Do I need to make a minimum spend amount to qualify for the new additional Rewards Points under the Prudential Card Rewards Points Promotion?

No, you are not required to make any minimum spend amount to qualify for the new additional Rewards Points under the Promotion

How does the Rewards Cap of 20,000 Rewards Points work?

The Rewards cap of 20,000 Rewards Points is only applicable to the additional 360° Rewards Points awarded on Qualifying Dining Transactions and Qualifying Foreign Currency Transactions. This is in additional to the total rewards points earned for other qualifying spends which accords 1X rewards points for every S$1 (or its equivalent for spends that are not made in Singapore Dollars, where relevant) spent with the Prudential Platinum Card. Additional Rewards Points are as follows: 1.For all Qualifying Dining Transactions, you will earn additional 4X Reward Points for every S$1 spent in Singapore Dollars; and 2.For every Qualifying Foreign Currency, you will earn additional 9X Reward Points for every S$1 spent in foreign currency (spends that are not made in Singapore Dollars).

Is the Rewards Cap based on calendar year?

The Rewards Cap of 20,000 Rewards Points applies to a full year from the approval date of your Prudential Platinum Credit Card and will be reset every anniversary of the approval date.

Can I earn more than 20,000 Rewards Points on my Prudential Platinum Credit Card?

Yes. The Rewards Cap of 20,000 Rewards Points only applies to the additional Rewards Points awarded on Qualifying Dining Transactions and Qualifying Foreign Currency transactions. Once you reach the cap, you may continue to earn 1X Reward Point per S$1 (or its equivalent for spends that are not made in Singapore Dollars, where relevant) spent on the card on all eligible Prudential Card Transactions

Can I earn rewards points when I use my Prudential Platinum Card to pay my Prudential premiums?

Yes, you can earn rewards points when you use your Prudential Platinum Card to pay your Prudential premiums. Visit Prudential Insurance Premium Redemption Form to redeem your rewards points.

How do I make recurring Prudential premium payments using my Prudential Platinum Credit Card?

You can visit the following websites to apply for recurring payments and pay using your Prudential Platinum Credit Card : PRUaccess iPay

Prudential Platinum Card

This is to inform that by clicking on the hyperlink, you will be leaving sc.com/sg and entering a website operated by other parties.

Such links are only provided on our website for the convenience of the Client and Standard Chartered Bank does not control or endorse such websites, and is not responsible for their contents.

The use of such website is also subject to the terms of use and other terms and guidelines, if any, contained within each such website. In the event that any of the terms contained herein conflict with the terms of use or other terms and guidelines contained within any such website, then the terms of use and other terms and guidelines for such website shall prevail.

Thank you for visiting www.sc.com/sg

Proceed

Prudential Platinum Card

Apply Now Apply Now

The card that helps you care for your family

Up to 5X rewards points for every dollar spent on eligible dining transactions

Instant Digital Credit Card

Apply for an Instant³ Digital Credit Card online using MyInfo. Find out more
Up to 5X¹ Rewards Points

Get up to 5X rewards points for every S$1 spent on eligible dining transactions. No minimum spend required. T&Cs apply
1X¹ Rewards Points

Get 1X rewards point for every S$1 spent, on all other eligible transactions (insurance related spends included). No minimum spend required. T&Cs apply
Annual Fee waiver

Enjoy 1 year fee waiver.
Offset Your Premiums
- Convert your points to offset your premium payments for your Eligible Prudential Policies⁴
- With effect from 1 June 2023, each redemption must have a minimum conversion of 3000 points to off-set S$9.60 in Prudential insurance premium payments, with subsequent conversion in blocks of 300 points to off-set S$0.96 in Prudential insurance premium payments, or such other rate that we may specify from time to time.
+ More

SC EasyBill

Get Cashback/Reward points/Bonus Interest on IRAS, Education, Insurance & Rental payment. T&Cs apply. Read More

Credit Card Credit Limit Review

Enjoy a higher credit limit for your credit cards to increase your spending power without worry. Get it reviewed instantly online today! T&Cs apply. Read more

Temporary Credit Limit Increase

Cover your travel, wedding banquet, hospitalisation or unfortunate events with extra cash. T&Cs apply. Read more

Fund Transfers

Get cash instantly at 0% interest at a one-time processing fee with your Standard Chartered Credit Card. T&Cs apply. Read More

EasyPay

Convert your retail transactions into interest-free instalments with no or low processing fees. T&Cs apply. Read more

Credit Card Payments

Pay your Standard Chartered Credit Card bills conveniently, securely and almost instantly. Read More

Tap-and-Pay Payment

Tap your credit card on any contactless sales terminal and you are done. No signature required for purchases less than $100. Read More

0% Interest Instalment Plan

Manage your finances with our interest-free monthly instalment plans. T&Cs apply. Read More

Live The Good Life® every day

The Good Life® is what you make of it. Enjoy exciting card offers and privileges at over 3,000 outlets in Asia from dining offers to shopping, travel and lifestyle benefits. Read More

Mobile Payments

Tap your phone on any contactless sales terminal to pay with Apple Pay, Google Pay™ or Samsung Pay. No need to put away your phone and look for your wallet. Read More

How it works

Convert your Rewards Points to offset your premium payments for your Eligible Prudential Policies⁴

Download Prudential Insurance Premium Redemption Form

On or before 31 May 2023

Rewards Points redemption	EQUIVALENT CASH VALUE WHICH CAN BE USED TO OFFSET PREMIUM PAYMENTS FOR ELIGIBLE PRUDENTIAL POLICIES⁴
First 3,000 Rewards Points (minimum redemption)	S$ 12.00
Subsequent 300 Rewards Points	S$ 1.20

Use your prudential platinum card to	Amount in SGD	Rewards Points earned per S$1 spend	Rewards Points earned
Dine at a restaurant	$200	5X	1,000
Purchase a phone	$500	1X	500
Pay insurance premiums	$500	1X	500
Buy a travel package (charged in foreign currency)	$700	10X	7,000

Total Rewards Points earned: 9,000 (equivalent to S$36 cash to offset your premium payment for Eligible Prudential Policies⁴)

Total Rewards Points earned: 9,000 (equivalent to S$36 cash to offset your premium payment for Eligible Prudential Policies²)

Above example is for illustration purpose only. Refer to Standard Chartered Prudential Platinum and Prudential Visa Signature Credit Card Terms & Conditions for full exclusion list

With effect from 1 June 2023

Rewards Points redemption	EQUIVALENT CASH VALUE WHICH CAN BE USED TO OFFSET PREMIUM PAYMENTS FOR ELIGIBLE PRUDENTIAL POLICIES⁴
First 3,000 Rewards Points (minimum redemption)	S$9.60
Subsequent 300 Rewards Points	S$0.96

Use your prudential platinum card to	Amount in SGD	Rewards Points earned per S$1 spend	Rewards Points earned
Dine at a restaurant	$200	5X	1,000
Purchase a phone	$500	1X	500
Pay insurance premiums	$500	1X	500
Buy a travel package (charged in foreign currency)	$700	10X	7,000

Total Rewards Points earned: 9,000 (equivalent to S$28.80 cash to offset your premium payment for Eligible Prudential Policies⁴)

⁴Primary Cardmembers may only redeem 360° Rewards Points to offset the premium payments for regular premium policies issued by Prudential Assurance Company Singapore Pte Ltd (“Prudential”) payable on a monthly, quarterly, bi-annual or annual payment cycle and such insurance policies exclude PruShield policies, single premium policies, recurring single premium policies, top up premiums policies, US Dollar policies and policies purchased under the CPF Investment Scheme and Supplementary Retirement Scheme (each an “Eligible Prudential Policy”, collectively the “Eligible Prudential Policies”).

Above example is for illustration purpose only. Refer to Standard Chartered Prudential Platinum and Prudential Visa Signature Credit Card Terms & Conditions for full exclusion list

DETAILS	CHARGES
Annual Fees	The annual fee is waived off for the first year. Thereafter, annual fee is S$196.20 (including 9% GST) from 1 January 2024.
Finance Charges	Effective Interest Rate (“EIR”): 27.9% per annum (minimum). If payment is not made in full by the due date, finance charges will be calculated on a daily basis at 0.076% from the respective transaction dates for all transactions to the date the payment is received.
Cash Advance	Your cash advance fee per transaction is 8% on the Cash Advance, subject to a minimum fee of $15 plus Finance Charges at 0.082% per day on the amount withdrawn from the date of the transaction until the date of full payment.
Late Payment Charges	A late payment charge of S$100 will be charged if minimum payment due is not received by the due date.
For more details on all other applicable fees and charges, please click here.

Important Documents

As part of our efforts to go green, the following will no longer be included within the credit cards welcome pack:
• ABS Consumer Guide for Credit Cards which contains information on understanding credit cards and credit card usage and which can be found here
• Important Information Document for Standard Chartered Credit Cards which contains information on all relevant interest, fees and charges and which can be found here

If you would like to receive a printed copy of any of the above, please call our 24-hour Client Contact Centre at +65 6747 7000.

Free Credit Report

If your credit card is newly approved and you wish to have a free credit report*, you may obtain it within 30 calendar days upon card approval via the credit bureau website or at their registered office. You will need the following documents to obtain the free credit report:

Card carrier that comes with your credit card
NRIC

Credit Bureau (Singapore) Pte Ltd
2 Shenton Way
#20-02 SGX Centre 1
Singapore 068804
Tel: +65 6565 6363
www.creditbureau.com.sg

*Note: The free credit report is not available for renewed or replaced cards.

–

Eligibility

Age
- 21 to 65 years old
Minimum Annual Income
- Singapore Citizens and Permanent Residents: S$30,000
- Foreigners with Employment Passes: S$60,000
Employment Pass Holders
- Foreigners must be holders of P1, P2 or Q type Singapore Employment Passes
- Q Pass holders must have minimum one year validity remaining on their passes
- Employment Pass must have at least 6 months’ validity

Document Requirements

You will need:
- Copy of NRIC (front and back) for Singaporean Citizens & PR
- Copy of Passport and Employment Pass (with at least 6 months’ validity) for Foreigners
For salaried (any of the following):
- Latest month computerised payslip
- Latest 6 months CPF Contribution History Statement
- Latest Income Tax Notice of Assessment + latest month computerised payslip/6 months CPF contribution
For self-employed
- Copy of 2 year income tax notice of assessment (must be in business for a minimum of 2 years)
For commission earner (any one from below)
- Latest 3 months payslip + Latest income tax notice of assessment
- Latest 6 months CPF contribution history statement
- Latest 3 months payslip
- Copy of 2 year income tax notice of assessment ( For 100% commission earner)
Refer to application form for details

What are the new benefits on my Prudential Platinum Card

The new Card benefits will allow you to earn additional 4X Rewards Points per S$1 spent in local currency on Qualifying Dining Transactions, and additional 9X Rewards Points per S$1 spent in foreign currency on Qualifying Foreign Currency Transactions. Such additional Rewards Points are subject to a cap of 20,000 Rewards Points per year.


10X Rewards Points	For every S$1 spent in foreign currency on Qualifying Foreign Currency Transactions.
5X Rewards Points	For every S$1 spent in local currency on Qualifying Dining Transactions.
1X Reward Point	For every S$1 spent for all other eligible retail transactions including insurance transactions.

Do I need to make a minimum spend amount to qualify for the new additional Rewards Points under the Prudential Card Rewards Points Promotion?

No, you are not required to make any minimum spend amount to qualify for the new additional Rewards Points under the Promotion
How does the Rewards Cap of 20,000 Rewards Points work?

The Rewards cap of 20,000 Rewards Points is only applicable to the additional 360° Rewards Points awarded on Qualifying Dining Transactions and Qualifying Foreign Currency Transactions.

This is in additional to the total rewards points earned for other qualifying spends which accords 1X rewards points for every S$1 (or its equivalent for spends that are not made in Singapore Dollars, where relevant) spent with the Prudential Platinum Card.

Additional Rewards Points are as follows:

1.For all Qualifying Dining Transactions, you will earn additional 4X Reward Points for every S$1 spent in Singapore Dollars; and

2.For every Qualifying Foreign Currency, you will earn additional 9X Reward Points for every S$1 spent in foreign currency (spends that are not made in Singapore Dollars).
Is the Rewards Cap based on calendar year?

The Rewards Cap of 20,000 Rewards Points applies to a full year from the approval date of your Prudential Platinum Credit Card and will be reset every anniversary of the approval date.
Can I earn more than 20,000 Rewards Points on my Prudential Platinum Credit Card?

Yes. The Rewards Cap of 20,000 Rewards Points only applies to the additional Rewards Points awarded on Qualifying Dining Transactions and Qualifying Foreign Currency transactions. Once you reach the cap, you may continue to earn 1X Reward Point per S$1 (or its equivalent for spends that are not made in Singapore Dollars, where relevant) spent on the card on all eligible Prudential Card Transactions

Can I earn rewards points when I use my Prudential Platinum Card to pay my Prudential premiums?

Yes, you can earn rewards points when you use your Prudential Platinum Card to pay your Prudential premiums. Visit Prudential Insurance Premium Redemption Form to redeem your rewards points.
How do I make recurring Prudential premium payments using my Prudential Platinum Credit Card?
You can visit the following websites to apply for recurring payments and pay using your Prudential Platinum Credit Card:
- PRUaccess
- iPay
Have other questions?

Click here for more FAQs.

¹Standard Chartered Prudential Platinum and Prudential Visa Signature Credit Card Terms & Conditions
Click here for the full Standard Chartered Prudential Platinum and Prudential Visa Signature Credit Card Terms & Conditions that apply.
^CardSafe Guarantee Terms and Conditions
³Standard Chartered Instant Approval Terms and Conditions apply
For details, please click here.

How can we help you today?

What kind of loan are you looking for?

Prudential Platinum Card

The card that helps you care for your family

Instant Digital Credit Card

Up to 5X¹ Rewards Points

1X¹ Rewards Points

Annual Fee waiver

Offset Your Premiums