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Application Eligibility

• Aged: 21 – 65 years
• Minimum annual income: S$30,000

For Existing Standard Chartered Credit Cardholders

No documents are required.

However, if there has been a recent change to your income, please submit your updated documents for review during the application process.

For New Customers or Existing Customers with Change(s) in Income/Employment

For SingPass holders applying with MyInfo

No documents are required

For salaried employees:

• Copy of NRIC (front and back)
• Latest computerised payslip OR
• Latest 6 months’ CPF Contribution History Statement OR
• To be considered for a higher loan amount, please submit your latest Income Tax Notice of Assessment (NOA) in addition to the above.

For self-employed

• Copy of 2 year income tax notice of assessment (must be in business for a minimum of 2 years)

For commission earner (any one from below)

• Latest 3 months payslip + Latest income tax notice of assessment
• Latest 6 months CPF contribution history statement
• Latest 3 months payslip
• Copy of 2 year income tax notice of assessment ( For 100% commission earner)

Refer to application form for details

Application Eligibility

• Aged: 21 – 65 years
• Minimum annual income: S$60,000
• Must hold a Singapore Employment Pass

For Existing Standard Chartered Credit Cardholders

No documents are required.

However, if there has been a recent change to your income, please submit your updated documents for review during the application process.

For New Customers or Existing Customers with Change(s) in Income/Employment

For SingPass holders applying with MyInfo

No documents are required

Please prepare the following:

• Copy of Passport (with at least 6 months’ validity)
• Copy of your Employment Pass (with at least 6 months’ validity)
• Any ONE of the following documents:

  (i) Latest utility bill, rates or tax bill

  (ii) Latest bank / credit card statement (e-Statements are accepted)

  (iii) Rental agreement showing your address

  (iv) Latest mobile phone statement or pay-TV statement

  (v) Letter from employer stating current address

  (vi) Government-issued document stating current address (e.g. IRAS, CPF, ICA)

Additional Documents:

For Salaried Employees/Partial Commission-based Earners

• Latest computerised payslip

  To be considered for a higher loan amount, please submit your latest Income Tax Notice of Assessment (NOA) in addition to the above.

For 100% Commission-based Earners

• Copy of NRIC (front and back)
• (i) Latest Income Tax Notice of Assessment (NOA) OR

  (ii) Latest 3 months of Commission Statement from same employer

For Self-employed

• Latest Income Tax Notice of Assessment (NOA)