What is a Credit Limit Review?

A Credit Limit Review allows you to request for a permanent credit limit increase of your unsecured credit facilities with us, excluding Overdraft account(s). The revised credit limit will apply to and is shared among all your credit card(s) and all corresponding supplementary credit card(s) authorised by you. If you are an existing customer of Trust Bank Singapore Limited ( “Trust” ), the revised credit limit will be a combined credit limit shared across Standard Chartered Bank Singapore Limited and Trust.

How do I apply for a Credit Limit Review?

You may apply for a Credit Limit Review through our Website, Online Banking or SC Mobile application.

Why is the outcome of my Credit Limit Review application unsuccessful?

Your Credit Limit Review application may be declined due to ineligible criteria, incomplete application or insufficient income documents provided. Please refer to ‘Important information’ for eligibility criteria to apply for a Credit Limit Review. Please note that all applications are still subjected to the Bank’s review.

Can I cancel my application after it has been submitted?

Once submitted, your application for the Credit Limit Review cannot be cancelled. The outcome of the Credit Limit Review will be notified to the Cardholder via email.

Why is my approved Credit Limit lower than before?

Review of your credit limit is conducted at the Bank’s discretion based on local regulations, your income documents provided, indicated preferred credit limit and subject to credit and risk policies. This review may result in an increase or decrease of your overall credit limit for your unsecured credit facilities held with the Bank.

I did not request for a Credit Limit Review. Why was my credit limit revised?

Your credit limit may have been revised due to the following reasons: There was a credit limit review initiated by the Bank. You should receive an SMS or a letter notifying you on the revision of credit limit. OR If you have recently applied for a credit card or any credit facilities with Trust Bank Singapore Limited ( “Trust” ), your credit limit with Standard Chartered Bank (Singapore) Limited ( “Bank” ) may be revised as your credit limit is a combined credit limit shared across the Bank and Trust. Please note that overlimit fee(s) may apply if you have not paid down your outstanding balances before the credit limit revision takes place.

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Such links are only provided on our website for the convenience of the Client and Standard Chartered Bank does not control or endorse such websites, and is not responsible for their contents.

The use of such website is also subject to the terms of use and other terms and guidelines, if any, contained within each such website. In the event that any of the terms contained herein conflict with the terms of use or other terms and guidelines contained within any such website, then the terms of use and other terms and guidelines for such website shall prevail.

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Credit Limit Review

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Credit Card Credit Limit Review

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Benefits

_{Instant Approval}

Get your credit limit reviewed and approved instantly with MyInfo
_{Financial Flexibility}

Enjoy the freedom to spend more and get the funds you need
_{Fuss Free Application}

Easy application through online submission via SC Online Banking and/or SC Mobile