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  1. Bank With Us
  2. Manage your finances
  3. EasyPay

SC EasyPay

Pay smarter by converting your payments into flexible and affordable instalments.

Enjoy credit card rewards on your spends and manage your finances with EasyPay

  • Pay
    Smarter

    and manage your finances

  • Spend
    Overseas

    and convert FX transactionsNew

  • Enjoy
    Flexible

    instalments from 3 to 60 months

  • Apply
    Seamlessly

    via SC Mobile or Online Banking

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Million Reasons to be Happier

Shop and grow your wealth with us to unlock Surprise Treats and rev up your chances of winning our Grand Prize: the new all-electric Porsche Taycan.

EasyPay at a glance

Pay smarter with flexible instalments. Explore the types of transactions or balances that can be converted into instalments with EasyPay.

Credit card retail transactions

EasyBill and Anytime Cash Transactions

Outstanding credit card balances

Credit card retail transactions

Electronics, Phone, Mobile Phone

Credit card retail transactions

  • Made a large purchase for your home or paid for your partner’s birthday dinner bill?  Convert these retail transactions into interest-free instalments with EasyPay on Transaction.
  • New! Traveling soon? Foreign currency transactions can now be converted with EasyPay on Transaction.
  • Minimum amount of S$150
  • Flexible tenures from 3 to 12 months
  • Low one-time processing fee may apply
  • Applicable to eligible transactions made within the last 30 days

Limited time promotion

Register for Million Reasons to be Happier promotion to unlock Surprise Treats and chances to win the Grand Prize with every EasyPay on Transaction.

How to apply

Login to SC Mobile, tap on the EasyPay button to view the list of eligible transactions for conversion.

Convert your eligible transactions into instalments.

For existing users only*

  • Convert Now Convert Now

    Scan QR code to convert your eligible transactions on SC Mobile App

    Easy pay qr code

    Or
    Convert your eligible transactions via
    Online Banking

    Scan QR code to convert your eligible transactions on SC Mobile App

    Easy pay qr code

    Or
    Convert your eligible transactions via
    Online Banking

EasyBill and Anytime Cash Transactions

Electronics, Mobile Phone, Phone

EasyBill and Anytime Cash Transactions

  • Paid your bills via EasyBill to enjoy the credit card rewards you love, or transferred money with Anytime Cash? Convert your payment into manageable instalments with EasyPay on Transaction.
  • Minimum amount of S$150
  • Flexible tenures from 12 to 60 months
  • Enjoy attractive interest rates
  • Applicable to eligible transactions made within the last 30 days

How to apply

Login to SC Mobile, tap on the EasyPay button to view the list of eligible transactions for conversion.

Outstanding credit card balances

Text, Page, Electronics

Outstanding credit card balances

  • Anticipating a sizable credit card bill? Plan ahead and ease your cashflow with EasyPay on Balance. Convert the outstanding balance of your next SC Credit Card statement into manageable monthly instalments.
  • Minimum amount of S$500 (for your SC Credit Card) and S$1,000 (selected SC Credit Card funds transfer account)
  • Flexible tenures from 12 to 60 months
  • Enjoy attractive interest rates

How to apply

Login to SC Mobile, tap on the “Convert to Instalment” button next to your eligible account.

Nature, Outdoors, Sea

Don’t have an SC credit card?

Apply for Simply Cash Credit Card and enjoy uncapped 1.5% cashback on all spends!

All principal and supplementary cardholders of the Bank’s credit cards can apply for EasyPay via our Online Banking or SC Mobile application. EasyPay request must be raised within 30 days of the transaction date or available outstanding balances on the credit card.

Processing Time:

Processing of the EasyPay application takes 3-5 working days. You should receive a confirmation email (Successful or unsuccessful) on the outcome of the EasyPay application.

EasyPay on Transaction is a programme that allows you to convert your retail purchases done on your Standard Chartered credit card into interest-free instalments (3 to 12 months) with a one-time processing fee.

You may also convert your EasyBill or Anytime Cash transactions into instalments (12 to 60 months) at an attractive interest rate.

You may do so via SC Mobile or Online Banking by selecting “Convert to Instalments” beside your eligible transaction.

Yes, there is a non-refundable, one-time processing fee for each EasyPay transaction.

During the application of EasyPay, the fee will be reflected upon the selection of the preferred choice of transaction prior to submitting the application.

You may apply for EasyPay through our Online Banking or SC Mobile application.

For transactions converted to instalments on retails transactions, there is no early redemption fee.

This service is available for all transactions above S$150.

Retails transactions above $150 are eligible for EasyPay. The option to apply for EasyPay will be displayed alongside the eligible transaction(s) on SC Mobile and Online Banking. EasyPay request must be raised within 30 days of the transaction date on the credit card.

The outcome of the EasyPay application will be communicated to you via email.

Unfortunately, applications cannot be cancelled once it is being processed.

Regardless of whether the EasyPay application is approved or rejected, the cardholder is still required to make payment on the total outstanding balances and/or minimum payment due reflected on the cardholder’s credit card statement(s) by the payment due date, failing which interest and/or late payment and finance charges may apply.

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