funded by cash deposit(s) and $50,000 (or its equivalent) per month if the account is funded through inflows.
  • There is no minimum balance required to open a savings account
  • Visit Savings account for more details

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