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FOR INDIVIDUAL

For Companies

Benefits

Features

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Financing of construction,renovation/extension, house or plot purchase,or refinancing from your existing Financier.

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Financing up to 70% with maximum loan amount of 15 million. Loan tenor of 20 years.

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Maximum loan amount of up to NPR 50.00 Million.

time flexible instalment

Equity contribution as per regulatory thresholds.

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Loan tenor of up to a maximum of 25 years.

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Repayment plan of equal monthly installment spread over a maximum period of 25 years.

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Get low competitive interest rates.

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Quick processing time and easy documentation.

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Get a loan that is tailored for your needs.

Auction Process

In the event of default, the Bank may Auction the collateral securitised to the Bank. The process laid down by the Regulators will be followed.

Application Eligibility

  • Only Nepalese are eligible
  • Age: Minimum age of 21 years

Documents Required

  • You will need
    • Passport size photo of applicants/guarantor
    • Copy of citizenship document of borrowers/guarantor
    • Copy of Land ownership document (lal purja)
    • Copy of Transfer deed (Rajinama)
    • Blue Print of Land
    • Building construction approval from Municipality/VDC along with drawing plans (applicable where building is involved)
      Char Killa (four boundary)
    • Land revenue Tax Receipt (malpot receipt)
    • Building completion certificate from Municipality/VDC in case of readymade house purchase and loan against property
  • For salaried
    • Income certifying document (Salary letter, Audited balance sheet, rental agreement etc.)
  • For self-employed or companies
    • Firm/company registration
    • PAN
  • For property valuation
    • Copy of Land Ownership Document “Lalpurja”
    • Latest Blue print – for “Bittya Prayojan ko lagi” stamped
    • Latest Trace map issued for financial purpose – for “Bittya Prayojan ko lagi” stamped
    • Latest certified Four wall Boundary certificate – “Char KIilla” from the Ward office
    • Construction approval – for Construction finance
    • Approved Construction Building Drawing – “Ghar Naaksa”
    • Construction Completion Certificate – for Ready built house purchase or Loan Against Property/Renovation/Extension
    • Copy of citizenship of the Borrowers & Seller or Owners
    • Latest Land Revenue paid receipt – “Malpot – Tiro receipt” for current Fiscal Year
    • Copy of Property Transfer Deed – “Rajinama” or “Ansabandha” or “Bakashpatra”
    • The property to be financed will be valued by the empaneled Valuators of the Bank
    • A fixed valuation service fee will be charged
  • For property purchased from non-individuals (developers)
    • PAN
    • Registration Document of the Company
    • Master Plan

Call Us

Call our hotline for further information.

4791800 / 5424198

Alternatively, please complete our contact form and we will be in touch as soon as possible.

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