HDB Home Suite

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Standard Chartered’s HDB Home Suite offers you more than just a home loan

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Home Loan

Timeline for your HDB property. Find out more.
¹Current Account with MasterCard Debit Card

Use your current account to repay your home loan.
²Platinum Credit Card with exclusive privileges
³Up to 75% financing

Online and Mobile Banking

No processing fee

e-Statement

Mortgage facility terms and conditions apply. Pricing and mortgage facility terms are subject to change without prior notice.

PRICING AND FEATURES
Interest Rate	36M Fixed Deposit Rate plus a margin for the Bank. The 36M Fixed Deposit Rate means the Bank’s prevailing interest rate per annum for a 36-month Singapore Dollar time deposit of (i) an amount below S$20,000, or (ii) such other amount as the Bank may specify. The current 36M Fixed Deposit Rate is 0.72% per annum. The reference rate for Fixed Deposit Rate may vary and the actual rate will be presented in the Facility Letter. The Fixed Deposit Rate offered to you may be different from other clients based on different pricing packages. The Fixed Deposit Rate is a floating rate and is subject to change from time to time. This rate may be revised due to changes in, including but not limited to our macroeconomic outlook or any other global or local market conditions which may or may not impact our cost of funds. We will provide you with at least 30 days’ notice for any revision of the Fixed Deposit Rate if you maintain any existing loan with us.
Loan Size	Minimum SGD100,000
Fees	No processing fee
Type of Property	For both completed and building under construction properties

Historical FDR Rates

Below are the historical rates for 36M Fixed Deposit Rate for the past 2 years for reference:

EFFECTIVE DATE	36M FIXED DEPOSIT RATE
From 10 June 2019 to 17 May 2020	1.37% per annum
From 18 May 2020 to 20 August 2020	1.02% per annum
From 21 August 2020 to 07 December 2022	0.72% per annum
From 08 December 2022 to 27 April 2023	1.52% per annum
From 28 April 2023	2.77% per annum

¹Only applicable to XtraSaver, World Partner Chequing and SuperSalary Debit Cards
²For customers aged 21-65 years old with a minimum annual income of $30,000 (Singaporean/permanent resident) or $36,000 (foreigners), who are not an existing Personal Credit and/or Personal Loan customer
³For applicants with no outstanding residential property loans
Summary of HDB Home Suite Terms and Conditions
Please note that your HDB home loan application is subject to your prevailing annual income, regulatory requirements, and Standard Chartered Bank (Singapore) Limited prevailing credit policy.
The interest rate for your Mortgage Loan will be calculated based on the sum of (a) the Bank’s prevailing interest rate per annum for a 36-month Singapore Dollar Time Deposit and (b) a fixed margin.

Please note that final approval of your home loan is subject to receipt and validation of all required documents.

Timing and payment schedule for the purchase of a HDB resale flat

From the first payment to the very last, we’ve mapped it out for you in a simple schedule you can use to plan your finances so you can get the keys to your new home faster.

Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$100,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.

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Standard Chartered’s HDB Home Suite offers you more than just a home loan

Home Loan

¹Current Account with MasterCard Debit Card

²Platinum Credit Card with exclusive privileges

³Up to 75% financing